The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in common stocks of U.S. issuers and American Depositary Receipts, including unsponsored ADRs, of foreign issuers.

The team categorizes each stock into one of three groups, namely Quality Compounders, Emerging Growers and Risk Mitigators.

Quality Compounders include companies that have long track records, low volatility in their revenue and earnings streams, an advantageous market position over competition, and high returns on capital.

Emerging Growers include growth companies that have unique business models with large unaddressed target markets or novel products or services that can rapidly take market share.

Risk Mitigators include companies that demonstrate superior quality and growth characteristics relative to their peer group.

In selecting securities for the portfolio, the research team focuses on the most attractive equity holdings in each major country or region in international markets, as defined by the benchmark.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds between 40 and 70 stocks of companies.

The fund typically invests in securities of issuers domiciled in at least three non-U.S. countries, with at least 40% of the fund’s net assets invested in securities of foreign issuers.

Also, the fund’s investments in securities of foreign issuers may include securities of issuers located in emerging markets.

The fund may also invest in real estate investment trusts, with a focus on office, industrial and residential REITs.

The fund seeks capital appreciation by investing in companies in developed international markets outside the United States.

The fund invests in a relatively small number of individual stocks, normally between 25 and 35 companies and let stock selection drive portfolio returns. The fund also normally invests in companies above the market capitalizations of $2 billion, generally considered as mid- and large-size companies.

The fund combines macro-economic review in identifying countries and sectors to invest with the bottom-down stock analysis in picking companies that are likely to offer the most attractive risk-reward profiles.

The fund starts with a list of companies in the benchmark index and then narrows the investable list to a smaller number that meet earnings, growth and return on equity criteria.

The research team then calculates intrinsic valuation for companies using qualitative analysis and future growth outlook. The team selects companies with attractive business models, proven track earnings record and trading at attractive discounts to intrinsic valuation.

The fund favors companies that are priced low in relation to their perceived long-term earnings power and are attractive compared to their peers and broad spectrum of available stocks.

The fund seeks growth by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team relies on fundamental analysis to rank stocks based on quality and growth criteria for the EVQ Ranking, namely earnings revisions, valuation, and quality.

Then each company is evaluated for its competitive advantage, growth prospects, growth catalysts, management team, valuation, and risks.

The research process is driven by fundamental analysis of one stock at a time within a macro country/sector/industry framework.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager focuses on growth companies across the globe, both in international developed and emerging market countries regardless of sector or market capitalization.

The focused portfolio holds approximately 50 holdings of non-U.S. growth equity securities.
 

The fund seeks growth by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team relies on fundamental analysis to rank stocks based on quality and growth criteria for the EVQ Ranking, namely earnings revisions, valuation, and quality.

Then each company is evaluated for its competitive advantage, growth prospects, growth catalysts, management team, valuation, and risks.

The research process is driven by fundamental analysis of one stock at a time within a macro country/sector/industry framework.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager focuses on growth companies across the globe, both in international developed and emerging market countries regardless of sector or market capitalization.

The focused portfolio holds approximately 50 holdings of non-U.S. growth equity securities.
 

The fund seeks growth by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team relies on fundamental analysis to rank stocks based on quality and growth criteria for the EVQ Ranking, namely earnings revisions, valuation, and quality.

Then each company is evaluated for its competitive advantage, growth prospects, growth catalysts, management team, valuation, and risks.

The research process is driven by fundamental analysis of one stock at a time within a macro country/sector/industry framework.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager focuses on growth companies across the globe, both in international developed and emerging market countries regardless of sector or market capitalization.

The focused portfolio holds approximately 50 holdings of non-U.S. growth equity securities.
 

The fund seeks growth by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team relies on fundamental analysis to rank stocks based on quality and growth criteria for the EVQ Ranking, namely earnings revisions, valuation, and quality.

Then each company is evaluated for its competitive advantage, growth prospects, growth catalysts, management team, valuation, and risks.

The research process is driven by fundamental analysis of one stock at a time within a macro country/sector/industry framework.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager focuses on growth companies across the globe, both in international developed and emerging market countries regardless of sector or market capitalization.

The focused portfolio holds approximately 50 holdings of non-U.S. growth equity securities.
 

The fund seeks growth by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team relies on fundamental analysis to rank stocks based on quality and growth criteria for the EVQ Ranking, namely earnings revisions, valuation, and quality.

Then each company is evaluated for its competitive advantage, growth prospects, growth catalysts, management team, valuation, and risks.

The research process is driven by fundamental analysis of one stock at a time within a macro country/sector/industry framework.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager focuses on growth companies across the globe, both in international developed and emerging market countries regardless of sector or market capitalization.

The focused portfolio holds approximately 50 holdings of non-U.S. growth equity securities.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities of issuers located in the Asia Pacific region (excluding Japan).

The team considers an issuer to be located in the Asia Pacific region (excluding Japan) if the issuer has its registered office in the Asia Pacific region or has the predominant part of its commercial activity in the Asia Pacific region or, in the case of a holding company, it predominantly holds participations in companies with registered offices in the Asia Pacific region.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on the broader macroeconomic themes.

The macro analysis seeks to identify long term themes and trends and looks for companies within those identified themes and trends having superior business models, capable management team and disciplined financial controls.

In addition, the team favors quality companies in sectors that exhibit long term structural growth potential with emphasis on industry or emerging leaders with durable competitiveness.

Also, the team relies on macro analysis to identify companies whose businesses are benefitting from rising consumer spending in the Asia Pacific region in consumer goods or services.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund invests in China A Shares (Stock Connect) through direct investments or indirect exposure through P-Notes or similar equity linked securities.

Also, the fund intends to gain exposure to equities issued by companies located in India through direct exposure or indirect exposure through P-Notes or similar equity linked securities.

The fund generally invests in mid- to large-capitalization companies, although it may also invest in small-capitalization companies.

Also, the fund may hold assets in cash and cash equivalents.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities of issuers located in the Asia Pacific region (excluding Japan).

The team considers an issuer to be located in the Asia Pacific region (excluding Japan) if the issuer has its registered office in the Asia Pacific region or has the predominant part of its commercial activity in the Asia Pacific region or, in the case of a holding company, it predominantly holds participations in companies with registered offices in the Asia Pacific region.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on the broader macroeconomic themes.

The macro analysis seeks to identify long term themes and trends and looks for companies within those identified themes and trends having superior business models, capable management team and disciplined financial controls.

In addition, the team favors quality companies in sectors that exhibit long term structural growth potential with emphasis on industry or emerging leaders with durable competitiveness.

Also, the team relies on macro analysis to identify companies whose businesses are benefitting from rising consumer spending in the Asia Pacific region in consumer goods or services.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund invests in China A Shares (Stock Connect) through direct investments or indirect exposure through P-Notes or similar equity linked securities.

Also, the fund intends to gain exposure to equities issued by companies located in India through direct exposure or indirect exposure through P-Notes or similar equity linked securities.

The fund generally invests in mid- to large-capitalization companies, although it may also invest in small-capitalization companies.

Also, the fund may hold assets in cash and cash equivalents.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team utilizes a momentum investment style to identify companies that exhibit positive momentum characteristics.

The team believes a security to have positive momentum if it has outperformed other securities on a relative basis over a recent time period.

Factors considered for relative performance include price momentum, earnings momentum, or other types of momentum measured over time periods ranging from one to twelvemonths.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager will generally invest in developed markets outside the U.S.

Although the fund does not limit its investments to any one country, it may invest in any one country without limit.

In addition, a portion of the fund’s net assets may be held in cash or cash-equivalent investments, including, but not limited to, short-term investment funds.

Also, the fund may lend its portfolio securities to certain types of eligible borrowers in an attempt to increase its income or total return.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team utilizes a momentum investment style to identify companies that exhibit positive momentum characteristics.

The team believes a security to have positive momentum if it has outperformed other securities on a relative basis over a recent time period.

Factors considered for relative performance include price momentum, earnings momentum, or other types of momentum measured over time periods ranging from one to twelvemonths.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager will generally invest in developed markets outside the U.S.

Although the fund does not limit its investments to any one country, it may invest in any one country without limit.

In addition, a portion of the fund’s net assets may be held in cash or cash-equivalent investments, including, but not limited to, short-term investment funds.

Also, the fund may lend its portfolio securities to certain types of eligible borrowers in an attempt to increase its income or total return.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team utilizes a momentum investment style to identify companies that exhibit positive momentum characteristics.

The team believes a security to have positive momentum if it has outperformed other securities on a relative basis over a recent time period.

Factors considered for relative performance include price momentum, earnings momentum, or other types of momentum measured over time periods ranging from one to twelvemonths.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager will generally invest in developed markets outside the U.S.

Although the fund does not limit its investments to any one country, it may invest in any one country without limit.

In addition, a portion of the fund’s net assets may be held in cash or cash-equivalent investments, including, but not limited to, short-term investment funds.

Also, the fund may lend its portfolio securities to certain types of eligible borrowers in an attempt to increase its income or total return.
 

The all-cap international fund looks for companies in the developed markets.

The fund looks to generate positive absolute and relative return over a full-market cycle with active risk management. Investment philosophy of the fund is focus both on the upside and on the downside risks to the individual stock. The investment process puts a higher emphasis on screening for risks and not on future growth rate or market valuation.

Allocations to companies in Japan, Germany, UK and Switzerland account for 50% of all assets with the additional 5% in the U.S.

The all-cap international fund looks for companies in the developed markets.

The fund looks to generate positive absolute and relative return over a full-market cycle with active risk management. Investment philosophy of the fund is focus both on the upside and on the downside risks to the individual stock. The investment process puts a higher emphasis on screening for risks and not on future growth rate or market valuation.

Allocations to companies in Japan, Germany, UK and Switzerland account for 50% of all assets with the additional 5% in the U.S.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes company research and the long-term outlook of companies and industries.

Next, the process includes research trips, company meetings, and relationships with industry thought leaders and academic institutions to evaluate companies.

Additionally, the team assesses a company’s geographic and industry positioning, competitive advantage, management, financial strength and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 50 and 90 growth companies with the potential to outperform the benchmark over the long term. The fund aims to hold securities for typically 5 years, which results in relatively low portfolio turnover.

In addition, the manager focuses on companies located in countries of developed markets.

Generally, the manager seeks companies whose principal activities are in Europe, Australasia and/or the Far East.

The fund has the flexibility to participate in initial public offerings.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes company research and the long-term outlook of companies and industries.

Next, the process includes research trips, company meetings, and relationships with industry thought leaders and academic institutions to evaluate companies.

Additionally, the team assesses a company’s geographic and industry positioning, competitive advantage, management, financial strength and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 50 and 90 growth companies with the potential to outperform the benchmark over the long term. The fund aims to hold securities for typically 5 years, which results in relatively low portfolio turnover.

In addition, the manager focuses on companies located in countries of developed markets.

Generally, the manager seeks companies whose principal activities are in Europe, Australasia and/or the Far East.

The fund has the flexibility to participate in initial public offerings.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes company research and the long-term outlook of companies and industries.

Next, the process includes research trips, company meetings, and relationships with industry thought leaders and academic institutions to evaluate companies.

Additionally, the team assesses a company’s geographic and industry positioning, competitive advantage, management, financial strength and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 50 and 90 growth companies with the potential to outperform the benchmark over the long term. The fund aims to hold securities for typically 5 years, which results in relatively low portfolio turnover.

In addition, the manager focuses on companies located in countries of developed markets.

Generally, the manager seeks companies whose principal activities are in Europe, Australasia and/or the Far East.

The fund has the flexibility to participate in initial public offerings.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes company research and the long-term outlook of companies and industries.

Next, the process includes research trips, company meetings, and relationships with industry thought leaders and academic institutions to evaluate companies.

Additionally, the team assesses a company’s geographic and industry positioning, competitive advantage, management, financial strength and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 70 and 110 growth companies with the potential to outperform the benchmark over the long term. The fund aims to hold securities for typically 5 years, which results in relatively low portfolio turnover.

In addition, the manager focuses on companies located in countries of developed and emerging markets.

The fund invests in companies located in at least three countries outside the United States.

The fund has the flexibility to participate in initial public offerings.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes company research and the long-term outlook of companies and industries.

Next, the process includes research trips, company meetings, and relationships with industry thought leaders and academic institutions to evaluate companies.

Additionally, the team assesses a company’s geographic and industry positioning, competitive advantage, management, financial strength and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 70 and 110 growth companies with the potential to outperform the benchmark over the long term. The fund aims to hold securities for typically 5 years, which results in relatively low portfolio turnover.

In addition, the manager focuses on companies located in countries of developed and emerging markets.

The fund invests in companies located in at least three countries outside the United States.

The fund has the flexibility to participate in initial public offerings.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes company research and the long-term outlook of companies and industries.

Next, the process includes research trips, company meetings, and relationships with industry thought leaders and academic institutions to evaluate companies.

Additionally, the team assesses a company’s geographic and industry positioning, competitive advantage, management, financial strength and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 70 and 110 growth companies with the potential to outperform the benchmark over the long term. The fund aims to hold securities for typically 5 years, which results in relatively low portfolio turnover.

In addition, the manager focuses on companies located in countries of developed and emerging markets.

The fund invests in companies located in at least three countries outside the United States.

The fund has the flexibility to participate in initial public offerings.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes company research and the long-term outlook of companies and industries.

Next, the process includes research trips, company meetings, and relationships with industry thought leaders and academic institutions to evaluate companies.

Additionally, the team assesses a company’s geographic and industry positioning, competitive advantage, management, financial strength and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 70 and 110 growth companies with the potential to outperform the benchmark over the long term. The fund aims to hold securities for typically 5 years, which results in relatively low portfolio turnover.

In addition, the manager focuses on companies located in countries of developed and emerging markets.

The fund invests in companies located in at least three countries outside the United States.

The fund has the flexibility to participate in initial public offerings.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes company research and the long-term outlook of companies and industries.

Next, the process includes research trips, company meetings, and relationships with industry thought leaders and academic institutions to evaluate companies.

Additionally, the team assesses a company’s geographic and industry positioning, competitive advantage, management, financial strength and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 70 and 110 growth companies with the potential to outperform the benchmark over the long term. The fund aims to hold securities for typically 5 years, which results in relatively low portfolio turnover.

In addition, the manager focuses on companies located in countries of developed and emerging markets.

The fund invests in companies located in at least three countries outside the United States.

The fund has the flexibility to participate in initial public offerings.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes company research and the long-term outlook of companies and industries.

Next, the process includes research trips, company meetings, and relationships with industry thought leaders and academic institutions to evaluate companies.

Additionally, the team assesses a company’s geographic and industry positioning, competitive advantage, management, financial strength and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 20 and 35 growth companies with the potential to outperform the benchmark over the long term. The fund aims to hold securities for typically 5 to 10 years, which results in relatively low portfolio turnover.

In addition, the manager focuses on companies located in countries of developed and emerging markets.

Also, the fund may invest up to 20% of its net assets in companies located in the United States.

The fund is a non-diversified fund, which means that it may invest a relatively large percentage of its assets in a small number of issuers, industries or sectors.

The fund has the flexibility to participate in initial public offerings.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes company research and the long-term outlook of companies and industries.

Next, the process includes research trips, company meetings, and relationships with industry thought leaders and academic institutions to evaluate companies.

