The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team relies on a proprietary strategy to identify companies that will increase in value over time.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the team emphasizes companies whose earnings and revenues are not only growing, but growing at an accelerating pace.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in companies located in foreign developed countries.

However, the fund is not permitted to invest in securities issued by companies assigned the Global Industry Classification Standard or the Bloomberg Industry Classification Standard for the tobacco industry.
 

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team relies on a proprietary strategy to identify companies that will increase in value over time.

The research process is driven by fundamental analysis of one stock at a time. When evaluating individual securities, the team emphasizes companies whose earnings and revenues are not only growing, but growing at an accelerating pace.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in companies located in foreign developed countries.

However, the fund is not permitted to invest in securities issued by companies assigned the Global Industry Classification Standard or the Bloomberg Industry Classification Standard for the tobacco industry.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team relies on fundamental bottom-up research to look for companies that capitalize on market inefficiencies.

Other attributes the team considers are a company’s business model with identifiable competitive advantages/barriers to entry, a scalable market opportunity, balance sheet strength, and a capable management team with a track record of good capital allocation.

In addition, the team seeks companies that are high or improving in quality.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds stocks of companies in developed countries but may invest in any geographic region of the world in at least three different countries.

Also, the fund may invest up to 20% of its net assets in securities of issuers in emerging market countries.

The fund may also invest in real estate investment trusts, and invests no more than 20% of its net assets in U.S. companies.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team relies on fundamental bottom-up research to look for companies that capitalize on market inefficiencies.

Other attributes the team considers are a company’s business model with identifiable competitive advantages/barriers to entry, a scalable market opportunity, balance sheet strength, and a capable management team with a track record of good capital allocation.

In addition, the team seeks companies that are high or improving in quality.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds stocks of companies in developed countries but may invest in any geographic region of the world in at least three different countries.

Also, the fund may invest up to 20% of its net assets in securities of issuers in emerging market countries.

The fund may also invest in real estate investment trusts, and invests no more than 20% of its net assets in U.S. companies.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team relies on fundamental bottom-up research to look for companies that capitalize on market inefficiencies.

Other attributes the team considers are a company’s business model with identifiable competitive advantages/barriers to entry, a scalable market opportunity, balance sheet strength, and a capable management team with a track record of good capital allocation.

In addition, the team seeks companies that are high or improving in quality.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds stocks of companies in developed countries but may invest in any geographic region of the world in at least three different countries.

Also, the fund may invest up to 20% of its net assets in securities of issuers in emerging market countries.

The fund may also invest in real estate investment trusts, and invests no more than 20% of its net assets in U.S. companies.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for quality growth companies trading at reasonable valuations.

The team prefers companies that are innovative, operate within a favorable market structure with high barriers to entry and enjoy structural growth tailwinds.

In addition, the team focuses on companies with a superior business franchise that offers growth potential.

The team assesses if the company’s products and services have a competitive advantage.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in foreign companies in developed markets such as Japan, Canada and the United Kingdom, and in emerging markets such as China, India and Brazil.

Also, the fund may invest in larger-sized companies.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for quality growth companies trading at reasonable valuations.

The team prefers companies that are innovative, operate within a favorable market structure with high barriers to entry and enjoy structural growth tailwinds.

In addition, the team focuses on companies with a superior business franchise that offers growth potential.

The team assesses if the company’s products and services have a competitive advantage.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in foreign companies in developed markets such as Japan, Canada and the United Kingdom, and in emerging markets such as China, India and Brazil.

Also, the fund may invest in larger-sized companies.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for quality growth companies trading at reasonable valuations.

The team prefers companies that are innovative, operate within a favorable market structure with high barriers to entry and enjoy structural growth tailwinds.

In addition, the team focuses on companies with a superior business franchise that offers growth potential.

The team assesses if the company’s products and services have a competitive advantage.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in foreign companies in developed markets such as Japan, Canada and the United Kingdom, and in emerging markets such as China, India and Brazil.

Also, the fund may invest in larger-sized companies.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for quality growth companies trading at reasonable valuations.

The team prefers companies that are innovative, operate within a favorable market structure with high barriers to entry and enjoy structural growth tailwinds.

