The fund seeks to replicate total return performance of the benchmark index before fees and expenses by investing in mid-and large-size companies in the United States.

The investment process focuses on companies in the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

However, the investment adviser may cause the fund’s weighting of a stock to be more or less than the index’s weighting of the stock for tax or to address liquidity considerations.

The fund will concentrate its investments in an industry or group of industries to match as closely as possible the allocations in the index.

The fund seeks capital appreciation in the long term by investing in companies in the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investable opportunities.

The investment team relies on quantitative techniques to evaluate securities based on three components such as fundamentals, valuation, and momentum.

Next the research team selects portfolio securities utilizing the Schwab Equity Ratings, a model that assigns ratings to approximately 3,000 of the largest traded stocks.

In addition, the research team utilizes investment data and other analytics to assess a company.

Then the manager constructs a portfolio of stocks that are highly rated by Schwab Equity Ratings. Additionally, the manager purchases lower-rated stocks for purposes of diversification, or for managing the fund’s liquidity, turnover, or volatility relative to the Index.

Also, the portfolio optimization process provides the optimal balance between risk and expected return subject to factors such as the number of stocks desired in the portfolio, the level of portfolio turnover, industry and sector diversification, and volatility considerations.

The fund may invest in derivatives, principally futures contracts primarily to seek returns on the fund’s otherwise uninvested cash assets.

The fund also may lend portfolio securities to earn additional income.

The fund may invest up to 100% of its assets in cash, money market instruments, repurchase agreements and other short-term obligations for temporary defensive purposes during unusual economic or market conditions or for liquidity purposes.

The fund seeks current income and capital appreciation by investing in companies in the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in dividend paying common and preferred stocks.

In selecting securities for the portfolio, the research team utilizes a proprietary equity ratings model that assigns ratings to approximately 3,000 of the largest U.S. traded stocks.

In addition, as part of the process, the team utilizes investment data and other analytics.

The team selects stocks that are highly rated by the proprietary equity ratings model.

Additionally, the team will also purchase lower-rated stocks or stocks that are not rated by the proprietary equity ratings model.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest up to 20% of its net assets in the stocks of publicly traded companies located in countries other than the United States.

Also, the fund’s international investments will primarily be in stocks issued by companies located in developed market countries; however, it may also invest in stocks issued by companies located in emerging markets.

The fund also may invest in derivatives, principally futures contracts.

Additionally, the fund may invest in exchange-traded funds and stocks of real estate investment trusts.

The fund also may lend portfolio securities to earn additional income.

For temporary defensive purposes during unusual economic or market conditions or for liquidity purposes, the fund may invest up to 100% of its assets in cash, money market instruments, repurchase agreements and other short-term obligations.

The fund seeks to replicate the total return performance of the benchmark index before fees and expenses by investing in mega-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The process seeks a correlation of 0.95 or better between the fund’s performance and the performance of the index.

In addition, the index measures the performance of the companies by fundamental overall company scores which are created using as the universe the emerging markets companies in the FTSE Global Total Cap Index (the parent index).

Next, securities are grouped in order of decreasing score and each company receives a weight based on its percentage of the total scores of the emerging markets companies within the parent index.

Then companies are split at the 87.5% point based on fundamental weights and companies above this breakpoint make up the index.

The research team also utilizes sampling techniques based on factors, such as performance attributes, tax considerations, capitalization, dividend yield, price/earnings ratio, industry factors, and risk factors.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager seeks to invest in emerging markets companies.

The fund will concentrate its investments in an industry or group of industries to match as closely as possible the allocations in the index.

Also, the fund may invest in derivatives, principally futures contracts, and also lend its securities.

In addition, the fund may invest in exchange-traded funds.

The fund seeks to replicate the total return performance of the benchmark index before fees and expenses by investing in mega-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in real estate companies, including real estate investment trusts, in U.S. and non-U.S. markets, including developed and emerging markets.

The research team also utilizes a sampling methodology to evaluate a company’s performance attributes, tax considerations, capitalization, dividend yield, price/earnings ratio, industry factors, risk factors and other characteristics.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest a significant portion of its net assets in depositary receipts representing securities of the index; which may be in the form of American Depositary Receipts, Global Depositary Receipts and European Depositary Receipts.

Also, the fund may invest in derivatives, principally futures contracts, and lend its securities.

The fund seeks to track the total return performance of a benchmark index before fees and expenses by investing in large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investable opportunities.

Next, the research team relies on fundamental analysis to look for developed international companies.

The research team also utilizes a sampling methodology to evaluate a company’s performance attributes, tax considerations, capitalization, dividend yield, price/earnings ratio, industry factors, risk factors and other characteristics.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest a significant portion of its net assets in depositary receipts representing securities of the index; which may be in the form of American Depositary Receipts), Global Depositary Receipts and European Depositary Receipts.