Additionally, the team assesses a company’s geographic and industry positioning, competitive advantage, management, financial strength and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 20 and 35 growth companies with the potential to outperform the benchmark over the long term. The fund aims to hold securities for typically 5 to 10 years, which results in relatively low portfolio turnover.

In addition, the manager focuses on companies located in countries of developed and emerging markets.

Also, the fund may invest up to 20% of its net assets in companies located in the United States.

The fund is a non-diversified fund, which means that it may invest a relatively large percentage of its assets in a small number of issuers, industries or sectors.

The fund has the flexibility to participate in initial public offerings.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes company research and the long-term outlook of companies and industries.

Next, the process includes research trips, company meetings, and relationships with industry thought leaders and academic institutions to evaluate companies.

Additionally, the team assesses a company’s geographic and industry positioning, competitive advantage, management, financial strength and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 50 and 60 growth companies with the potential to outperform the benchmark over the long term. The fund aims to hold securities for typically 5 years, which results in relatively low portfolio turnover.

In addition, the manager focuses on companies located in countries of developed and emerging markets.

The fund invests in companies located in at least three countries outside the United States, and maintains substantial exposure to emerging markets.

Also, the fund may invest up to 10% of its net assets in companies located in the United States.

The fund has the flexibility to participate in initial public offerings.
 

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes company research and the long-term outlook of companies and industries.

Next, the process includes research trips, company meetings, and relationships with industry thought leaders and academic institutions to evaluate companies.

Additionally, the team assesses a company’s geographic and industry positioning, competitive advantage, management, financial strength and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 50 and 60 growth companies with the potential to outperform the benchmark over the long term. The fund aims to hold securities for typically 5 years, which results in relatively low portfolio turnover.

In addition, the manager focuses on companies located in countries of developed and emerging markets.

The fund invests in companies located in at least three countries outside the United States, and maintains substantial exposure to emerging markets.

Also, the fund may invest up to 10% of its net assets in companies located in the United States.

The fund has the flexibility to participate in initial public offerings.
 

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes company research and the long-term outlook of companies and industries.

Next, the process includes research trips, company meetings, and relationships with industry thought leaders and academic institutions to evaluate companies.

Additionally, the team assesses a company’s geographic and industry positioning, competitive advantage, management, financial strength and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 50 and 60 growth companies with the potential to outperform the benchmark over the long term. The fund aims to hold securities for typically 5 years, which results in relatively low portfolio turnover.

In addition, the manager focuses on companies located in countries of developed and emerging markets.

The fund invests in companies located in at least three countries outside the United States, and maintains substantial exposure to emerging markets.

Also, the fund may invest up to 10% of its net assets in companies located in the United States.

The fund has the flexibility to participate in initial public offerings.
 

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes company research and the long-term outlook of companies and industries.

Next, the process includes research trips, company meetings, and relationships with industry thought leaders and academic institutions to evaluate companies.

Additionally, the team assesses a company’s geographic and industry positioning, competitive advantage, management, financial strength and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 50 and 60 growth companies with the potential to outperform the benchmark over the long term. The fund aims to hold securities for typically 5 years, which results in relatively low portfolio turnover.

In addition, the manager focuses on companies located in countries of developed and emerging markets.

The fund invests in companies located in at least three countries outside the United States, and maintains substantial exposure to emerging markets.

Also, the fund may invest up to 10% of its net assets in companies located in the United States.

The fund has the flexibility to participate in initial public offerings.
 

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes company research and the long-term outlook of companies and industries.

Next, the process includes research trips, company meetings, and relationships with industry thought leaders and academic institutions to evaluate companies.

Additionally, the team assesses a company’s geographic and industry positioning, competitive advantage, management, financial strength and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 50 and 60 growth companies with the potential to outperform the benchmark over the long term. The fund aims to hold securities for typically 5 years, which results in relatively low portfolio turnover.

In addition, the manager focuses on companies located in countries of developed and emerging markets.

The fund invests in companies located in at least three countries outside the United States, and maintains substantial exposure to emerging markets.

Also, the fund may invest up to 10% of its net assets in companies located in the United States.

The fund has the flexibility to participate in initial public offerings.
 

The diversified fund seeks to invest in growth companies in developed regions outside the U.S.

The bottom up research focuses on discovering companies with structural and forward looking high growth companies with capabilities to generate free cash flow. The fund invests to generate absolute return on a long term basis and stock selection is expected to drive excess return to the fund’s benchmark.

Stock selection and thematic investing drives country and regional allocation.

The diversified fund seeks to invest in growth companies in developed regions outside the U.S.

The bottom up research focuses on discovering companies with structural and forward looking high growth companies with capabilities to generate free cash flow. The fund invests to generate absolute return on a long term basis and stock selection is expected to drive excess return to the fund’s benchmark.

Stock selection and thematic investing drives country and regional allocation.

The diversified fund seeks to invest in growth companies in developed regions outside the U.S.

The bottom up research focuses on discovering companies with structural and forward looking high growth companies with capabilities to generate free cash flow. The fund invests to generate absolute return on a long term basis and stock selection is expected to drive excess return to the fund’s benchmark.

Stock selection and thematic investing drives country and regional allocation.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes companies that are estimated to trade below their fair values but exhibiting above average return potential.

The team also looks for companies exhibiting good prospects for earnings growth.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager favors companies located in developed countries of Europe and the Far East, and in countries with emerging capital markets anywhere in the world.

The manager will allocate a substantial amount of the fund’s net assets in securities of foreign government issuers, or of issuers organized or located outside the United States, or of issuers which primarily trade in a market located outside the United States, or of issuers doing a substantial amount of business outside the United States, which the Fund considers to be companies that derive at least 50% of their revenue or profits from business outside the United States or have at least 50% of their sales or assets outside the United States.

The fund has the flexibility to allocate its net assets among various regions and countries, including the United States but in no less than three different countries.

The fund may invest in companies across all market capitalizations but will focus mainly on medium and large capitalization companies.

The fund may invest up to 25% of its net assets in global fixed income securities.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes companies that are estimated to trade below their fair values but exhibiting above average return potential.

The team also looks for companies exhibiting good prospects for earnings growth.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager favors companies located in developed countries of Europe and the Far East, and in countries with emerging capital markets anywhere in the world.

The manager will allocate a substantial amount of the fund’s net assets in securities of foreign government issuers, or of issuers organized or located outside the United States, or of issuers which primarily trade in a market located outside the United States, or of issuers doing a substantial amount of business outside the United States, which the Fund considers to be companies that derive at least 50% of their revenue or profits from business outside the United States or have at least 50% of their sales or assets outside the United States.

The fund has the flexibility to allocate its net assets among various regions and countries, including the United States but in no less than three different countries.

The fund may invest in companies across all market capitalizations but will focus mainly on medium and large capitalization companies.

The fund may invest up to 25% of its net assets in global fixed income securities.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes companies that are estimated to trade below their fair values but exhibiting above average return potential.

The team also looks for companies exhibiting good prospects for earnings growth.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager favors companies located in developed countries of Europe and the Far East, and in countries with emerging capital markets anywhere in the world.

The manager will allocate a substantial amount of the fund’s net assets in securities of foreign government issuers, or of issuers organized or located outside the United States, or of issuers which primarily trade in a market located outside the United States, or of issuers doing a substantial amount of business outside the United States, which the Fund considers to be companies that derive at least 50% of their revenue or profits from business outside the United States or have at least 50% of their sales or assets outside the United States.

The fund has the flexibility to allocate its net assets among various regions and countries, including the United States but in no less than three different countries.

The fund may invest in companies across all market capitalizations but will focus mainly on medium and large capitalization companies.

The fund may invest up to 25% of its net assets in global fixed income securities.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes companies that are estimated to trade below their fair values but exhibiting above average return potential.

The team also looks for companies exhibiting good prospects for earnings growth.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager favors companies located in developed countries of Europe and the Far East, and in countries with emerging capital markets anywhere in the world.

The manager will allocate a substantial amount of the fund’s net assets in securities of foreign government issuers, or of issuers organized or located outside the United States, or of issuers which primarily trade in a market located outside the United States, or of issuers doing a substantial amount of business outside the United States, which the Fund considers to be companies that derive at least 50% of their revenue or profits from business outside the United States or have at least 50% of their sales or assets outside the United States.

The fund has the flexibility to allocate its net assets among various regions and countries, including the United States but in no less than three different countries.

The fund may invest in companies across all market capitalizations but will focus mainly on medium and large capitalization companies.

The fund may invest up to 25% of its net assets in global fixed income securities.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team emphasizes companies that are estimated to trade below their fair values but exhibiting above average return potential.

The team also looks for companies exhibiting good prospects for earnings growth.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager favors companies located in developed countries of Europe and the Far East, and in countries with emerging capital markets anywhere in the world.

The manager will allocate a substantial amount of the fund’s net assets in securities of foreign government issuers, or of issuers organized or located outside the United States, or of issuers which primarily trade in a market located outside the United States, or of issuers doing a substantial amount of business outside the United States, which the Fund considers to be companies that derive at least 50% of their revenue or profits from business outside the United States or have at least 50% of their sales or assets outside the United States.

The fund has the flexibility to allocate its net assets among various regions and countries, including the United States but in no less than three different countries.

The fund may invest in companies across all market capitalizations but will focus mainly on medium and large capitalization companies.

The fund may invest up to 25% of its net assets in global fixed income securities.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team starts with a core list of investment themes that it believes will positively or negatively affect certain sectors or industries and cause stocks within these sectors or industries to outperform or underperform others.

The team then narrows the investable universe to a list of companies demonstrating potential for superior returns.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests in stocks of foreign companies and depositary receipts.

Also, at least 75% of the fund's net assets will be invested in countries represented in the benchmark index.

The fund may invest up to 25% of its net assets in stocks of companies located in countries (other than the United States) not represented in the benchmark index, including up to 20% in emerging market countries.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team starts with a core list of investment themes that it believes will positively or negatively affect certain sectors or industries and cause stocks within these sectors or industries to outperform or underperform others.

The team then narrows the investable universe to a list of companies demonstrating potential for superior returns.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests in stocks of foreign companies and depositary receipts.

Also, at least 75% of the fund's net assets will be invested in countries represented in the benchmark index.

The fund may invest up to 25% of its net assets in stocks of companies located in countries (other than the United States) not represented in the benchmark index, including up to 20% in emerging market countries.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team starts with a core list of investment themes that it believes will positively or negatively affect certain sectors or industries and cause stocks within these sectors or industries to outperform or underperform others.

The team then narrows the investable universe to a list of companies demonstrating potential for superior returns.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests in stocks of foreign companies and depositary receipts.

Also, at least 75% of the fund's net assets will be invested in countries represented in the benchmark index.

The fund may invest up to 25% of its net assets in stocks of companies located in countries (other than the United States) not represented in the benchmark index, including up to 20% in emerging market countries.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team starts with a core list of investment themes that it believes will positively or negatively affect certain sectors or industries and cause stocks within these sectors or industries to outperform or underperform others.

The team then narrows the investable universe to a list of companies demonstrating potential for superior returns.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests in stocks of foreign companies and depositary receipts.

Also, at least 75% of the fund's net assets will be invested in countries represented in the benchmark index.

The fund may invest up to 25% of its net assets in stocks of companies located in countries (other than the United States) not represented in the benchmark index, including up to 20% in emerging market countries.

The fund seeks primarily capital appreciation in the long term and secondarily current income by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Valuation is also part of the investment process.

The investment team considers an issuer to be non-U.S. based if the issuer is organized under the laws of a jurisdiction other than those of the U.S., or the securities of the issuer have a primary listing on a stock exchange outside the U.S. regardless of the country in which the issuer is organized, or the issuer derives 50% or more of its total revenue from goods and/or services produced or sold outside of the U.S.

Next, the research team relies on fundamental analysis to identify exceptional companies. The team believes exceptional companies save time, lives, money or headaches or provide an exceptional value proposition to consumers.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund typically holds a portfolio of between 40 and 70 securities demonstrating the potential for growth.

Also, the fund may invest in securities of issuers located in emerging market countries.
 

The fund seeks primarily capital appreciation in the long term and secondarily current income by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Valuation is also part of the investment process.

The investment team considers an issuer to be non-U.S. based if the issuer is organized under the laws of a jurisdiction other than those of the U.S., or the securities of the issuer have a primary listing on a stock exchange outside the U.S. regardless of the country in which the issuer is organized, or the issuer derives 50% or more of its total revenue from goods and/or services produced or sold outside of the U.S.

Next, the research team relies on fundamental analysis to identify exceptional companies. The team believes exceptional companies save time, lives, money or headaches or provide an exceptional value proposition to consumers.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund typically holds a portfolio of between 40 and 70 securities demonstrating the potential for growth.

Also, the fund may invest in securities of issuers located in emerging market countries.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The investment team considers foreign securities as those securities issued by companies that are organized under the laws of, or with a principal office in, a country other than the U.S. and issue securities for which the principal trading market is in a country other than the U.S, or that derive at least 50% of their revenues or profits from goods produced or sold, investments made, or services provided in a country other than the U.S., or have at least 50% of their assets in a country other than the U.S.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the research team prefers companies that are estimated to grow based on industry, technological, global or other trends.

Other factors the team considers are companies with attractive valuation, management strength, conservative debt, free cash flow, scalable business models, and competitive advantages.

The team will also consider the economic, political and market conditions of the various countries in which the fund may invest.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds between 65 and 85 positions across various market caps.

The manager focuses on companies that are economically tied to various countries throughout the world (excluding the U.S.).

Also, the fund may invest directly or indirectly in foreign securities or foreign currencies of both developed and developing countries.

The fund has the flexibility to invest up to 35% of its net assets in emerging markets.

The fund may invest in securities of companies of any size and in any sector.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on well-established companies that offer the best opportunities for growth.

In addition, the team considers the company’s financial strength, earnings and cash flow forecast and quality of management.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests at least 40% of the fund’s net assets in securities of foreign issuers.

According to the manager, securities of foreign issuers are organized under the laws of a foreign country or that have a substantial portion of their operations or assets in a foreign country or countries, or that derive a substantial portion of their revenue or profits from businesses, investments or sales outside of the United States.

The portfolio comprises of companies with superior growth and quality characteristics across developed and emerging markets.

The fund may also invest in foreign securities through American Depositary Receipts or similar depository arrangements, and in securities of issuers in emerging markets to a significant extent.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on well-established companies that offer the best opportunities for growth.

In addition, the team considers the company’s financial strength, earnings and cash flow forecast and quality of management.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests at least 40% of the fund’s net assets in securities of foreign issuers.

According to the manager, securities of foreign issuers are organized under the laws of a foreign country or that have a substantial portion of their operations or assets in a foreign country or countries, or that derive a substantial portion of their revenue or profits from businesses, investments or sales outside of the United States.

The portfolio comprises of companies with superior growth and quality characteristics across developed and emerging markets.

The fund may also invest in foreign securities through American Depositary Receipts or similar depository arrangements, and in securities of issuers in emerging markets to a significant extent.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on well-established companies that offer the best opportunities for growth.

In addition, the team considers the company’s financial strength, earnings and cash flow forecast and quality of management.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests at least 40% of the fund’s net assets in securities of foreign issuers.

According to the manager, securities of foreign issuers are organized under the laws of a foreign country or that have a substantial portion of their operations or assets in a foreign country or countries, or that derive a substantial portion of their revenue or profits from businesses, investments or sales outside of the United States.

The portfolio comprises of companies with superior growth and quality characteristics across developed and emerging markets.

