Ralph Doudera is the CEO of Spectrum Financial, Inc., a Registered Investment Advisory firm that is responsible for investing hundreds of millions of dollars of client assets.

Over the past 25 years Spectrum’s investment and trading philosophy has strived to consistently provide above average investment returns while minimizing downside losses. He is also an investment strategist to Hundredfold Advisors, managing two mutual funds.

Mr. Doudera has a Bachelor’s Degree in Mechanical Engineering and a Master’s Degree in Management and Finance from New Jersey Institute of Technology.  He has also received a Master’s Degree in Biblical Studies from Regent University.

He founded Simply Distribute Foundation, which contributes to organizations promoting microfinance, supporting third world children hospitals,  building orphanages and churches, and evangelism.  He believes this is the best way to make positive changes in this world.

Ralph has five grown children, and eight grandchildren. His activities are diverse, from auto racing to composing music and playing the piano on his Church worship team.  He also enjoys surfing in Costa Rica where he currently owns the beachfront Casa Cecilia Hotel in St. Teresa, Costa Rica.  His first book, Wealth Conundrum, is now in its third printing, and it addresses the puzzles of wealth from a Biblical perspective. It is also available in Korean, and Arabic versions.