Also, the fund may invest up to 10% of its net assets in securities not included in the index.

The fund may also invest in cash and cash equivalents, including money market funds, and may lend its securities.
 

The fund seeks total return performance of a benchmark index before fees and expenses by investing in small-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investable opportunities.

The process seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

However, the research team may cause the fund’s weighting of a stock to be more or less than the index’s weighting of the stock for tax or to address liquidity considerations.

Next, the research team relies on fundamental analysis to look for international developed companies.

The team utilizes an indexing approach for buying a basket of securities that compose the index. The process seeks a correlation of 0.95 or better between the fund’s performance and the performance of the index.

The research team also employs a sampling methodology or quantitative analysis to obtain a basket of stocks that resembles the index in terms of key risk factors, and performance attributes.

At times, it may not be possible or practicable to buy all of the securities of the Index, or to replicate the weightings in the Index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may hold 25% or more of its net assets in an industry or group of industries to approximately the extent that the index the fund is designed to track is also so concentrated.

The fund seeks to replicate total return performance of the benchmark index before fees and expenses by investing in large-size companies in the United States.

The investment process uses an indexing approach for buying a basket of securities that compose the index. The process seeks a correlation of 0.95 or better between the fund’s performance and the performance of the index.

The research team also utilizes a sampling methodology or quantitative analysis to obtain a basket of stocks that resembles the index in terms of key risk factors, and performance attributes.

At times, it may not be possible or practicable to buy all of the securities of the Index, or to replicate the weightings in the Index.

In addition, the index measures the performance of the companies by fundamental overall company scores which are created using as the universe the U.S. companies in the FTSE Global Total Cap Index (the parent index).

Next, securities are grouped in order of decreasing score and each company receives a weight based on its percentage of the total scores of the U.S. companies within the parent index.

Then companies are split at the 87.5% point based on fundamental weights and companies above this breakpoint make up the index.

However, the investment adviser may cause the fund’s weighting of a stock to be more or less than the index’s weighting of the stock for tax or to address liquidity considerations.

The fund will concentrate its investments in an industry or group of industries to match as closely as possible the allocations in the index.

The fund seeks to replicate total return performance of the benchmark index before fees and expenses by investing in small-size companies in the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The process seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

However, the research team may cause the fund’s weighting of a stock to be more or less than the index’s weighting of the stock for tax or to address liquidity considerations.

Next, the team utilizes an indexing approach for buying a basket of securities that compose the index. The process seeks a correlation of 0.95 or better between the fund’s performance and the performance of the index.

The research team also employs a sampling methodology or quantitative analysis to obtain a basket of stocks that resembles the index in terms of key risk factors, and performance attributes.

At times, it may not be possible or practicable to buy all of the securities of the Index, or to replicate the weightings in the Index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may hold 25% or more of its net assets in an industry or group of industries to approximately the extent that the index the fund is designed to track is also so concentrated.

The fund seeks capital appreciation and income by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities of real estate companies and companies related to the real estate industry.

According to the team, real estate companies include U.S. and non-U.S. issuers that derive at least 50% of their revenues or profits from the ownership, construction, development, financing, management, servicing, sale or leasing of commercial, industrial or residential real estate or have 50% of their total assets in real estate.

Also, companies related to the real estate industry include companies whose products and services pertain to the real estate industry, such as mortgage lenders and mortgage servicing companies.

In selecting securities for the portfolio, the research team focuses on a company’s financial condition, industry position, earnings estimates, management and local and global economic and market conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to invest its assets across different countries and regions.

In addition, the fund invests in developed market countries, but may invest up to 15% of its net assets in emerging market countries.

The fund may invest a significant portion of its net assets in real estate investment trusts and other similar REIT-like structures, as well as real estate operating companies.

Additionally, the fund may invest in derivative securities, such as swaps, options, futures and options on futures, which are principally tied to the real estate industry.

The fund may hold up to 100% of its assets in cash, cash equivalents and other short-term investments for temporary or defensive purposes.

The fund seeks capital appreciation in the long term by investing in companies in the United States.

The investment process is designed to highlight companies in the benchmark index that are engaged in the health care sector.

The process focuses on health care companies, such as pharmaceuticals and biotechnology companies, health care facilities operations, and medical product manufacturers and suppliers, and medical providers and medical services firms.

Then the investment team relies on quantitative techniques to evaluate securities based on three components such as fundamentals, valuation, and momentum.

Next, the research team selects portfolio securities utilizing the Schwab Equity Ratings, a model that assigns ratings to approximately 3,000 of the largest traded stocks.