In addition, the team focuses on companies with a superior business franchise that offers growth potential.

The team assesses if the company’s products and services have a competitive advantage.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in foreign companies in developed markets such as Japan, Canada and the United Kingdom, and in emerging markets such as China, India and Brazil.

Also, the fund may invest in larger-sized companies.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for quality growth companies trading at reasonable valuations.

The team prefers companies that are innovative, operate within a favorable market structure with high barriers to entry and enjoy structural growth tailwinds.

In addition, the team focuses on companies with a superior business franchise that offers growth potential.

The team assesses if the company’s products and services have a competitive advantage.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in foreign companies in developed markets such as Japan, Canada and the United Kingdom, and in emerging markets such as China, India and Brazil.

Also, the fund may invest in larger-sized companies.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for quality growth companies trading at reasonable valuations.

The team prefers companies that are innovative, operate within a favorable market structure with high barriers to entry and enjoy structural growth tailwinds.

In addition, the team focuses on companies with a superior business franchise that offers growth potential.

The team assesses if the company’s products and services have a competitive advantage.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in foreign companies in developed markets such as Japan, Canada and the United Kingdom, and in emerging markets such as China, India and Brazil.

Also, the fund may invest in larger-sized companies.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for quality growth companies trading at reasonable valuations.

The team prefers companies that are innovative, operate within a favorable market structure with high barriers to entry and enjoy structural growth tailwinds.

In addition, the team focuses on companies with a superior business franchise that offers growth potential.

The team assesses if the company’s products and services have a competitive advantage.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in foreign companies in developed markets such as Japan, Canada and the United Kingdom, and in emerging markets such as China, India and Brazil.

Also, the fund may invest in larger-sized companies.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The sub-advisers’ investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The process considers federal tax implications when making investment decisions with respect to individual securities to seek to provide a tax advantage.

Next, the research team focuses on securities of non-U.S. value companies, with higher profitability, associated with countries with developed and emerging markets, which may include frontier markets.

In assessing relative price, the team relies on valuation multiples such as cash flow or earnings.

Also, the team evaluates companies on factors such as free float, momentum, trading strategies, liquidity, size, relative price, profitability, and investment characteristics.

However, in assessing profitability, the team considers ratios of earnings or profits from operations relative to book value or assets.

Additionally, in assessing a company’s investment characteristics, the team considers ratios such as recent changes in assets divided by total assets.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may lend its portfolio securities to generate additional income.
 

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of non-U.S. companies with excellent potential for growth.

The team looks to invest in companies from both developed and emerging market countries.

Also, the team prefers companies that are estimated to trade below their fair values relative to their assets or attractively priced relative to their growth prospects.

In addition, the team emphasizes companies with specialized products, technologies or services with experienced management teams and leading market shares.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 50 and 150 securities across more than 20 developed and emerging market countries.

Additionally, the fund may invest in depositary receipts, real estate investment trusts, exchange-traded funds, derivative contracts and hybrid investments.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of non-U.S. companies with excellent potential for growth.

The team looks to invest in companies from both developed and emerging market countries.

Also, the team prefers companies that are estimated to trade below their fair values relative to their assets or attractively priced relative to their growth prospects.

In addition, the team emphasizes companies with specialized products, technologies or services with experienced management teams and leading market shares.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 50 and 150 securities across more than 20 developed and emerging market countries.

Additionally, the fund may invest in depositary receipts, real estate investment trusts, exchange-traded funds, derivative contracts and hybrid investments.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of non-U.S. companies with excellent potential for growth.

The team looks to invest in companies from both developed and emerging market countries.

Also, the team prefers companies that are estimated to trade below their fair values relative to their assets or attractively priced relative to their growth prospects.

In addition, the team emphasizes companies with specialized products, technologies or services with experienced management teams and leading market shares.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The portfolio holds approximately between 50 and 150 securities across more than 20 developed and emerging market countries.

Additionally, the fund may invest in depositary receipts, real estate investment trusts, exchange-traded funds, derivative contracts and hybrid investments.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of Japanese issuers and other investments that are tied economically to Japan.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of Japanese issuers and other investments that are tied economically to Japan.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of Japanese issuers and other investments that are tied economically to Japan.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of Japanese issuers and other investments that are tied economically to Japan.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks capital appreciation in the long term by investing in small-size companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of Japanese issuers, and other investments that are tied economically to Japan.