The fund may also invest in foreign securities through American Depositary Receipts or similar depository arrangements, and in securities of issuers in emerging markets to a significant extent.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on well-established companies that offer the best opportunities for growth.

In addition, the team considers the company’s financial strength, earnings and cash flow forecast and quality of management.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests at least 40% of the fund’s net assets in securities of foreign issuers.

According to the manager, securities of foreign issuers are organized under the laws of a foreign country or that have a substantial portion of their operations or assets in a foreign country or countries, or that derive a substantial portion of their revenue or profits from businesses, investments or sales outside of the United States.

The portfolio comprises of companies with superior growth and quality characteristics across developed and emerging markets.

The fund may also invest in foreign securities through American Depositary Receipts or similar depository arrangements, and in securities of issuers in emerging markets to a significant extent.
 

The fund seeks capital appreciation in the long term by investing in mid-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team considers companies with growth characteristics and that are likely to benefit from current macroeconomic and global trends.

The team also prefers companies with durable competitive advantages.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Generally, the portfolio holds 25 to 35 companies.

The fund invests in developed markets and emerging markets, and will normally be diversified among at least three countries other than the U.S.

Additionally, the fund may invest up to 100% of its net assets in non-U.S. companies and may at times have little or no investment in U.S. companies.

The fund may invest in ETFs.
 

The fund seeks capital appreciation in the long term by investing in mid-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team considers companies with growth characteristics and that are likely to benefit from current macroeconomic and global trends.

The team also prefers companies with durable competitive advantages.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Generally, the portfolio holds 25 to 35 companies.

The fund invests in developed markets and emerging markets, and will normally be diversified among at least three countries other than the U.S.

Additionally, the fund may invest up to 100% of its net assets in non-U.S. companies and may at times have little or no investment in U.S. companies.

The fund may invest in ETFs.
 

The fund seeks capital appreciation by investing in international companies outside the United States.

The investment process is designed to identify companies with a track record of earnings, established market leadership and are estimated to sustain above-average earnings growth.  

The investment team favors companies with low stock prices in relation to their above-average earnings growth. The fund also focuses on selecting one company at a time and not being guided by predetermined sector or industry allocation limits.  

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for quality growth companies trading at reasonable valuations.

The team prefers companies that are innovative, operate within a favorable market structure with high barriers to entry and enjoy structural growth tailwinds.

In addition, the team focuses on companies with a superior business franchise that offers growth potential.

The team assesses if the company’s products and services have a competitive advantage.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds between 30 and 60 companies offering the potential to provide above-average growth over time.

The fund invests in foreign companies in developed markets such as Japan, Canada and the United Kingdom.

Additionally, the fund may invest up to 35% of its net assets in companies in emerging markets such as China, India and Brazil.

The fund generally invests in at least three countries other than the United States but may invest up to 25% of its net assets in securities of U.S. issuers.

Also, the fund may invest in larger-sized companies.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for quality growth companies trading at reasonable valuations.

The team prefers companies that are innovative, operate within a favorable market structure with high barriers to entry and enjoy structural growth tailwinds.

In addition, the team focuses on companies with a superior business franchise that offers growth potential.

The team assesses if the company’s products and services have a competitive advantage.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds between 30 and 60 companies offering the potential to provide above-average growth over time.

The fund invests in foreign companies in developed markets such as Japan, Canada and the United Kingdom.

Additionally, the fund may invest up to 35% of its net assets in companies in emerging markets such as China, India and Brazil.

The fund generally invests in at least three countries other than the United States but may invest up to 25% of its net assets in securities of U.S. issuers.

Also, the fund may invest in larger-sized companies.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for quality growth companies trading at reasonable valuations.

The team prefers companies that are innovative, operate within a favorable market structure with high barriers to entry and enjoy structural growth tailwinds.

In addition, the team focuses on companies with a superior business franchise that offers growth potential.

The team assesses if the company’s products and services have a competitive advantage.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds between 30 and 60 companies offering the potential to provide above-average growth over time.

The fund invests in foreign companies in developed markets such as Japan, Canada and the United Kingdom.

Additionally, the fund may invest up to 35% of its net assets in companies in emerging markets such as China, India and Brazil.

The fund generally invests in at least three countries other than the United States but may invest up to 25% of its net assets in securities of U.S. issuers.

Also, the fund may invest in larger-sized companies.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for quality growth companies trading at reasonable valuations.

The team prefers companies that are innovative, operate within a favorable market structure with high barriers to entry and enjoy structural growth tailwinds.

In addition, the team focuses on companies with a superior business franchise that offers growth potential.

The team assesses if the company’s products and services have a competitive advantage.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds between 30 and 60 companies offering the potential to provide above-average growth over time.

The fund invests in foreign companies in developed markets such as Japan, Canada and the United Kingdom.

Additionally, the fund may invest up to 35% of its net assets in companies in emerging markets such as China, India and Brazil.

The fund generally invests in at least three countries other than the United States but may invest up to 25% of its net assets in securities of U.S. issuers.

Also, the fund may invest in larger-sized companies.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for quality growth companies trading at reasonable valuations.

The team prefers companies that are innovative, operate within a favorable market structure with high barriers to entry and enjoy structural growth tailwinds.

In addition, the team focuses on companies with a superior business franchise that offers growth potential.

The team assesses if the company’s products and services have a competitive advantage.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds between 30 and 60 companies offering the potential to provide above-average growth over time.

The fund invests in foreign companies in developed markets such as Japan, Canada and the United Kingdom.

Additionally, the fund may invest up to 35% of its net assets in companies in emerging markets such as China, India and Brazil.

The fund generally invests in at least three countries other than the United States but may invest up to 25% of its net assets in securities of U.S. issuers.

Also, the fund may invest in larger-sized companies.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for quality growth companies trading at reasonable valuations.

The team prefers companies that are innovative, operate within a favorable market structure with high barriers to entry and enjoy structural growth tailwinds.

In addition, the team focuses on companies with a superior business franchise that offers growth potential.

The team assesses if the company’s products and services have a competitive advantage.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds between 30 and 60 companies offering the potential to provide above-average growth over time.

The fund invests in foreign companies in developed markets such as Japan, Canada and the United Kingdom.

Additionally, the fund may invest up to 35% of its net assets in companies in emerging markets such as China, India and Brazil.

The fund generally invests in at least three countries other than the United States but may invest up to 25% of its net assets in securities of U.S. issuers.

Also, the fund may invest in larger-sized companies.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team utilizes a proprietary screening process to look for companies with a capable management team, a sustainable franchise and business model, and durable competitive advantages.

The research process is driven by fundamental analysis of one stock at a time. The team relies on fundamental analysis to purchase companies that are trading at discounts to their estimated intrinsic value relative to factors such as cash flows, assets and liabilities.

As part of its process, the research team also meets with company management.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds securities of foreign companies, including countries with developed or emerging markets.

Also, the manager may invest significantly in issuers organized or located outside of the U.S. or whose primary trading market is located outside the U.S., or doing a substantial amount of business outside the U.S.

Generally, the fund will invest in issuers representing at least three different countries.

Additionally, the fund may invest in American Depositary Receipts and Global Depositary Receipts.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team utilizes a proprietary screening process to look for companies with a capable management team, a sustainable franchise and business model, and durable competitive advantages.

The research process is driven by fundamental analysis of one stock at a time. The team relies on fundamental analysis to purchase companies that are trading at discounts to their estimated intrinsic value relative to factors such as cash flows, assets and liabilities.

As part of its process, the research team also meets with company management.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds securities of foreign companies, including countries with developed or emerging markets.

Also, the manager may invest significantly in issuers organized or located outside of the U.S. or whose primary trading market is located outside the U.S., or doing a substantial amount of business outside the U.S.

Generally, the fund will invest in issuers representing at least three different countries.

Additionally, the fund may invest in American Depositary Receipts and Global Depositary Receipts.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team utilizes a proprietary screening process to look for companies with a capable management team, a sustainable franchise and business model, and durable competitive advantages.

The research process is driven by fundamental analysis of one stock at a time. The team relies on fundamental analysis to purchase companies that are trading at discounts to their estimated intrinsic value relative to factors such as cash flows, assets and liabilities.

As part of its process, the research team also meets with company management.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds securities of foreign companies, including countries with developed or emerging markets.

Also, the manager may invest significantly in issuers organized or located outside of the U.S. or whose primary trading market is located outside the U.S., or doing a substantial amount of business outside the U.S.

Generally, the fund will invest in issuers representing at least three different countries.

Additionally, the fund may invest in American Depositary Receipts and Global Depositary Receipts.

The fund seeks capital appreciation by investing in companies located in the developed regions of Europe.

The investment process focuses on identifying established companies with above average earnings growth and sustainable business model and stocks trading at reasonable prices.

The research team relies on fundamental techniques and favors companies with solid financial statements, stable earnings and long-term structural growth.

The fund is geographically diversified and about 75% of total investments are allocated to companies in France, Germany, Switzerland, U.K., and the Netherlands.

The fund seeks capital appreciation by investing in companies located in the developed regions of Europe.

The investment process focuses on identifying established companies with above average earnings growth and sustainable business model and stocks trading at reasonable prices.

The research team relies on fundamental techniques and favors companies with solid financial statements, stable earnings and long-term structural growth.

The fund is geographically diversified and about 75% of total investments are allocated to companies in France, Germany, Switzerland, U.K., and the Netherlands.

The fund seeks capital appreciation by investing in companies located in the developed regions of Europe.

The investment process focuses on identifying established companies with above average earnings growth and sustainable business model and stocks trading at reasonable prices.

The research team relies on fundamental techniques and favors companies with solid financial statements, stable earnings and long-term structural growth.

The fund is geographically diversified and about 75% of total investments are allocated to companies in France, Germany, Switzerland, U.K., and the Netherlands.

The fund seeks capital appreciation by investing in companies located in the developed regions of Europe.

The investment process focuses on identifying established companies with above average earnings growth and sustainable business model and stocks trading at reasonable prices.

The research team relies on fundamental techniques and favors companies with solid financial statements, stable earnings and long-term structural growth.

The fund is geographically diversified and about 75% of total investments are allocated to companies in France, Germany, Switzerland, U.K., and the Netherlands.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities that are tied economically to countries throughout the world in both developed and emerging markets.

The team typically invests in three or more countries outside of the United States.

In addition, the team employs a top-down approach to country allocation and a bottom-up security selection process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager has the flexibility to allocate between growth and value stocks.

Also, the fund has the flexibility to invest more than 25% of its net assets in the securities of issuers located in the same country.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities that are tied economically to countries throughout the world in both developed and emerging markets.

The team typically invests in three or more countries outside of the United States.

In addition, the team employs a top-down approach to country allocation and a bottom-up security selection process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager has the flexibility to allocate between growth and value stocks.

Also, the fund has the flexibility to invest more than 25% of its net assets in the securities of issuers located in the same country.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities that are tied economically to countries throughout the world in both developed and emerging markets.

The team typically invests in three or more countries outside of the United States.

In addition, the team employs a top-down approach to country allocation and a bottom-up security selection process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager has the flexibility to allocate between growth and value stocks.

Also, the fund has the flexibility to invest more than 25% of its net assets in the securities of issuers located in the same country.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities that are tied economically to countries throughout the world in both developed and emerging markets.

The team typically invests in three or more countries outside of the United States.

In addition, the team employs a top-down approach to country allocation and a bottom-up security selection process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager has the flexibility to allocate between growth and value stocks.

Also, the fund has the flexibility to invest more than 25% of its net assets in the securities of issuers located in the same country.
 

The fund seeks capital appreciation by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.

The fund seeks capital appreciation by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.

The fund seeks capital appreciation by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.

The fund seeks capital appreciation by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.

The fund seeks capital appreciation by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of European issuers and other investments that are tied economically to Europe.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different European countries.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of European issuers and other investments that are tied economically to Europe.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different European countries.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of European issuers and other investments that are tied economically to Europe.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different European countries.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of European issuers and other investments that are tied economically to Europe.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different European countries.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of European issuers and other investments that are tied economically to Europe.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different European countries.
 

The fund seeks capital appreciation by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities, including securities of issuers located in emerging markets.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.

The fund seeks capital appreciation by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities, including securities of issuers located in emerging markets.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.

The fund seeks capital appreciation by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities, including securities of issuers located in emerging markets.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.

The fund seeks capital appreciation by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities, including securities of issuers located in emerging markets.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.

The fund seeks capital appreciation by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities, including securities of issuers located in emerging markets.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities, including securities of issuers located in emerging markets.

The team favors companies demonstrating above-average growth potential.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across countries and regions.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities, including securities of issuers located in emerging markets.

The team favors companies demonstrating above-average growth potential.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across countries and regions.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities, including securities of issuers located in emerging markets.

The team favors companies demonstrating above-average growth potential.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across countries and regions.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities, including securities of issuers located in emerging markets.

The team favors companies demonstrating above-average growth potential.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across countries and regions.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities, including securities of issuers located in emerging markets.

The team favors companies demonstrating above-average growth potential.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across countries and regions.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities, including securities of issuers located in emerging markets.

The team considers high-quality growth stocks benefiting from long-term mega trends, as well as brands, barriers to entry and excellent management teams.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.

Also, the manager utilizes an equal-active-weight approach to limit the impact of dramatic fluctuations in any single position, while still allowing for high active share.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities, including securities of issuers located in emerging markets.

The team considers high-quality growth stocks benefiting from long-term mega trends, as well as brands, barriers to entry and excellent management teams.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.

Also, the manager utilizes an equal-active-weight approach to limit the impact of dramatic fluctuations in any single position, while still allowing for high active share.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

The team prefers high-quality companies exhibiting above-average growth prospects that are trading at reasonable prices.

Also, the team emphasizes companies that have steady and high returns on capital, sustainable competitive positions, consistent profitability, superior free-cash-flow generation, balance sheet strength and management teams aligned with shareholders’ interests.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities.

The team prefers high-quality companies exhibiting above-average growth prospects that are trading at reasonable prices.

Also, the team emphasizes companies that have steady and high returns on capital, sustainable competitive positions, consistent profitability, superior free-cash-flow generation, balance sheet strength and management teams aligned with shareholders’ interests.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different countries and regions.

The fund seeks capital appreciation in the long term by investing in mega-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities, including securities of issuers located in emerging markets.

The team favors companies demonstrating above-average growth potential.

Additionally, the team prefers companies with multiyear structural growth prospects, high barriers to entry and attractive valuations.

Also, the team divides investment ideas into three main categories such as structurally attractive growth themes, cyclically out-of-favor companies with limited competition and pricing power, and companies with superior earnings potential that may be cheap due to macroeconomic events.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across countries and regions.
 

The fund seeks to replicate total return performance of the benchmark index before fees and expenses by investing in mid-and large-size companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities included in the benchmark index and in depository receipts representing securities included in the index.

The team employs statistical sampling techniques to replicate the returns of the index. The technique takes into account factors such as capitalization, industry exposures, dividend yield, and valuation multiples on the basis of earnings and book value.

Other factors in consideration are earnings growth, country weightings, and the effect of foreign taxes.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the manager focuses on securities across developed and emerging markets, excluding the United States.

The fund has the flexibility to lend securities to earn income.

The fund seeks capital appreciation by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on non-U.S. securities, including securities of issuers located in emerging markets and other investments that are tied economically to emerging markets.