In addition, the research team utilizes investment data and other analytics to assess a company.

Then the manager constructs a portfolio of stocks that are highly rated by Schwab Equity Ratings. Additionally, the manager purchases lower-rated stocks for purposes of diversification, or for managing the fund’s liquidity, turnover, or volatility relative to the Index.

Also, the portfolio optimization process provides the optimal balance between risk and expected return subject to factors such as the number of stocks desired in the portfolio, the level of portfolio turnover, industry and sector diversification, and volatility considerations.

The fund may invest in derivatives, principally futures contracts primarily to seek returns on the fund’s otherwise uninvested cash assets.

The fund also may lend portfolio securities to earn additional income.

The fund may invest up to 100% of its assets in cash, money market instruments, repurchase agreements and other short-term obligations for temporary defensive purposes during unusual economic or market conditions or for liquidity purposes.

The fund may invest up to 25% of its net assets in non-U.S. companies located in developed market countries; however, it may also invest in companies located in emerging markets.

The fund seeks capital appreciation in the long term by investing in companies in the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in equity securities issued by U.S. companies.

In selecting securities for the portfolio, the research team utilizes a proprietary equity ratings model that assigns ratings to approximately 3,000 of the largest U.S. traded stocks.

In addition, as part of the process, the team utilizes investment data and other analytics.

The team selects long positions from stocks that are highly rated by the proprietary equity ratings model.

Additionally, the team selects short positions from stocks that are lower rated by the proprietary equity ratings model.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund also may invest in derivatives, principally futures contracts.

Additionally, the fund may invest in exchange-traded funds and stocks of real estate investment trusts.

The fund also may lend portfolio securities to earn additional income.

For temporary defensive purposes during unusual economic or market conditions or for liquidity purposes, the fund may invest up to 100% of its assets in cash, money market instruments, repurchase agreements and other short-term obligations.

The fund seeks capital appreciation in the long term by investing in mid-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on stocks of companies located in developed market countries excluding the United States.

However, the fund may also invest in stocks issued by companies located in emerging markets.

Developed market countries include, but are not limited to Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy, Japan, Netherlands, New Zealand, Norway, Singapore, Spain, Sweden, Switzerland, and the United Kingdom.

The fund considers any country that is not a developed market country to be an emerging market country.

Next, the team utilizes a proprietary model that ranks stocks of foreign companies headquartered and trading in certain foreign countries.

The stocks are ranked based on factors that are indicative of stocks’ performance potential.

Also, the team assesses a company’s valuation, balance sheet strength, future earnings power and trading activity to identify companies expected to outperform the broader equity market. 

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

In addition, the manager seeks to allocate the fund’s investments across different countries and geographic regions in an effort to manage the economic and socio-political risks associated with investing in a single country or limited number of countries.

The portfolio seeks to outperform the benchmark index.

The fund has the flexibility to invest across all market capitalizations.

Also, the fund may invest in exchange-traded funds and stocks of real estate investment trusts. The fund may also invest in depository receipts, including American Depositary Receipts, Global Depositary Receipts, and European Depositary Receipts.

In addition, the fund may lend portfolio securities to earn additional income.

For temporary defensive purposes during unusual economic or market conditions or for liquidity purposes, the fund may invest up to 100% of its assets in cash, money market instruments, repurchase agreements and other short-term obligations.

The fund seeks total return performance of a benchmark index before fees and expenses by investing in mega-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investable opportunities.

The process seeks to replicate the performance of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

However, the research team may cause the fund’s weighting of a stock to be more or less than the index’s weighting of the stock for tax or to address liquidity considerations.

Next, the research team focuses on companies from countries with developed equity markets outside of the U.S.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may hold 25% or more of its net assets in an industry or group of industries to approximately the extent that the index the fund is designed to track is also so concentrated.

Additionally, the fund may invest in derivatives, principally futures contracts, and lend its securities.

The fund seeks capital appreciation in the long term by investing in large-size companies in the United States.

The investment process starts with a list of companies in the benchmark index and the research team uses quantitative techniques and fundamental analysis to narrow the list of investable companies.

Next, the research team focuses on companies exhibiting above-average earnings or revenue growth potential.  In addition, the team evaluates securities based on fundamentals, valuation, and momentum attributes.

The team believes companies with strong growth potential often have new products, technologies, or a strong industry or market position.

The fund seeks high capital appreciation in the long term by investing in companies in the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investable opportunities.

The strategy of the fund is to allocate 100% of its net assets in stock investments, with certain percentages for different segments of the stock market.

The fund has the flexibility to invest directly in individual securities.

Next, the research team invests in the Schwab index funds and exchange-traded funds known as the underlying funds, which use a variety of indexing strategies.

