The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team favors securities of companies in emerging (less developed) markets and other investments that are tied economically to emerging markets.

In selecting securities for the portfolio, the research team focuses on factors such as valuation, earnings growth, and technical indicators, and also factors relating to macroeconomics, currency, country and sector.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests in companies in ten or more emerging markets.

The team considers emerging markets to include countries such as Argentina, Brazil, Chile, China, Colombia, Czech Republic, Egypt, Greece, Hungary, India, Indonesia, Malaysia, Mexico, Pakistan, Peru, the Philippines, Poland, Qatar, Russia, Saudi Arabia, South Africa, South Korea, Taiwan, Thailand, Turkey and the United Arab Emirates.

In addition, the fund may invest up to 10% of its net assets in companies in less developed emerging markets not included in the Index.

The fund seeks capital appreciation in the long term and income by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in stocks of companies in developed countries outside the U.S. and of companies in the U.S.

The team focuses on companies that pay dividends or repurchase their shares.

Next, the research team prefers companies that are trading at a discount to their estimated intrinsic value and are out of favor with investors.

In addition, the team looks for companies that are inexpensive on the basis of earnings, book value, and cash flow, as well as focuses on attributes such as financial strength and high yield.

The fundamental research includes company-specific research, company visits, and interviews of suppliers, customers, competitors, industry analysts, and experts.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest up to 25% of its net assets in companies in emerging (less developed) markets.

Also, the fund will invest at least 40% of its net assets in a number of countries outside the U.S.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The fund invests in companies both in developed markets, excluding the United States (the international value portfolio) and in emerging markets (the emerging markets portfolio).

Normally, the fund will invest in companies in at least ten foreign countries.

The international value portfolio focuses on mid to large cap value stocks in developed international markets that pay dividends or repurchase their shares.

Next, the research team for the international value portfolio focuses on companies that are trading at a discount to their estimated intrinsic value and are out of favor with investors.

In addition, the team looks for companies that are inexpensive on the basis of earnings, book value, and cash flow, as well as focuses on attributes such as financial strength and high yield.

The fundamental research includes company-specific research, company visits, and interviews of suppliers, customers, competitors, industry analysts, and experts.

For the emerging markets portfolio, the team considers factors relating to valuation, growth, technical indicators, and competitive strength, and top-down factors relating to macroeconomics, currency, country and sector.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates substantially all of the fund's net assets between the international value portfolio and the emerging markets portfolio utilizing a proprietary asset allocation model.

The fund seeks capital appreciation in the long term by investing in small-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team emphasizes companies located in developed and emerging markets outside the U.S.

The team considers factors relating to valuation, growth, technical indicators, and competitive strength, and top-down factors relating to macroeconomics and country.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

In addition, the fund may invest up to 10% of its net assets in foreign and emerging markets not included in the Small Cap Index.

Also, the fund may invest in a wide range of industries.

The fund seeks capital appreciation in the long term and income by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The strategy looks for companies in developed countries outside the U.S.

The investment team focuses on companies in a number of foreign countries and invests the majority of the fund’s net assets in companies that pay dividends or repurchase their shares.

Next, the research team prefers companies that are trading at a discount to their estimated intrinsic value and are out of favor with investors.

In addition, the team looks for companies that are inexpensive on the basis of earnings, book value, and cash flow, as well as focuses on attributes such as financial strength and high yield.

The fundamental research includes company-specific research, company visits, and interviews of suppliers, customers, competitors, industry analysts, and experts.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest up to 15% of its net assets in companies in emerging (less developed) markets.

Also, the fund is not limited to investing a maximum amount in companies in any particular country.