The team favors companies demonstrating above-average growth potential.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates investments across different emerging market countries.

The fund seeks capital appreciation in the long term by investing in mid-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies located outside the U.S., including developing or emerging market countries.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team favors companies that exhibit higher estimated revenue and earnings growth.

Also, the team prefers high-quality companies with durable business models that offer the most attractive combination of growth, quality and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds companies across all industry groups that are exhibiting long-term growth potential.

Additionally, the fund may invest up to 20% of its net assets in emerging market countries, and from time to time, may have significant investments in a particular sector or country.

The fund seeks capital appreciation in the long term by investing in mid-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies located outside the U.S., including developing or emerging market countries.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team favors companies that exhibit higher estimated revenue and earnings growth.

Also, the team prefers high-quality companies with durable business models that offer the most attractive combination of growth, quality and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds companies across all industry groups that are exhibiting long-term growth potential.

Additionally, the fund may invest up to 20% of its net assets in emerging market countries, and from time to time, may have significant investments in a particular sector or country.

The fund seeks capital appreciation in the long term by investing in mid-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies located outside the U.S., including developing or emerging market countries.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team favors companies that exhibit higher estimated revenue and earnings growth.

Also, the team prefers high-quality companies with durable business models that offer the most attractive combination of growth, quality and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds companies across all industry groups that are exhibiting long-term growth potential.

Additionally, the fund may invest up to 20% of its net assets in emerging market countries, and from time to time, may have significant investments in a particular sector or country.

The fund seeks capital appreciation in the long term by investing in mid-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies located outside the U.S., including developing or emerging market countries.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team favors companies that exhibit higher estimated revenue and earnings growth.

Also, the team prefers high-quality companies with durable business models that offer the most attractive combination of growth, quality and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds companies across all industry groups that are exhibiting long-term growth potential.

Additionally, the fund may invest up to 20% of its net assets in emerging market countries, and from time to time, may have significant investments in a particular sector or country.

The fund seeks capital appreciation in the long term by investing in mid-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies located outside the U.S., including developing or emerging market countries.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team favors companies that exhibit higher estimated revenue and earnings growth.

Also, the team prefers high-quality companies with durable business models that offer the most attractive combination of growth, quality and valuation.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds companies across all industry groups that are exhibiting long-term growth potential.

Additionally, the fund may invest up to 20% of its net assets in emerging market countries, and from time to time, may have significant investments in a particular sector or country.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities incorporated or traded outside the United States.

The team utilizes a rules-based methodology to identify companies that demonstrate high total return characteristics.

In addition, the research team evaluates a company on the basis of value, momentum and quality factors. The team focuses on a company’s valuation multiples on the basis of book value and free cash flow, share price fluctuations and profitability.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Generally, the manager looks to invest the fund’s net assets in securities of companies located in developed countries.

The portfolio is diversified and the relative weight of each security is based on the security’s attractiveness over time.

Also, the fund looks to invest in a minimum of three countries outside of the United States.

The fund may also invest in depositary receipts, including American Depositary Receipts of foreign companies and Global Depositary Receipts.

Additionally, the fund invests in derivatives such as futures, forwards and other similar instruments in order to equitize cash balances by gaining exposure to relevant equity markets.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities incorporated or traded outside the United States.

The team utilizes a rules-based methodology to identify companies that demonstrate high total return characteristics.

In addition, the research team evaluates a company on the basis of value, momentum and quality factors. The team focuses on a company’s valuation multiples on the basis of book value and free cash flow, share price fluctuations and profitability.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Generally, the manager looks to invest the fund’s net assets in securities of companies located in developed countries.

The portfolio is diversified and the relative weight of each security is based on the security’s attractiveness over time.

Also, the fund looks to invest in a minimum of three countries outside of the United States.

The fund may also invest in depositary receipts, including American Depositary Receipts of foreign companies and Global Depositary Receipts.

Additionally, the fund invests in derivatives such as futures, forwards and other similar instruments in order to equitize cash balances by gaining exposure to relevant equity markets.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign companies located in, or economically tied to, any country or region outside of the United States, including developed foreign and emerging markets.

The team looks for companies with above-average growth potential relative to peers.

In addition, the team emphasizes companies that generate superior profit margins and returns on invested capital.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies with durable competitive advantages, and management teams that are capable of capitalizing on the opportunities available to them.

Also, the research team favors companies that are estimated to trade below their fair values.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager normally invests in at least three different countries outside of the United States.

Also, the fund may invest in securities denominated in, and/or receiving revenues in, foreign currencies.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign companies located in, or economically tied to, any country or region outside of the United States, including developed foreign and emerging markets.

The team looks for companies with above-average growth potential relative to peers.

In addition, the team emphasizes companies that generate superior profit margins and returns on invested capital.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies with durable competitive advantages, and management teams that are capable of capitalizing on the opportunities available to them.

Also, the research team favors companies that are estimated to trade below their fair values.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager normally invests in at least three different countries outside of the United States.

Also, the fund may invest in securities denominated in, and/or receiving revenues in, foreign currencies.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign companies located in, or economically tied to, any country or region outside of the United States, including developed foreign and emerging markets.

The team looks for companies with above-average growth potential relative to peers.

In addition, the team emphasizes companies that generate superior profit margins and returns on invested capital.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies with durable competitive advantages, and management teams that are capable of capitalizing on the opportunities available to them.

Also, the research team favors companies that are estimated to trade below their fair values.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager normally invests in at least three different countries outside of the United States.

Also, the fund may invest in securities denominated in, and/or receiving revenues in, foreign currencies.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign companies located in, or economically tied to, any country or region outside of the United States, including developed foreign and emerging markets.

The team looks for companies with above-average growth potential relative to peers.

In addition, the team emphasizes companies that generate superior profit margins and returns on invested capital.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies with durable competitive advantages, and management teams that are capable of capitalizing on the opportunities available to them.

Also, the research team favors companies that are estimated to trade below their fair values.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager normally invests in at least three different countries outside of the United States.

Also, the fund may invest in securities denominated in, and/or receiving revenues in, foreign currencies.
 

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities, including non-dollar securities, of foreign issuers.

The team focuses on companies that are globally competitive and demonstrate growth potential.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund diversifies its investments among a number of different sectors and countries throughout the world, with no limit on the amount of assets that may be invested in each sector or country.

Additionally, the fund may invest in securities of companies that conduct their principal business activities in emerging markets or whose securities are traded principally on exchanges in emerging markets as a percentage of its net assets up to the greater of: 30% or the weight of emerging markets in the Index plus 15%.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities, including non-dollar securities, of foreign issuers.

The team focuses on companies that are globally competitive and demonstrate growth potential.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund diversifies its investments among a number of different sectors and countries throughout the world, with no limit on the amount of assets that may be invested in each sector or country.

Additionally, the fund may invest in securities of companies that conduct their principal business activities in emerging markets or whose securities are traded principally on exchanges in emerging markets as a percentage of its net assets up to the greater of: 30% or the weight of emerging markets in the Index plus 15%.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities, including non-dollar securities, of foreign issuers.

The team focuses on companies that are globally competitive and demonstrate growth potential.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund diversifies its investments among a number of different sectors and countries throughout the world, with no limit on the amount of assets that may be invested in each sector or country.

Additionally, the fund may invest in securities of companies that conduct their principal business activities in emerging markets or whose securities are traded principally on exchanges in emerging markets as a percentage of its net assets up to the greater of: 30% or the weight of emerging markets in the Index plus 15%.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities, including non-dollar securities, of foreign issuers.

The team focuses on companies that are globally competitive and demonstrate growth potential.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund diversifies its investments among a number of different sectors and countries throughout the world, with no limit on the amount of assets that may be invested in each sector or country.

Additionally, the fund may invest in securities of companies that conduct their principal business activities in emerging markets or whose securities are traded principally on exchanges in emerging markets as a percentage of its net assets up to the greater of: 30% or the weight of emerging markets in the Index plus 15%.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities, including non-dollar securities, of foreign issuers.

The team focuses on companies that are globally competitive and demonstrate growth potential.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund diversifies its investments among a number of different sectors and countries throughout the world, with no limit on the amount of assets that may be invested in each sector or country.

Additionally, the fund may invest in securities of companies that conduct their principal business activities in emerging markets or whose securities are traded principally on exchanges in emerging markets as a percentage of its net assets up to the greater of: 30% or the weight of emerging markets in the Index plus 15%.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities, including non-dollar securities, of foreign issuers.

The team focuses on companies that are globally competitive and demonstrate growth potential.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund diversifies its investments among a number of different sectors and countries throughout the world, with no limit on the amount of assets that may be invested in each sector or country.

Additionally, the fund may invest in securities of companies that conduct their principal business activities in emerging markets or whose securities are traded principally on exchanges in emerging markets as a percentage of its net assets up to the greater of: 30% or the weight of emerging markets in the Index plus 15%.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities, including non-dollar securities, of foreign issuers.

The team focuses on companies that are globally competitive and demonstrate growth potential.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund diversifies its investments among a number of different sectors and countries throughout the world, with no limit on the amount of assets that may be invested in each sector or country.

Additionally, the fund may invest in securities of companies that conduct their principal business activities in emerging markets or whose securities are traded principally on exchanges in emerging markets as a percentage of its net assets up to the greater of: 30% or the weight of emerging markets in the Index plus 15%.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities, including non-dollar securities, of foreign issuers.

The team focuses on companies that are globally competitive and demonstrate growth potential.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund diversifies its investments among a number of different sectors and countries throughout the world, with no limit on the amount of assets that may be invested in each sector or country.

Additionally, the fund may invest in securities of companies that conduct their principal business activities in emerging markets or whose securities are traded principally on exchanges in emerging markets as a percentage of its net assets up to the greater of: 30% or the weight of emerging markets in the Index plus 15%.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities, including non-dollar securities, of foreign issuers.

The team focuses on companies that are globally competitive and demonstrate growth potential.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund diversifies its investments among a number of different sectors and countries throughout the world, with no limit on the amount of assets that may be invested in each sector or country.

Additionally, the fund may invest in securities of companies that conduct their principal business activities in emerging markets or whose securities are traded principally on exchanges in emerging markets as a percentage of its net assets up to the greater of: 30% or the weight of emerging markets in the Index plus 15%.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of issuers in the Asia Pacific region (except Japanese issuers), and in derivatives and other instruments that have economic characteristics similar to such securities.

The team considers an issuer is in the Asia Pacific region if it is organized under the laws of a country in the Asia Pacific region, or it has a principal office in a country in the Asia Pacific region.

Other factors in consideration is if it derives 50% or more of its total revenues from business in countries in the Asia Pacific region, or its securities are trading principally on a security exchange, or in an over-the-counter market, in a country in the Asia Pacific region.

Then the team favors quality growth companies that demonstrate earnings or revenue growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies that have durable earnings growth, efficient capital allocation, and attractive prices.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest up to 100% of its net assets in foreign securities, including securities of issuers located in emerging markets countries.

In addition, the fund invests in China-A shares.

Also, the fund has the flexibility to invest across all market capitalizations, and may invest a significant amount of its net assets in the securities of small- and mid-capitalization issuers.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of issuers in the Asia Pacific region (except Japanese issuers), and in derivatives and other instruments that have economic characteristics similar to such securities.

The team considers an issuer is in the Asia Pacific region if it is organized under the laws of a country in the Asia Pacific region, or it has a principal office in a country in the Asia Pacific region.

Other factors in consideration is if it derives 50% or more of its total revenues from business in countries in the Asia Pacific region, or its securities are trading principally on a security exchange, or in an over-the-counter market, in a country in the Asia Pacific region.

Then the team favors quality growth companies that demonstrate earnings or revenue growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies that have durable earnings growth, efficient capital allocation, and attractive prices.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest up to 100% of its net assets in foreign securities, including securities of issuers located in emerging markets countries.

In addition, the fund invests in China-A shares.

Also, the fund has the flexibility to invest across all market capitalizations, and may invest a significant amount of its net assets in the securities of small- and mid-capitalization issuers.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of issuers in the Asia Pacific region (except Japanese issuers), and in derivatives and other instruments that have economic characteristics similar to such securities.

The team considers an issuer is in the Asia Pacific region if it is organized under the laws of a country in the Asia Pacific region, or it has a principal office in a country in the Asia Pacific region.

Other factors in consideration is if it derives 50% or more of its total revenues from business in countries in the Asia Pacific region, or its securities are trading principally on a security exchange, or in an over-the-counter market, in a country in the Asia Pacific region.

Then the team favors quality growth companies that demonstrate earnings or revenue growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies that have durable earnings growth, efficient capital allocation, and attractive prices.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest up to 100% of its net assets in foreign securities, including securities of issuers located in emerging markets countries.

In addition, the fund invests in China-A shares.

Also, the fund has the flexibility to invest across all market capitalizations, and may invest a significant amount of its net assets in the securities of small- and mid-capitalization issuers.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of issuers in the Asia Pacific region (except Japanese issuers), and in derivatives and other instruments that have economic characteristics similar to such securities.

The team considers an issuer is in the Asia Pacific region if it is organized under the laws of a country in the Asia Pacific region, or it has a principal office in a country in the Asia Pacific region.

Other factors in consideration is if it derives 50% or more of its total revenues from business in countries in the Asia Pacific region, or its securities are trading principally on a security exchange, or in an over-the-counter market, in a country in the Asia Pacific region.

Then the team favors quality growth companies that demonstrate earnings or revenue growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies that have durable earnings growth, efficient capital allocation, and attractive prices.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest up to 100% of its net assets in foreign securities, including securities of issuers located in emerging markets countries.

In addition, the fund invests in China-A shares.

Also, the fund has the flexibility to invest across all market capitalizations, and may invest a significant amount of its net assets in the securities of small- and mid-capitalization issuers.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of European issuers, and in derivatives and other instruments that have economic characteristics similar to such securities.

The team considers an issuer is in Europe if it is organized under the laws of a country in Europe, or it has a principal office in a country in Europe.

Other factors in consideration is if it derives 50% or more of its total revenues from business in countries in Europe, or its securities are trading principally on a security exchange, or in an over-the-counter market, in a country in Europe.

Then the team favors companies that demonstrate earnings or revenue growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies that have durable earnings growth, efficient capital allocation, and attractive prices.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest up to 100% of its net assets in foreign securities, including up to 35% of its net assets in securities of European issuers located in emerging markets countries.

Also, the fund has the flexibility to invest across all market capitalizations, and may invest a significant amount of its net assets in the securities of small- and mid-capitalization issuers.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of European issuers, and in derivatives and other instruments that have economic characteristics similar to such securities.

The team considers an issuer is in Europe if it is organized under the laws of a country in Europe, or it has a principal office in a country in Europe.

Other factors in consideration is if it derives 50% or more of its total revenues from business in countries in Europe, or its securities are trading principally on a security exchange, or in an over-the-counter market, in a country in Europe.

Then the team favors companies that demonstrate earnings or revenue growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies that have durable earnings growth, efficient capital allocation, and attractive prices.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest up to 100% of its net assets in foreign securities, including up to 35% of its net assets in securities of European issuers located in emerging markets countries.

Also, the fund has the flexibility to invest across all market capitalizations, and may invest a significant amount of its net assets in the securities of small- and mid-capitalization issuers.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of European issuers, and in derivatives and other instruments that have economic characteristics similar to such securities.