These underlying funds seek to replicate the total returns of various stock market indices, holding each security in approximately the same proportion as its weighting in the Index.

The team may also utilize a sampling methodology in seeking to achieve the underlying fund’s objective.

Then the manager constructs a portfolio from a list of companies favored by the research team. The managers may allocate the fund’s investments among underlying funds that track indices based on market capitalization as well as funds that track Russell RAFI Indexes based on the Fundamental Index methodology.

The Russell RAFI Index Series selects and weights stocks according to fundamental measures such as company size, adjusted sales, retained operating cash flow, and dividends plus buybacks.

The fund may invest up to 100% of its assets directly in cash, money market instruments, repurchase agreements and other short-term obligations for temporary defensive purposes during unusual economic or market conditions or for liquidity purposes.

The fund also may lend portfolio securities to earn additional income.

The fund seeks capital appreciation in the long term by investing in small-size companies in the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, in selecting securities for the portfolio, the research team utilizes a proprietary equity ratings model that assigns ratings to approximately 3,000 of the largest U.S. traded stocks.

In addition, as part of the process, the team utilizes investment data and other analytics.

The team invests in companies that are highly rated by the proprietary equity ratings model. Additionally, the team purchases lower-rated stocks or stocks that are not rated by the model.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may also invest in derivatives, principally futures contracts.

Also, the fund may invest in exchange-traded funds and stocks of real estate investment trusts.

The fund also may lend portfolio securities to earn additional income.

Furthermore, the fund may invest up to 100% of its net assets in cash, money market instruments, repurchase agreements and other short-term obligations for temporary defensive purposes during unusual economic or market conditions or for liquidity purposes.

The fund seeks to replicate total return performance of the benchmark index before fees and expenses by investing in small-size companies in the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The process seeks to replicate the performance of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Next, the research team may cause the fund’s weighting of a stock to be more or less than the index’s weighting of the stock for tax or to address liquidity considerations.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may also invest in derivatives, principally futures contracts, and lend its securities.

Additionally, the fund may hold 25% or more of its net assets in an industry or group of industries to approximately the extent that the index the fund is designed to track is also so concentrated.

The fund seeks to track the total return performance of a benchmark index before fees and expenses by investing in companies across any size in the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investable opportunities.

The process seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

However, the research team may cause the fund’s weighting of a stock to be more or less than the index’s weighting of the stock for tax or to address liquidity considerations.

Then the research team also utilizes a sampling methodology to evaluate a company’s market capitalization, performance attributes, dividend yield, price/earnings ratio, risk and industry factors.

The manager constructs a portfolio from a list of companies favored by the research team. The fund may concentrate its investments in an industry or group of industries to approximately the extent that the index the fund is designed to track is also so concentrated.

The fund may invest in derivatives, principally futures contracts, and lend its securities.

The fund seeks to replicate total return performance of the benchmark index by investing in mega-and large-size companies in the United States.

The investment process starts with a list of companies in the benchmark index and the research team uses quantitative techniques and fundamental analysis to narrow the list of investable companies.

The team also utilizes a sampling technique to select securities with a similar investment profile as the index. This technique involves evaluating factors such as performance attributes, tax considerations, capitalization, dividend yield, price/earnings ratio, and industry and risk factors.

The fund will concentrate its investments in a particular industry or group of industries or sector and match as closely as possible the allocations in the index.

The fund seeks to replicate total return performance of the benchmark index before fees and expenses by investing in mega-and large-size companies in the United States.

The investment process starts with a list of companies in the benchmark index and the research team uses quantitative techniques and fundamental analysis to identify investable opportunities.

The process seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

However, the research team may cause the fund’s weighting of a stock to be more or less than the index’s weighting of the stock for tax or to address liquidity considerations.

Then the research team also utilizes a sampling methodology to evaluate a company’s performance attributes, tax implications, market capitalization, dividend yield, price/earnings ratio, industry and risk factors.

Generally, the fund expects that its industry weightings, dividend yield and price/earnings ratio will be similar to those of the index.

The fund has the flexibility to hold 25% or more of its net assets in a particular industry, group of industries or sector.

The fund may invest up to 10% of its net assets in securities not included in the index and may also invest in cash and cash equivalents.

The fund seeks to replicate total return performance of the benchmark index by investing in mid-size companies in the United States.

The investment process starts with a list of companies in the benchmark index and the research team uses quantitative techniques and fundamental analysis to narrow the list of investable companies.

The team using sampling techniques evaluates a company’s performance attributes, tax implications, market capitalization, dividend yield, price/earnings ratio, industry and risk factors.

The fund has the flexibility to hold 25% or more of its total assets in a particular industry, group of industries or sector.

The fund may invest up to 10% of its net assets in securities not included in the index.