The team considers an issuer is in Europe if it is organized under the laws of a country in Europe, or it has a principal office in a country in Europe.

Other factors in consideration is if it derives 50% or more of its total revenues from business in countries in Europe, or its securities are trading principally on a security exchange, or in an over-the-counter market, in a country in Europe.

Then the team favors companies that demonstrate earnings or revenue growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies that have durable earnings growth, efficient capital allocation, and attractive prices.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest up to 100% of its net assets in foreign securities, including up to 35% of its net assets in securities of European issuers located in emerging markets countries.

Also, the fund has the flexibility to invest across all market capitalizations, and may invest a significant amount of its net assets in the securities of small- and mid-capitalization issuers.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of European issuers, and in derivatives and other instruments that have economic characteristics similar to such securities.

The team considers an issuer is in Europe if it is organized under the laws of a country in Europe, or it has a principal office in a country in Europe.

Other factors in consideration is if it derives 50% or more of its total revenues from business in countries in Europe, or its securities are trading principally on a security exchange, or in an over-the-counter market, in a country in Europe.

Then the team favors companies that demonstrate earnings or revenue growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies that have durable earnings growth, efficient capital allocation, and attractive prices.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest up to 100% of its net assets in foreign securities, including up to 35% of its net assets in securities of European issuers located in emerging markets countries.

Also, the fund has the flexibility to invest across all market capitalizations, and may invest a significant amount of its net assets in the securities of small- and mid-capitalization issuers.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of European issuers, and in derivatives and other instruments that have economic characteristics similar to such securities.

The team considers an issuer is in Europe if it is organized under the laws of a country in Europe, or it has a principal office in a country in Europe.

Other factors in consideration is if it derives 50% or more of its total revenues from business in countries in Europe, or its securities are trading principally on a security exchange, or in an over-the-counter market, in a country in Europe.

Then the team favors companies that demonstrate earnings or revenue growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies that have durable earnings growth, efficient capital allocation, and attractive prices.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest up to 100% of its net assets in foreign securities, including up to 35% of its net assets in securities of European issuers located in emerging markets countries.

Also, the fund has the flexibility to invest across all market capitalizations, and may invest a significant amount of its net assets in the securities of small- and mid-capitalization issuers.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in companies that exhibit growth characteristics.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on a company’s financial statements and management structure.

Additionally, the team considers a company’s operations, business strategy, product development and industry position.

Also, the team prefers companies with a superior competitive position and high demand for their products or services, as well as accelerating earnings growth and cash flow.

The team also considers the effect of worldwide trends on the growth of particular business sectors and looks for companies that may benefit from those trends.

The trends currently considered include mass affluence, new technologies, restructuring and aging.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager aims for diversity among companies, industries and countries to help reduce the risks of foreign investing, such as currency fluctuations and stock market volatility.

The fund may invest 100% of its net assets in securities of foreign companies, and looks to invest the majority of its net assets in stocks of issuers in at least three different countries.

Also, the fund may invest in emerging markets as well as in developed markets throughout the world.

From time to time, the fund may place greater emphasis on investing in one or more particular regions such as Asia or Europe. 

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in companies that exhibit growth characteristics.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on a company’s financial statements and management structure.

Additionally, the team considers a company’s operations, business strategy, product development and industry position.

Also, the team prefers companies with a superior competitive position and high demand for their products or services, as well as accelerating earnings growth and cash flow.

The team also considers the effect of worldwide trends on the growth of particular business sectors and looks for companies that may benefit from those trends.

The trends currently considered include mass affluence, new technologies, restructuring and aging.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager aims for diversity among companies, industries and countries to help reduce the risks of foreign investing, such as currency fluctuations and stock market volatility.

The fund may invest 100% of its net assets in securities of foreign companies, and looks to invest the majority of its net assets in stocks of issuers in at least three different countries.

Also, the fund may invest in emerging markets as well as in developed markets throughout the world.

From time to time, the fund may place greater emphasis on investing in one or more particular regions such as Asia or Europe. 

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in companies that exhibit growth characteristics.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on a company’s financial statements and management structure.

Additionally, the team considers a company’s operations, business strategy, product development and industry position.

Also, the team prefers companies with a superior competitive position and high demand for their products or services, as well as accelerating earnings growth and cash flow.

The team also considers the effect of worldwide trends on the growth of particular business sectors and looks for companies that may benefit from those trends.

The trends currently considered include mass affluence, new technologies, restructuring and aging.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager aims for diversity among companies, industries and countries to help reduce the risks of foreign investing, such as currency fluctuations and stock market volatility.

The fund may invest 100% of its net assets in securities of foreign companies, and looks to invest the majority of its net assets in stocks of issuers in at least three different countries.

Also, the fund may invest in emerging markets as well as in developed markets throughout the world.

From time to time, the fund may place greater emphasis on investing in one or more particular regions such as Asia or Europe. 

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in companies that exhibit growth characteristics.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on a company’s financial statements and management structure.

Additionally, the team considers a company’s operations, business strategy, product development and industry position.

Also, the team prefers companies with a superior competitive position and high demand for their products or services, as well as accelerating earnings growth and cash flow.

The team also considers the effect of worldwide trends on the growth of particular business sectors and looks for companies that may benefit from those trends.

The trends currently considered include mass affluence, new technologies, restructuring and aging.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager aims for diversity among companies, industries and countries to help reduce the risks of foreign investing, such as currency fluctuations and stock market volatility.

The fund may invest 100% of its net assets in securities of foreign companies, and looks to invest the majority of its net assets in stocks of issuers in at least three different countries.

Also, the fund may invest in emerging markets as well as in developed markets throughout the world.

From time to time, the fund may place greater emphasis on investing in one or more particular regions such as Asia or Europe. 

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in companies that exhibit growth characteristics.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on a company’s financial statements and management structure.

Additionally, the team considers a company’s operations, business strategy, product development and industry position.

Also, the team prefers companies with a superior competitive position and high demand for their products or services, as well as accelerating earnings growth and cash flow.

The team also considers the effect of worldwide trends on the growth of particular business sectors and looks for companies that may benefit from those trends.

The trends currently considered include mass affluence, new technologies, restructuring and aging.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager aims for diversity among companies, industries and countries to help reduce the risks of foreign investing, such as currency fluctuations and stock market volatility.

The fund may invest 100% of its net assets in securities of foreign companies, and looks to invest the majority of its net assets in stocks of issuers in at least three different countries.

Also, the fund may invest in emerging markets as well as in developed markets throughout the world.

From time to time, the fund may place greater emphasis on investing in one or more particular regions such as Asia or Europe. 

The fund seeks to track the total return performance of the benchmark index before fees and expenses by investing in mid-and large-size companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the underlying benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on international securities that in the aggregate have lower relative volatility.

Then the research team relies on a representative sampling indexing strategy to evaluate companies based on market capitalization and industry weightings.

The team also assesses a company’s return variability and yield and liquidity characteristics similar to those of the underlying Index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest a portion of its net assets in futures, forward foreign currency exchange contracts and securities not included in the Underlying Index.

The fund seeks to track the total return performance of the benchmark index before fees and expenses by investing in mid-and large-size companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the underlying benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on international securities that in the aggregate have lower relative volatility.

Then the research team relies on a representative sampling indexing strategy to evaluate companies based on market capitalization and industry weightings.

The team also assesses a company’s return variability and yield and liquidity characteristics similar to those of the underlying Index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may invest a portion of its net assets in futures, forward foreign currency exchange contracts and securities not included in the Underlying Index.

The fund seeks total return in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team seeks to invest in international equity securities, including those in emerging market countries.

The team relies on fundamental research to identify high-quality companies with attractive valuations that are trading at a discount to their estimated intrinsic value.

As part of its research process, the team looks for companies with long term competitive advantages.

In addition, the team prefers companies that generate sustainable cash flow and reinvest it at high marginal returns in order to grow their intrinsic value.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.
 

The fund seeks total return by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies in Western Europe, and to a certain extent, emerging Europe.

The team evaluates companies on the basis of factors, such as fundamental economic strength, earnings growth, quality of management, sector growth, credit quality and interest rate trends.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team assesses companies based on their value, quality and momentum characteristics.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager looks to invest in a wide range of industries and companies across multiple Western European countries.

The fund may invest in Austria, Belgium, Denmark, Germany, Finland, France, Greece, Ireland, Italy, Luxembourg, the Netherlands, Norway, Portugal, Spain, Sweden, Switzerland, and the United Kingdom, as well as other Western European countries.

In addition, the fund may invest up to 8% of its net assets in securities of emerging market European issuers, including Poland, the Czech Republic, and Hungary.

Also, the fund invests in debt securities rated as investment grade.

The fund seeks total return by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies in Western Europe, and to a certain extent, emerging Europe.

The team evaluates companies on the basis of factors, such as fundamental economic strength, earnings growth, quality of management, sector growth, credit quality and interest rate trends.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team assesses companies based on their value, quality and momentum characteristics.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager looks to invest in a wide range of industries and companies across multiple Western European countries.

The fund may invest in Austria, Belgium, Denmark, Germany, Finland, France, Greece, Ireland, Italy, Luxembourg, the Netherlands, Norway, Portugal, Spain, Sweden, Switzerland, and the United Kingdom, as well as other Western European countries.

In addition, the fund may invest up to 8% of its net assets in securities of emerging market European issuers, including Poland, the Czech Republic, and Hungary.

Also, the fund invests in debt securities rated as investment grade.

The fund seeks total return by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies in Western Europe, and to a certain extent, emerging Europe.

The team evaluates companies on the basis of factors, such as fundamental economic strength, earnings growth, quality of management, sector growth, credit quality and interest rate trends.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team assesses companies based on their value, quality and momentum characteristics.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager looks to invest in a wide range of industries and companies across multiple Western European countries.

The fund may invest in Austria, Belgium, Denmark, Germany, Finland, France, Greece, Ireland, Italy, Luxembourg, the Netherlands, Norway, Portugal, Spain, Sweden, Switzerland, and the United Kingdom, as well as other Western European countries.

In addition, the fund may invest up to 8% of its net assets in securities of emerging market European issuers, including Poland, the Czech Republic, and Hungary.

Also, the fund invests in debt securities rated as investment grade.

The fund seeks total return by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies in Western Europe, and to a certain extent, emerging Europe.

The team evaluates companies on the basis of factors, such as fundamental economic strength, earnings growth, quality of management, sector growth, credit quality and interest rate trends.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team assesses companies based on their value, quality and momentum characteristics.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager looks to invest in a wide range of industries and companies across multiple Western European countries.

The fund may invest in Austria, Belgium, Denmark, Germany, Finland, France, Greece, Ireland, Italy, Luxembourg, the Netherlands, Norway, Portugal, Spain, Sweden, Switzerland, and the United Kingdom, as well as other Western European countries.

In addition, the fund may invest up to 8% of its net assets in securities of emerging market European issuers, including Poland, the Czech Republic, and Hungary.

Also, the fund invests in debt securities rated as investment grade.

The fund seeks total return by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies in Western Europe, and to a certain extent, emerging Europe.

The team evaluates companies on the basis of factors, such as fundamental economic strength, earnings growth, quality of management, sector growth, credit quality and interest rate trends.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team assesses companies based on their value, quality and momentum characteristics.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager looks to invest in a wide range of industries and companies across multiple Western European countries.

The fund may invest in Austria, Belgium, Denmark, Germany, Finland, France, Greece, Ireland, Italy, Luxembourg, the Netherlands, Norway, Portugal, Spain, Sweden, Switzerland, and the United Kingdom, as well as other Western European countries.

In addition, the fund may invest up to 8% of its net assets in securities of emerging market European issuers, including Poland, the Czech Republic, and Hungary.

Also, the fund invests in debt securities rated as investment grade.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of non-US companies, including those from emerging markets.

The team focuses on quality growth businesses that can generate, and sustain, high levels of financial productivity such as return on equity, return on capital and cash flow return on investment.

In addition, the team also evaluates the competitive advantage of a company in its industry and the sustainability of its competitive advantage.

The team also prefers businesses that can grow profits and cash flows by investing back into their business at similarly high rates of financial productivity.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of non-US companies, including those from emerging markets.

The team focuses on quality growth businesses that can generate, and sustain, high levels of financial productivity such as return on equity, return on capital and cash flow return on investment.

In addition, the team also evaluates the competitive advantage of a company in its industry and the sustainability of its competitive advantage.

The team also prefers businesses that can grow profits and cash flows by investing back into their business at similarly high rates of financial productivity.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.
 

The fund seeks long-term growth of capital through investing in companies located outside the U.S.

The fund is sub-advised by MacKay Shields LLC with a focus on finding companies in developed and emerging regions of the world.

The investment process favors large- and mid-size companies in the developed regions of the world and looks for quality companies with strong financial statements, high return on capital and established market presence. Investment team then looks if companies meet environmental, social, and governance criteria.

The bottom up stock selection leads to portfolio construction that may differ from the benchmark weights in sector and country.

The concentrated fund holds about 40 to 70 stocks and about 40% of its assets are held in top 10 companies. Geographically, 75% of the fund asset is diversified in 10 countries and about 45% is held in companies located in U.K., Germany, Japan and the Netherlands.

The fund seeks long-term growth of capital through investing in companies located outside the U.S.

The fund is sub-advised by MacKay Shields LLC with a focus on finding companies in developed and emerging regions of the world.

The investment process favors large- and mid-size companies in the developed regions of the world and looks for quality companies with strong financial statements, high return on capital and established market presence. Investment team then looks if companies meet environmental, social, and governance criteria.

The bottom up stock selection leads to portfolio construction that may differ from the benchmark weights in sector and country.

The concentrated fund holds about 40 to 70 stocks and about 40% of its assets are held in top 10 companies. Geographically, 75% of the fund asset is diversified in 10 countries and about 45% is held in companies located in U.K., Germany, Japan and the Netherlands.

The fund seeks long-term growth of capital through investing in companies located outside the U.S.

The fund is sub-advised by MacKay Shields LLC with a focus on finding companies in developed and emerging regions of the world.

The investment process favors large- and mid-size companies in the developed regions of the world and looks for quality companies with strong financial statements, high return on capital and established market presence. Investment team then looks if companies meet environmental, social, and governance criteria.

The bottom up stock selection leads to portfolio construction that may differ from the benchmark weights in sector and country.

The concentrated fund holds about 40 to 70 stocks and about 40% of its assets are held in top 10 companies. Geographically, 75% of the fund asset is diversified in 10 countries and about 45% is held in companies located in U.K., Germany, Japan and the Netherlands.

The fund seeks long-term growth of capital through investing in companies located outside the U.S.

The fund is sub-advised by MacKay Shields LLC with a focus on finding companies in developed and emerging regions of the world.

The investment process favors large- and mid-size companies in the developed regions of the world and looks for quality companies with strong financial statements, high return on capital and established market presence. Investment team then looks if companies meet environmental, social, and governance criteria.

The bottom up stock selection leads to portfolio construction that may differ from the benchmark weights in sector and country.

The concentrated fund holds about 40 to 70 stocks and about 40% of its assets are held in top 10 companies. Geographically, 75% of the fund asset is diversified in 10 countries and about 45% is held in companies located in U.K., Germany, Japan and the Netherlands.

The fund seeks long-term growth of capital through investing in companies located outside the U.S.

The fund is sub-advised by MacKay Shields LLC with a focus on finding companies in developed and emerging regions of the world.

The investment process favors large- and mid-size companies in the developed regions of the world and looks for quality companies with strong financial statements, high return on capital and established market presence. Investment team then looks if companies meet environmental, social, and governance criteria.

The bottom up stock selection leads to portfolio construction that may differ from the benchmark weights in sector and country.

The concentrated fund holds about 40 to 70 stocks and about 40% of its assets are held in top 10 companies. Geographically, 75% of the fund asset is diversified in 10 countries and about 45% is held in companies located in U.K., Germany, Japan and the Netherlands.

The fund seeks long-term growth of capital through investing in companies located outside the U.S.

The fund is sub-advised by MacKay Shields LLC with a focus on finding companies in developed and emerging regions of the world.

The investment process favors large- and mid-size companies in the developed regions of the world and looks for quality companies with strong financial statements, high return on capital and established market presence. Investment team then looks if companies meet environmental, social, and governance criteria.

The bottom up stock selection leads to portfolio construction that may differ from the benchmark weights in sector and country.

The concentrated fund holds about 40 to 70 stocks and about 40% of its assets are held in top 10 companies. Geographically, 75% of the fund asset is diversified in 10 countries and about 45% is held in companies located in U.K., Germany, Japan and the Netherlands.

The fund seeks long-term growth of capital through investing in companies located outside the U.S.

The fund is sub-advised by MacKay Shields LLC with a focus on finding companies in developed and emerging regions of the world.

The investment process favors large- and mid-size companies in the developed regions of the world and looks for quality companies with strong financial statements, high return on capital and established market presence. Investment team then looks if companies meet environmental, social, and governance criteria.

The bottom up stock selection leads to portfolio construction that may differ from the benchmark weights in sector and country.

The concentrated fund holds about 40 to 70 stocks and about 40% of its assets are held in top 10 companies. Geographically, 75% of the fund asset is diversified in 10 countries and about 45% is held in companies located in U.K., Germany, Japan and the Netherlands.

The fund seeks long-term growth of capital through investing in companies located outside the U.S.

The fund is sub-advised by MacKay Shields LLC with a focus on finding companies in developed and emerging regions of the world.

The investment process favors large- and mid-size companies in the developed regions of the world and looks for quality companies with strong financial statements, high return on capital and established market presence. Investment team then looks if companies meet environmental, social, and governance criteria.

The bottom up stock selection leads to portfolio construction that may differ from the benchmark weights in sector and country.

The concentrated fund holds about 40 to 70 stocks and about 40% of its assets are held in top 10 companies. Geographically, 75% of the fund asset is diversified in 10 countries and about 45% is held in companies located in U.K., Germany, Japan and the Netherlands.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies located in Asia, which consists of all countries and markets in Asia, including developed, emerging, and frontier countries and markets in the Asian region.

According to the team, a company or other issuer is considered to be located in a country or a region, and a security or instrument is deemed to be an Asian (or specific country) security or instrument, if it has substantial ties to that country or region.

In addition, the team prefers companies that demonstrate characteristics such as durable growth. The team evaluates durable growth of companies on the basis of factors such as balance sheet information, number of employees, size and stability of cash flow.

Other factors in consideration for durable growth of companies are capability, adaptability and integrity of management teams, their product lines, marketing strategies, corporate governance, and financial health.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

As part of its investment strategy, the fund may from time to time invest a significant portion of its net assets in one or more sectors, but the fund may invest in companies in any sector.

The fund may also invest in depositary receipts, including American, European and Global Depositary Receipts.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies located in Asia, which consists of all countries and markets in Asia, including developed, emerging, and frontier countries and markets in the Asian region.

According to the team, a company or other issuer is considered to be located in a country or a region, and a security or instrument is deemed to be an Asian (or specific country) security or instrument, if it has substantial ties to that country or region.

In addition, the team prefers companies that demonstrate characteristics such as durable growth. The team evaluates durable growth of companies on the basis of factors such as balance sheet information, number of employees, size and stability of cash flow.

Other factors in consideration for durable growth of companies are capability, adaptability and integrity of management teams, their product lines, marketing strategies, corporate governance, and financial health.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

As part of its investment strategy, the fund may from time to time invest a significant portion of its net assets in one or more sectors, but the fund may invest in companies in any sector.

The fund may also invest in depositary receipts, including American, European and Global Depositary Receipts.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies located in Asia. According to the team, Asia consists of all countries and markets in Asia, including developed, emerging, and frontier countries and markets in the Asian region.

The team favors companies that it believes are innovators in their products, services, processes, business models, management, use of technology, or approach to creating, expanding or servicing their markets.

In addition, the team prefers companies that demonstrate characteristics such as durable growth. The team evaluates durable growth of companies on the basis of factors such as balance sheet information, number of employees, size and stability of cash flow.

Other factors in consideration for durable growth of companies are capability, adaptability and integrity of management teams, their product lines, marketing strategies, corporate governance, and financial health.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

As part of its investment strategy, the fund may from time to time invest a significant portion of its net assets in one or more sectors, but the fund may invest in companies in any sector.

Also, the fund has a fundamental policy to invest at least 25% of its net assets in companies that derive more than 50% of their revenues from the sale of products or services in science- and technology-related industries and services.

The fund considers companies involved in telecommunications, computers, semiconductors, Internet and online service companies, media, office automation, server hardware producers, software companies, biotechnology and medical device technology companies, and companies involved in the distribution and servicing of these products.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies located in Asia. According to the team, Asia consists of all countries and markets in Asia, including developed, emerging, and frontier countries and markets in the Asian region.

The team favors companies that it believes are innovators in their products, services, processes, business models, management, use of technology, or approach to creating, expanding or servicing their markets.

In addition, the team prefers companies that demonstrate characteristics such as durable growth. The team evaluates durable growth of companies on the basis of factors such as balance sheet information, number of employees, size and stability of cash flow.

Other factors in consideration for durable growth of companies are capability, adaptability and integrity of management teams, their product lines, marketing strategies, corporate governance, and financial health.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

As part of its investment strategy, the fund may from time to time invest a significant portion of its net assets in one or more sectors, but the fund may invest in companies in any sector.

Also, the fund has a fundamental policy to invest at least 25% of its net assets in companies that derive more than 50% of their revenues from the sale of products or services in science- and technology-related industries and services.

The fund considers companies involved in telecommunications, computers, semiconductors, Internet and online service companies, media, office automation, server hardware producers, software companies, biotechnology and medical device technology companies, and companies involved in the distribution and servicing of these products.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign stocks of mature economies.

The team looks for companies domiciled in developed countries outside of the United States.

Also, the team defines companies domiciled outside the United States as securities listed primarily on exchanges outside of the United States.

Then the team seeks to identify companies that demonstrate growth potential.

Next, the team relies on fundamental analysis to evaluate a company’s assets, liabilities and earning. Additionally, the team reviews a company’s public filings, meets with company executives and employees, suppliers, customers and competitors.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager prefers to hold securities for a period of two years or more.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on high quality established and emerging companies on an international basis that are estimated to trade below their fair values.

The team favors companies with durable competitive advantages that can generate revenue through growth.

Additionally, the team integrates disruptive change, financial strength, environmental, social and governance factors as part of its sustainability analysis.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in securities of companies located in Europe, Japan, Asia, the Pacific Basin, Latin America, the Middle East and Africa.

However, the fund may also invest in securities of companies located in the United States to a limited extent.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on high quality established and emerging companies on an international basis that are estimated to trade below their fair values.

The team favors companies with durable competitive advantages that can generate revenue through growth.

Additionally, the team integrates disruptive change, financial strength, environmental, social and governance factors as part of its sustainability analysis.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in securities of companies located in Europe, Japan, Asia, the Pacific Basin, Latin America, the Middle East and Africa.

However, the fund may also invest in securities of companies located in the United States to a limited extent.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on high quality established and emerging companies on an international basis that are estimated to trade below their fair values.

The team favors companies with durable competitive advantages that can generate revenue through growth.

Additionally, the team integrates disruptive change, financial strength, environmental, social and governance factors as part of its sustainability analysis.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in securities of companies located in Europe, Japan, Asia, the Pacific Basin, Latin America, the Middle East and Africa.

However, the fund may also invest in securities of companies located in the United States to a limited extent.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on high quality established and emerging companies on an international basis that are estimated to trade below their fair values.

The team favors companies with durable competitive advantages that can generate revenue through growth.

Additionally, the team integrates disruptive change, financial strength, environmental, social and governance factors as part of its sustainability analysis.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in securities of companies located in Europe, Japan, Asia, the Pacific Basin, Latin America, the Middle East and Africa.

However, the fund may also invest in securities of companies located in the United States to a limited extent.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on high quality established and emerging companies on an international basis that are estimated to trade below their fair values.

The team favors companies with durable competitive advantages that can generate revenue through growth.

Additionally, the team integrates disruptive change, financial strength, environmental, social and governance factors as part of its sustainability analysis.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in securities of companies located in Europe, Japan, Asia, the Pacific Basin, Latin America, the Middle East and Africa.

However, the fund may also invest in securities of companies located in the United States to a limited extent.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on high quality established and emerging companies on an international basis that are estimated to trade below their fair values.

The team favors companies with durable competitive advantages that can generate revenue through growth.

Additionally, the team integrates disruptive change, financial strength, environmental, social and governance factors as part of its sustainability analysis.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in securities of companies located in Europe, Japan, Asia, the Pacific Basin, Latin America, the Middle East and Africa.

However, the fund may also invest in securities of companies located in the United States to a limited extent.
 

The fund seeks long term capital appreciation by investing in companies outside the U.S.

The investment process considers companies of all markets capitalization and in developed regions and emerging markets. Then the team of analysts identifies companies with superior growth track record and prospects, solid financial strengths and established with market niches.

The team then also considers economic, regulatory and social factors in narrowing the list for the long term investments. The fund holds between 80 and 100 stocks and about 20% of assets are invested in top 10 stocks.

The fund seeks long term capital appreciation by investing in companies outside the U.S.

The investment process considers companies of all markets capitalization and in developed regions and emerging markets. Then the team of analysts identifies companies with superior growth track record and prospects, solid financial strengths and established with market niches.

The team then also considers economic, regulatory and social factors in narrowing the list for the long term investments. The fund holds between 80 and 100 stocks and about 20% of assets are invested in top 10 stocks.

The fund seeks long term capital appreciation by investing in companies outside the U.S.

The investment process considers companies of all markets capitalization and in developed regions and emerging markets. Then the team of analysts identifies companies with superior growth track record and prospects, solid financial strengths and established with market niches.

The team then also considers economic, regulatory and social factors in narrowing the list for the long term investments. The fund holds between 80 and 100 stocks and about 20% of assets are invested in top 10 stocks.

The fund seeks long term capital appreciation by investing in companies outside the U.S.

The investment process considers companies of all markets capitalization and in developed regions and emerging markets. Then the team of analysts identifies companies with superior growth track record and prospects, solid financial strengths and established with market niches.

The team then also considers economic, regulatory and social factors in narrowing the list for the long term investments. The fund holds between 80 and 100 stocks and about 20% of assets are invested in top 10 stocks.

The fund seeks long term capital appreciation by investing in companies outside the U.S.

The investment process considers companies of all markets capitalization and in developed regions and emerging markets. Then the team of analysts identifies companies with superior growth track record and prospects, solid financial strengths and established with market niches.

The team then also considers economic, regulatory and social factors in narrowing the list for the long term investments. The fund holds between 80 and 100 stocks and about 20% of assets are invested in top 10 stocks.

The fund seeks long term capital appreciation by investing in companies outside the U.S.

The investment process considers companies of all markets capitalization and in developed regions and emerging markets. Then the team of analysts identifies companies with superior growth track record and prospects, solid financial strengths and established with market niches.

The team then also considers economic, regulatory and social factors in narrowing the list for the long term investments. The fund holds between 80 and 100 stocks and about 20% of assets are invested in top 10 stocks.

The fund’s investment objective is to grow capital in the long-term through investing in companies outside the United States.

The investment process starts with a list of companies and countries in the benchmark Morgan Stanley Capital International EAFE (Europe, Australia, and Far East) Index. The research team then looks for financially strong companies with established market leadership and high return on capital. The team then also looks at the sustainability of the earnings growth and competitive outlook.

The fund allocates capital to a select list of stocks and industries considering macro-economic factors, regulatory trends and local or regional political climate.

The fund’s investment objective is to grow capital in the long-term through investing in companies outside the United States.

The investment process starts with a list of companies and countries in the benchmark Morgan Stanley Capital International EAFE (Europe, Australia, and Far East) Index. The research team then looks for financially strong companies with established market leadership and high return on capital. The team then also looks at the sustainability of the earnings growth and competitive outlook.

The fund allocates capital to a select list of stocks and industries considering macro-economic factors, regulatory trends and local or regional political climate.

The fund’s investment objective is to grow capital in the long-term through investing in companies outside the United States.

The investment process starts with a list of companies and countries in the benchmark Morgan Stanley Capital International EAFE (Europe, Australia, and Far East) Index. The research team then looks for financially strong companies with established market leadership and high return on capital. The team then also looks at the sustainability of the earnings growth and competitive outlook.

The fund allocates capital to a select list of stocks and industries considering macro-economic factors, regulatory trends and local or regional political climate.

The fund’s investment objective is to grow capital in the long-term through investing in companies outside the United States.

The investment process starts with a list of companies and countries in the benchmark Morgan Stanley Capital International EAFE (Europe, Australia, and Far East) Index. The research team then looks for financially strong companies with established market leadership and high return on capital. The team then also looks at the sustainability of the earnings growth and competitive outlook.

The fund allocates capital to a select list of stocks and industries considering macro-economic factors, regulatory trends and local or regional political climate.

The fund’s investment objective is to grow capital in the long-term through investing in companies outside the United States.

The investment process starts with a list of companies and countries in the benchmark Morgan Stanley Capital International EAFE (Europe, Australia, and Far East) Index. The research team then looks for financially strong companies with established market leadership and high return on capital. The team then also looks at the sustainability of the earnings growth and competitive outlook.

The fund allocates capital to a select list of stocks and industries considering macro-economic factors, regulatory trends and local or regional political climate.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of foreign companies.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund has no limitation on the percentage of its net assets that are invested in any one country or denominated in any one currency.

Also, the fund typically invests in foreign securities of at least 20 countries.

The fund favors securities of issuers of developed areas such as Japan, Western Europe, Canada, Australia, Hong Kong, and Singapore.

However, the fund also invests in emerging market securities.

The fund invests in securities across all market capitalizations and investment style (growth or value).
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of foreign companies.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund has no limitation on the percentage of its net assets that are invested in any one country or denominated in any one currency.

Also, the fund typically invests in foreign securities of at least 20 countries.

The fund favors securities of issuers of developed areas such as Japan, Western Europe, Canada, Australia, Hong Kong, and Singapore.

However, the fund also invests in emerging market securities.

The fund invests in securities across all market capitalizations and investment style (growth or value).
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of foreign companies.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund has no limitation on the percentage of its net assets that are invested in any one country or denominated in any one currency.

Also, the fund typically invests in foreign securities of at least 20 countries.

The fund favors securities of issuers of developed areas such as Japan, Western Europe, Canada, Australia, Hong Kong, and Singapore.

However, the fund also invests in emerging market securities.

The fund invests in securities across all market capitalizations and investment style (growth or value).
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of foreign companies.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund has no limitation on the percentage of its net assets that are invested in any one country or denominated in any one currency.

Also, the fund typically invests in foreign securities of at least 20 countries.

The fund favors securities of issuers of developed areas such as Japan, Western Europe, Canada, Australia, Hong Kong, and Singapore.

However, the fund also invests in emerging market securities.

The fund invests in securities across all market capitalizations and investment style (growth or value).
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of foreign companies.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund has no limitation on the percentage of its net assets that are invested in any one country or denominated in any one currency.

Also, the fund typically invests in foreign securities of at least 20 countries.

The fund favors securities of issuers of developed areas such as Japan, Western Europe, Canada, Australia, Hong Kong, and Singapore.

However, the fund also invests in emerging market securities.

The fund invests in securities across all market capitalizations and investment style (growth or value).
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of foreign companies.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund has no limitation on the percentage of its net assets that are invested in any one country or denominated in any one currency.

Also, the fund typically invests in foreign securities of at least 20 countries.

The fund favors securities of issuers of developed areas such as Japan, Western Europe, Canada, Australia, Hong Kong, and Singapore.

However, the fund also invests in emerging market securities.

The fund invests in securities across all market capitalizations and investment style (growth or value).
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of foreign companies.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund has no limitation on the percentage of its net assets that are invested in any one country or denominated in any one currency.

Also, the fund typically invests in foreign securities of at least 20 countries.

The fund favors securities of issuers of developed areas such as Japan, Western Europe, Canada, Australia, Hong Kong, and Singapore.

However, the fund also invests in emerging market securities.

The fund invests in securities across all market capitalizations and investment style (growth or value).
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of foreign companies.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund has no limitation on the percentage of its net assets that are invested in any one country or denominated in any one currency.

Also, the fund typically invests in foreign securities of at least 20 countries.

The fund favors securities of issuers of developed areas such as Japan, Western Europe, Canada, Australia, Hong Kong, and Singapore.

However, the fund also invests in emerging market securities.

The fund invests in securities across all market capitalizations and investment style (growth or value).
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on high-quality global companies that have superior competitive dynamics, such as winning business models, expanding market share, growing end markets and capable management teams.

Additionally, the team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund looks to invest in securities of issuers located throughout the world, including both developed and emerging markets, excluding the U.S.

The fund has the flexibility to invest a significant portion of its net assets in companies of one particular market capitalization category.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on high-quality global companies that have superior competitive dynamics, such as winning business models, expanding market share, growing end markets and capable management teams.

Additionally, the team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund looks to invest in securities of issuers located throughout the world, including both developed and emerging markets, excluding the U.S.

The fund has the flexibility to invest a significant portion of its net assets in companies of one particular market capitalization category.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on the highest quality companies in developed foreign markets.

The team considers issuers either organized or having headquarters in developed countries outside the United States, or issuers having a majority of their assets or revenues attributable to developed countries outside the United States.

Then the team also relies on quantitative screening to identify companies that offer durable returns.

In addition, the team seeks to invest in what it considers to be great companies at good prices and good companies at great prices. 

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The asset allocation may significantly shift between asset classes, sectors and geographic regions.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on the highest quality companies in developed foreign markets.

The team considers issuers either organized or having headquarters in developed countries outside the United States, or issuers having a majority of their assets or revenues attributable to developed countries outside the United States.

Then the team also relies on quantitative screening to identify companies that offer durable returns.

In addition, the team seeks to invest in what it considers to be great companies at good prices and good companies at great prices. 

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The asset allocation may significantly shift between asset classes, sectors and geographic regions.

The fund seeks capital appreciation in the long term by investing in mega-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for companies with revenues and earnings growth and that are trading at discounts to their estimated intrinsic value.

In addition, the team evaluates companies on the basis of valuation multiples such as earning and cash flow, and higher dividend yields.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests significantly in companies with their headquarters, and at least half of their assets and earnings, outside the US.

Also, the fund diversifies its investments among many countries, predominantly those with mature markets such as Europe and Canada.

Additionally, the fund may invest across industries, companies, and countries.

The fund has the flexibility to invest in companies across all market capitalizations.
 

The fund seeks capital appreciation in the long term by investing in mega-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for companies with revenues and earnings growth and that are trading at discounts to their estimated intrinsic value.

In addition, the team evaluates companies on the basis of valuation multiples such as earning and cash flow, and higher dividend yields.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests significantly in companies with their headquarters, and at least half of their assets and earnings, outside the US.

Also, the fund diversifies its investments among many countries, predominantly those with mature markets such as Europe and Canada.

Additionally, the fund may invest across industries, companies, and countries.

The fund has the flexibility to invest in companies across all market capitalizations.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-advisers’ investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on stocks of companies located (or with primary operations) in Asia (excluding Japan).

The fund normally invests in countries such as China, Hong Kong, India, Indonesia, Malaysia, Philippines, Singapore, South Korea, Taiwan, and Thailand.

Other Asian countries in which the fund invests include Pakistan, Sri Lanka, and Vietnam.

The team emphasizes companies exhibiting durable above-average earnings growth over the long term.

In addition, the team favors companies that are trading at reasonable prices in relation to present or anticipated earnings, cash flow, or book value.

Additionally, the team prefers companies with leading market position, attractive business niche, attractive or improving franchise or industry position, and proven management teams.

The team also seeks companies with consistent or improving earnings and/or cash flow; and sound or improving balance sheet.

However, the research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team looks to identify the best investment opportunities and is not constrained by the index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests with an awareness of the outlook for certain industry sectors and individual countries within the region.

However, country allocation is driven largely by stock selection.

The fund invests significantly in Asian countries and typically has substantial investments in China.

Also, the fund is non-diversified meaning it may invest a greater portion of assets in a single company.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-advisers’ investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on stocks of companies located (or with primary operations) in Asia (excluding Japan).

The fund normally invests in countries such as China, Hong Kong, India, Indonesia, Malaysia, Philippines, Singapore, South Korea, Taiwan, and Thailand.

Other Asian countries in which the fund invests include Pakistan, Sri Lanka, and Vietnam.

The team emphasizes companies exhibiting durable above-average earnings growth over the long term.

In addition, the team favors companies that are trading at reasonable prices in relation to present or anticipated earnings, cash flow, or book value.

Additionally, the team prefers companies with leading market position, attractive business niche, attractive or improving franchise or industry position, and proven management teams.

The team also seeks companies with consistent or improving earnings and/or cash flow; and sound or improving balance sheet.

However, the research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team looks to identify the best investment opportunities and is not constrained by the index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests with an awareness of the outlook for certain industry sectors and individual countries within the region.

However, country allocation is driven largely by stock selection.

The fund invests significantly in Asian countries and typically has substantial investments in China.

Also, the fund is non-diversified meaning it may invest a greater portion of assets in a single company.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The fund seeks to invest its net assets among a set of T. Rowe Price mutual funds representing specific market segments outside the U.S.

Next, the research team relies on a broad exposure to several markets to lessen the impact of declining markets and benefit from good performance in particular market segments over time.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in a variety of developed and emerging market equity funds.

In addition, the fund’s overall allocation to international stock funds is represented by a diversified mix of funds that employ both growth and value investment approaches.

Also, the fund may from time to time invest in a money market fund.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies located in the developed countries outside of the United States.

The team determines whether a company is located in or associated with a non-U.S. country on the basis of four factors such as country of organization, primary securities trading market, location of assets, or country where the company derives at least half of its revenue or profits.

In selecting securities for the portfolio, the research team focuses on companies that are trading at discounts to their estimated intrinsic value.

The team looks to construct a portfolio with attractive valuation multiples such as earnings and book value.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager selects stocks from companies located in at least 10 countries outside of the U.S., and the will invest less than 10% of its net assets in U.S. companies.

Additionally, the fund is designed to benefit from future growth in developed countries outside of the U.S., as well as emerging market countries.

The fund may also invest without limit in stocks issued by companies from emerging market countries.

In addition, the fund may purchase securities on exchanges other than where their companies are domiciled or in the form of Depositary Receipts, which include American Depositary Receipts, European Depositary Receipts, Global Depositary Receipts, Non-Voting Depositary Receipts or similar securities.

Also, the fund may lend portfolio securities to brokers, dealers or other financial institutions in an effort to increase its returns.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies located in the developed countries outside of the United States.

The team determines whether a company is located in or associated with a non-U.S. country on the basis of four factors such as country of organization, primary securities trading market, location of assets, or country where the company derives at least half of its revenue or profits.

In selecting securities for the portfolio, the research team focuses on companies that are trading at discounts to their estimated intrinsic value.

The team looks to construct a portfolio with attractive valuation multiples such as earnings and book value.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager selects stocks from companies located in at least 10 countries outside of the U.S., and the will invest less than 10% of its net assets in U.S. companies.

Additionally, the fund is designed to benefit from future growth in developed countries outside of the U.S., as well as emerging market countries.

The fund may also invest without limit in stocks issued by companies from emerging market countries.

In addition, the fund may purchase securities on exchanges other than where their companies are domiciled or in the form of Depositary Receipts, which include American Depositary Receipts, European Depositary Receipts, Global Depositary Receipts, Non-Voting Depositary Receipts or similar securities.

Also, the fund may lend portfolio securities to brokers, dealers or other financial institutions in an effort to increase its returns.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign securities or depositary receipts of foreign equity securities.

In selecting securities for the portfolio, the research team focuses on companies that are trading at discounts to their estimated intrinsic value not yet recognized by investors.

As part of its fundamental research process, the team evaluates each potential investment based on factors, such as the company’s ability to effectively allocate capital, willingness to pay dividends and repurchase shares, ability to sustain a competitive advantage, and ability to grow its core business.

In addition, the team looks for companies that demonstrate one or more positive environmental, social and governance characteristics.

The team prefers high-quality, attractively valued companies that are making, or will make, a positive impact on the world.

Also, the team categorizes its investments as basic values, consistent earners, and emerging franchises.

The research team also considers domestic and international economic developments, outlooks for securities markets, interest rates and inflation, and the supply and demand for securities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund may also invest in developing country companies.

The fund has the flexibility to invest in companies across any size, but invests primarily in the large and middle capitalization range of publicly traded companies.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign securities or depositary receipts of foreign equity securities.

In selecting securities for the portfolio, the research team focuses on companies that are trading at discounts to their estimated intrinsic value not yet recognized by investors.

As part of its fundamental research process, the team evaluates each potential investment based on factors, such as the company’s ability to effectively allocate capital, willingness to pay dividends and repurchase shares, ability to sustain a competitive advantage, and ability to grow its core business.

In addition, the team looks for companies that demonstrate one or more positive environmental, social and governance characteristics.

The team prefers high-quality, attractively valued companies that are making, or will make, a positive impact on the world.

Also, the team categorizes its investments as basic values, consistent earners, and emerging franchises.

The research team also considers domestic and international economic developments, outlooks for securities markets, interest rates and inflation, and the supply and demand for securities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund may also invest in developing country companies.

The fund has the flexibility to invest in companies across any size, but invests primarily in the large and middle capitalization range of publicly traded companies.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign securities or depositary receipts of foreign equity securities.

In selecting securities for the portfolio, the research team focuses on companies that are trading at discounts to their estimated intrinsic value not yet recognized by investors.

As part of its fundamental research process, the team evaluates each potential investment based on factors, such as the company’s ability to effectively allocate capital, willingness to pay dividends and repurchase shares, ability to sustain a competitive advantage, and ability to grow its core business.

In addition, the team looks for companies that demonstrate one or more positive environmental, social and governance characteristics.

The team prefers high-quality, attractively valued companies that are making, or will make, a positive impact on the world.

Also, the team categorizes its investments as basic values, consistent earners, and emerging franchises.

The research team also considers domestic and international economic developments, outlooks for securities markets, interest rates and inflation, and the supply and demand for securities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund may also invest in developing country companies.

The fund has the flexibility to invest in companies across any size, but invests primarily in the large and middle capitalization range of publicly traded companies.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities from issuers around the world exhibiting growth potential.

In addition, the team evaluates companies on the basis of its earnings and industry growth potential, business model, industry leadership, asset appreciation potential, and potential size of business.

Other factors in consideration include valuation multiples such as earnings, revenue, and cash flow, as well as growth rate and enterprise value to EBITDA, and management strength.

Also, the team categorizes its investments as growth industry leaders, consistent growers, and emerging growth companies.

The research team also considers domestic and international economic developments, outlooks for securities markets, interest rates and inflation, and the supply and demand for securities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager seeks to invest in certain industries or economic sectors, such as technology, financial services, healthcare or biotechnology.

The fund invests a significant portion of its net assets in foreign securities or depositary receipts of foreign securities.

Also, the fund may invest in developing countries.

The fund has the flexibility to invest in well-established companies, as well as emerging growth companies.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities from issuers around the world exhibiting growth potential.

In addition, the team evaluates companies on the basis of its earnings and industry growth potential, business model, industry leadership, asset appreciation potential, and potential size of business.

Other factors in consideration include valuation multiples such as earnings, revenue, and cash flow, as well as growth rate and enterprise value to EBITDA, and management strength.

Also, the team categorizes its investments as growth industry leaders, consistent growers, and emerging growth companies.

The research team also considers domestic and international economic developments, outlooks for securities markets, interest rates and inflation, and the supply and demand for securities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager seeks to invest in certain industries or economic sectors, such as technology, financial services, healthcare or biotechnology.

The fund invests a significant portion of its net assets in foreign securities or depositary receipts of foreign securities.

Also, the fund may invest in developing countries.

The fund has the flexibility to invest in well-established companies, as well as emerging growth companies.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities from issuers around the world exhibiting growth potential.

In addition, the team evaluates companies on the basis of its earnings and industry growth potential, business model, industry leadership, asset appreciation potential, and potential size of business.

Other factors in consideration include valuation multiples such as earnings, revenue, and cash flow, as well as growth rate and enterprise value to EBITDA, and management strength.

Also, the team categorizes its investments as growth industry leaders, consistent growers, and emerging growth companies.

The research team also considers domestic and international economic developments, outlooks for securities markets, interest rates and inflation, and the supply and demand for securities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager seeks to invest in certain industries or economic sectors, such as technology, financial services, healthcare or biotechnology.

The fund invests a significant portion of its net assets in foreign securities or depositary receipts of foreign securities.

Also, the fund may invest in developing countries.

The fund has the flexibility to invest in well-established companies, as well as emerging growth companies.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities from issuers around the world exhibiting growth potential.

In addition, the team evaluates companies on the basis of its earnings and industry growth potential, business model, industry leadership, asset appreciation potential, and potential size of business.

Other factors in consideration include valuation multiples such as earnings, revenue, and cash flow, as well as growth rate and enterprise value to EBITDA, and management strength.

Also, the team categorizes its investments as growth industry leaders, consistent growers, and emerging growth companies.

The research team also considers domestic and international economic developments, outlooks for securities markets, interest rates and inflation, and the supply and demand for securities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager seeks to invest in certain industries or economic sectors, such as technology, financial services, healthcare or biotechnology.

The fund invests a significant portion of its net assets in foreign securities or depositary receipts of foreign securities.

Also, the fund may invest in developing countries.

The fund has the flexibility to invest in well-established companies, as well as emerging growth companies.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities from issuers around the world exhibiting growth potential.

In addition, the team evaluates companies on the basis of its earnings and industry growth potential, business model, industry leadership, asset appreciation potential, and potential size of business.

Other factors in consideration include valuation multiples such as earnings, revenue, and cash flow, as well as growth rate and enterprise value to EBITDA, and management strength.

Also, the team categorizes its investments as growth industry leaders, consistent growers, and emerging growth companies.

The research team also considers domestic and international economic developments, outlooks for securities markets, interest rates and inflation, and the supply and demand for securities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager seeks to invest in certain industries or economic sectors, such as technology, financial services, healthcare or biotechnology.

The fund invests a significant portion of its net assets in foreign securities or depositary receipts of foreign securities.

Also, the fund may invest in developing countries.

The fund has the flexibility to invest in well-established companies, as well as emerging growth companies.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities from issuers around the world exhibiting growth potential.

In addition, the team evaluates companies on the basis of its earnings and industry growth potential, business model, industry leadership, asset appreciation potential, and potential size of business.

Other factors in consideration include valuation multiples such as earnings, revenue, and cash flow, as well as growth rate and enterprise value to EBITDA, and management strength.

Also, the team categorizes its investments as growth industry leaders, consistent growers, and emerging growth companies.

The research team also considers domestic and international economic developments, outlooks for securities markets, interest rates and inflation, and the supply and demand for securities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager seeks to invest in certain industries or economic sectors, such as technology, financial services, healthcare or biotechnology.

The fund invests a significant portion of its net assets in foreign securities or depositary receipts of foreign securities.

Also, the fund may invest in developing countries.

The fund has the flexibility to invest in well-established companies, as well as emerging growth companies.
 

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities from issuers around the world exhibiting growth potential.

In addition, the team evaluates companies on the basis of its earnings and industry growth potential, business model, industry leadership, asset appreciation potential, and potential size of business.

Other factors in consideration include valuation multiples such as earnings, revenue, and cash flow, as well as growth rate and enterprise value to EBITDA, and management strength.

Also, the team categorizes its investments as growth industry leaders, consistent growers, and emerging growth companies.

The research team also considers domestic and international economic developments, outlooks for securities markets, interest rates and inflation, and the supply and demand for securities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager seeks to invest in certain industries or economic sectors, such as technology, financial services, healthcare or biotechnology.

The fund invests a significant portion of its net assets in foreign securities or depositary receipts of foreign securities.

Also, the fund may invest in developing countries.

The fund has the flexibility to invest in well-established companies, as well as emerging growth companies.
 

The fund’s objective is to generate total return through investing in international companies outside the United States.

The investment process is designed to discover companies with sustainable earnings, structural long term growth opportunities and differentiated products and/or services with margin expansion opportunities.

The research team then applies qualitative research in evaluating management track record and the durability of the early stage of structural change. The fund invests across all economic sectors.

Geographically, the fund is diversified with about 50% allocation in Western Europe, 33% in Asia Pacific and 15% in Mexico and South America.

The fund’s objective is to generate total return through investing in international companies outside the United States.

The investment process is designed to discover companies with sustainable earnings, structural long term growth opportunities and differentiated products and/or services with margin expansion opportunities.

The research team then applies qualitative research in evaluating management track record and the durability of the early stage of structural change. The fund invests across all economic sectors.

Geographically, the fund is diversified with about 50% allocation in Western Europe, 33% in Asia Pacific and 15% in Mexico and South America.

The fund’s objective is to generate total return through investing in international companies outside the United States.

The investment process is designed to discover companies with sustainable earnings, structural long term growth opportunities and differentiated products and/or services with margin expansion opportunities.

The research team then applies qualitative research in evaluating management track record and the durability of the early stage of structural change. The fund invests across all economic sectors.

Geographically, the fund is diversified with about 50% allocation in Western Europe, 33% in Asia Pacific and 15% in Mexico and South America.

The fund’s objective is to generate total return through investing in international companies outside the United States.

The investment process is designed to discover companies with sustainable earnings, structural long term growth opportunities and differentiated products and/or services with margin expansion opportunities.

The research team then applies qualitative research in evaluating management track record and the durability of the early stage of structural change. The fund invests across all economic sectors.

Geographically, the fund is diversified with about 50% allocation in Western Europe, 33% in Asia Pacific and 15% in Mexico and South America.

The fund’s objective is to generate total return through investing in international companies outside the United States.

The investment process is designed to discover companies with sustainable earnings, structural long term growth opportunities and differentiated products and/or services with margin expansion opportunities.

The research team then applies qualitative research in evaluating management track record and the durability of the early stage of structural change. The fund invests across all economic sectors.

Geographically, the fund is diversified with about 50% allocation in Western Europe, 33% in Asia Pacific and 15% in Mexico and South America.

The fund seeks to invest in high growth companies around the world including the United States, developed regions and emerging markets.  

The fund is sub-advised by Sustainable Growth Advisers with a target focus on large-cap growth companies.  

The investment process screens for high growth companies and then conducts a detailed analysis of one company at a time to understand drivers of growth, sustainability of earnings and cash flow growth and long term value creation opportunity. The research team also looks for visionary management with a track record of developing innovative products.

The fund generally holds between 25 and 35 stocks and the 90% of assets are allocated to companies in the U.S., China, India, Switzerland, U.K., France, Mexico, Germany, the Netherlands and Hong Kong.

The fund seeks to invest in high growth companies around the world including the United States, developed regions and emerging markets.  

The fund is sub-advised by Sustainable Growth Advisers with a target focus on large-cap growth companies.  

The investment process screens for high growth companies and then conducts a detailed analysis of one company at a time to understand drivers of growth, sustainability of earnings and cash flow growth and long term value creation opportunity. The research team also looks for visionary management with a track record of developing innovative products.

The fund generally holds between 25 and 35 stocks and the 90% of assets are allocated to companies in the U.S., China, India, Switzerland, U.K., France, Mexico, Germany, the Netherlands and Hong Kong.

The fund seeks to invest in high growth companies around the world including the United States, developed regions and emerging markets.  

The fund is sub-advised by Sustainable Growth Advisers with a target focus on large-cap growth companies.  

The investment process screens for high growth companies and then conducts a detailed analysis of one company at a time to understand drivers of growth, sustainability of earnings and cash flow growth and long term value creation opportunity. The research team also looks for visionary management with a track record of developing innovative products.

The fund generally holds between 25 and 35 stocks and the 90% of assets are allocated to companies in the U.S., China, India, Switzerland, U.K., France, Mexico, Germany, the Netherlands and Hong Kong.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The fund prefers a multi-manager investing approach with the aim of reducing volatility and downside risk.

The fund manages assets with the help of two sub-advisers namely PanAgora Asset Management, Inc. and Voya Investment Management Co. LLC.

The sub-advisers act independently of each other and use their own methodology for selecting investments.

PanAgora seeks to identify and exploit investment opportunities resulting from investors’ under/over reactions to market information and market inefficiencies.

Voya IM employs a passive management approach designed to track the performance of a custom index created by FTSE. The companies that demonstrate the five factors of momentum, quality, size, value and volatility are included in the Index.

The sub-advisers’ investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests its net assets in securities of companies located in a number of different countries other than the United States.

Also, the fund may invest in securities of companies from emerging market countries.

The fund may also invest in depositary receipts, warrants and rights of foreign issuers.

Additionally, the fund may invest in real estate-related securities including real estate investment trusts.

The fund has the flexibility to lend portfolio securities on a short-term or long-term basis, and may also invest in exchange-traded funds.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The fund prefers a multi-manager investing approach with the aim of reducing volatility and downside risk.

The fund manages assets with the help of two sub-advisers namely PanAgora Asset Management, Inc. and Voya Investment Management Co. LLC.

The sub-advisers act independently of each other and use their own methodology for selecting investments.

PanAgora seeks to identify and exploit investment opportunities resulting from investors’ under/over reactions to market information and market inefficiencies.

Voya IM employs a passive management approach designed to track the performance of a custom index created by FTSE. The companies that demonstrate the five factors of momentum, quality, size, value and volatility are included in the Index.

The sub-advisers’ investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests its net assets in securities of companies located in a number of different countries other than the United States.

Also, the fund may invest in securities of companies from emerging market countries.

The fund may also invest in depositary receipts, warrants and rights of foreign issuers.

Additionally, the fund may invest in real estate-related securities including real estate investment trusts.

The fund has the flexibility to lend portfolio securities on a short-term or long-term basis, and may also invest in exchange-traded funds.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The fund prefers a multi-manager investing approach with the aim of reducing volatility and downside risk.

The fund manages assets with the help of two sub-advisers namely PanAgora Asset Management, Inc. and Voya Investment Management Co. LLC.

The sub-advisers act independently of each other and use their own methodology for selecting investments.

PanAgora seeks to identify and exploit investment opportunities resulting from investors’ under/over reactions to market information and market inefficiencies.

Voya IM employs a passive management approach designed to track the performance of a custom index created by FTSE. The companies that demonstrate the five factors of momentum, quality, size, value and volatility are included in the Index.

The sub-advisers’ investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests its net assets in securities of companies located in a number of different countries other than the United States.

Also, the fund may invest in securities of companies from emerging market countries.

The fund may also invest in depositary receipts, warrants and rights of foreign issuers.

Additionally, the fund may invest in real estate-related securities including real estate investment trusts.

The fund has the flexibility to lend portfolio securities on a short-term or long-term basis, and may also invest in exchange-traded funds.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The fund prefers a multi-manager investing approach with the aim of reducing volatility and downside risk.

The fund manages assets with the help of two sub-advisers namely PanAgora Asset Management, Inc. and Voya Investment Management Co. LLC.

The sub-advisers act independently of each other and use their own methodology for selecting investments.

PanAgora seeks to identify and exploit investment opportunities resulting from investors’ under/over reactions to market information and market inefficiencies.

Voya IM employs a passive management approach designed to track the performance of a custom index created by FTSE. The companies that demonstrate the five factors of momentum, quality, size, value and volatility are included in the Index.

The sub-advisers’ investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests its net assets in securities of companies located in a number of different countries other than the United States.

Also, the fund may invest in securities of companies from emerging market countries.

The fund may also invest in depositary receipts, warrants and rights of foreign issuers.

Additionally, the fund may invest in real estate-related securities including real estate investment trusts.

The fund has the flexibility to lend portfolio securities on a short-term or long-term basis, and may also invest in exchange-traded funds.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies domiciled outside the U.S. that demonstrate above-average growth, profitability and quality characteristics.

The team believes these companies exhibit superior business fundamentals, including market leadership, quality products or services, distinctive marketing and distribution, pricing flexibility and revenue from products or services consumed on a steady, recurring basis.

In addition, the team prefers companies with management teams aligned with shareholders’ interests and that utilize conservative accounting policies.

However, the team favors companies with above-average returns on equity, balance sheet strength and durable above-average earnings growth.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates the fund’s investments among at least six different countries.

Also, the manager has the flexibility to invest in well-established companies to smaller companies at earlier stages of development.

With regards to country allocation, the manager considers factors such as the conditions and growth potential of various economies and securities markets, currency exchange rates, technological developments in the various countries and other pertinent financial, social, national and political factors.

Additionally, no more than 50% of the fund’s holdings may be invested in securities of issuers in one country at any given time.

The fund’s investments will be divided among Continental Europe, the United Kingdom, Canada, Japan and the markets of the Pacific Basin.

Also, the fund may invest in emerging markets, which include every country in the world except the United States, Canada, Japan, Australia, New Zealand, Hong Kong, Singapore and most Western European countries.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies domiciled outside the U.S. that demonstrate above-average growth, profitability and quality characteristics.

The team believes these companies exhibit superior business fundamentals, including market leadership, quality products or services, distinctive marketing and distribution, pricing flexibility and revenue from products or services consumed on a steady, recurring basis.

In addition, the team prefers companies with management teams aligned with shareholders’ interests and that utilize conservative accounting policies.

However, the team favors companies with above-average returns on equity, balance sheet strength and durable above-average earnings growth.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates the fund’s investments among at least six different countries.

Also, the manager has the flexibility to invest in well-established companies to smaller companies at earlier stages of development.

With regards to country allocation, the manager considers factors such as the conditions and growth potential of various economies and securities markets, currency exchange rates, technological developments in the various countries and other pertinent financial, social, national and political factors.

Additionally, no more than 50% of the fund’s holdings may be invested in securities of issuers in one country at any given time.

The fund’s investments will be divided among Continental Europe, the United Kingdom, Canada, Japan and the markets of the Pacific Basin.

Also, the fund may invest in emerging markets, which include every country in the world except the United States, Canada, Japan, Australia, New Zealand, Hong Kong, Singapore and most Western European countries.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies domiciled outside the U.S. that demonstrate above-average growth, profitability and quality characteristics.

The team believes these companies exhibit superior business fundamentals, including market leadership, quality products or services, distinctive marketing and distribution, pricing flexibility and revenue from products or services consumed on a steady, recurring basis.

In addition, the team prefers companies with management teams aligned with shareholders’ interests and that utilize conservative accounting policies.

However, the team favors companies with above-average returns on equity, balance sheet strength and durable above-average earnings growth.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager allocates the fund’s investments among at least six different countries.

Also, the manager has the flexibility to invest in well-established companies to smaller companies at earlier stages of development.

With regards to country allocation, the manager considers factors such as the conditions and growth potential of various economies and securities markets, currency exchange rates, technological developments in the various countries and other pertinent financial, social, national and political factors.

Additionally, no more than 50% of the fund’s holdings may be invested in securities of issuers in one country at any given time.

The fund’s investments will be divided among Continental Europe, the United Kingdom, Canada, Japan and the markets of the Pacific Basin.

Also, the fund may invest in emerging markets, which include every country in the world except the United States, Canada, Japan, Australia, New Zealand, Hong Kong, Singapore and most Western European countries.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The fund prefers a multi-manager investing approach with the aim of reducing volatility and downside risk.

The fund manages assets with the help of one sub-advisor namely Wilmington Trust Investment Advisors, Inc. and five regional sub-advisors.

The regional sub-advisors are AllianzGI U.S. LLC, AXA Investment Managers, Inc., Berenberg Asset Management LLC, Nikko Asset Management Americas, Inc., and Schroder Investment Management North America, Inc.

Each sub-advisor has complete discretion to invest its portion of the fund’s net assets as it deems appropriate within the constraints of the fund’s investment goal, strategies and restrictions.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of foreign issuers, with exposure to both developed and emerging markets.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund’s net assets are generally invested across different industries, sectors, countries, and regions.

However, the fund may invest a significant percentage of its net assets in issuers in a single industry, sector, country, or region and may not have any holdings in particular regions or countries. 

The fund also may invest in exchange-traded funds.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The fund prefers a multi-manager investing approach with the aim of reducing volatility and downside risk.

The fund manages assets with the help of one sub-advisor namely Wilmington Trust Investment Advisors, Inc. and five regional sub-advisors.

The regional sub-advisors are AllianzGI U.S. LLC, AXA Investment Managers, Inc., Berenberg Asset Management LLC, Nikko Asset Management Americas, Inc., and Schroder Investment Management North America, Inc.

Each sub-advisor has complete discretion to invest its portion of the fund’s net assets as it deems appropriate within the constraints of the fund’s investment goal, strategies and restrictions.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of foreign issuers, with exposure to both developed and emerging markets.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund’s net assets are generally invested across different industries, sectors, countries, and regions.

However, the fund may invest a significant percentage of its net assets in issuers in a single industry, sector, country, or region and may not have any holdings in particular regions or countries. 

The fund also may invest in exchange-traded funds.