The team focuses on companies that are mispriced and looks to capitalize on these opportunities.

Also, the team prefers companies with stable returns on capital, sustainable competitive advantages, superior free cash flow and attractive reinvestment opportunities.

The research team also favors companies with high shareholder remuneration via dividends and/or share buybacks.

In addition, the team evaluates a company’s financial condition and industry position, as well as market and economic conditions.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager looks to purchase high-quality companies below their estimated fair value that can generate excess return, and help manage risk, over a full market cycle.
 

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks to invest in foreign companies. The team looks to seek superior companies not yet recognized by the market.

In addition, the team prefers high-quality companies with balance sheet strength and low debt, high returns on capital, durable competitive advantage and stable business and proven management teams.

Additionally, the team categorizes companies as best-in-class growth, fallen angels, and stalwarts.

According to the team, best-in-class growth refers to high-quality companies with stable growth and having lots of undiscovered opportunities.

In fallen angels, the team looks for growth companies whose future earnings power is not reflected in their current valuations.

As far as stalwarts are concerned, the team focuses on companies trading at reasonable valuations which have good growth prospects.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund may invest a significant amount of its net assets in securities issued by companies domiciled in emerging and frontier market countries.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks to invest in foreign companies. The team looks to seek superior companies not yet recognized by the market.

In addition, the team prefers high-quality companies with balance sheet strength and low debt, high returns on capital, durable competitive advantage and stable business and proven management teams.

Additionally, the team categorizes companies as best-in-class growth, fallen angels, and stalwarts.

According to the team, best-in-class growth refers to high-quality companies with stable growth and having lots of undiscovered opportunities.

In fallen angels, the team looks for growth companies whose future earnings power is not reflected in their current valuations.

As far as stalwarts are concerned, the team focuses on companies trading at reasonable valuations which have good growth prospects.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund may invest a significant amount of its net assets in securities issued by companies domiciled in emerging and frontier market countries.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on securities of non-U.S. issuers.

The team focuses on companies that derive a majority of their revenues or profits from, or have a majority of their assets in, a country or countries other than the U.S.

The team favors companies demonstrating favorable valuations and/or measurements of price behavior and trading volume.

In addition, the team assesses stocks on the basis of the relationship between its current market price and the present value of estimated expected future cash flows per share.

Other valuation measures include current dividend yield and ratios of stock price to earnings and stock price to revenue relative to estimated future growth of cash flows.

Additionally, the team considers metrics such as a company’s financial stability and balance sheet strength.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

However, the manager emphasizes on the protection of capital during unfavorable market conditions.

The fund invests in securities issued by companies in developed countries, but may also invest in emerging markets in developing countries.

Also, the fund may invest in American Depositary Receipts listed on U.S. stock exchanges and depositary receipts listed on foreign stock exchanges.
 

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities of foreign companies.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on a company’s financial statements and management record and structure.

Additionally, the team considers a company’s operations, product development and industry competitive position.

In addition, the team prefers companies with conservatively-capitalized balance sheets, high and consistent internal rates of return, and a favorable market position within healthy and growing industries.

The team also considers the effect of worldwide trends on the growth of particular business sectors and looks for companies that may benefit from those trends.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities of foreign companies.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on a company’s financial statements and management record and structure.

Additionally, the team considers a company’s operations, product development and industry competitive position.

In addition, the team prefers companies with conservatively-capitalized balance sheets, high and consistent internal rates of return, and a favorable market position within healthy and growing industries.

The team also considers the effect of worldwide trends on the growth of particular business sectors and looks for companies that may benefit from those trends.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities of foreign companies.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on a company’s financial statements and management record and structure.

Additionally, the team considers a company’s operations, product development and industry competitive position.

In addition, the team prefers companies with conservatively-capitalized balance sheets, high and consistent internal rates of return, and a favorable market position within healthy and growing industries.

The team also considers the effect of worldwide trends on the growth of particular business sectors and looks for companies that may benefit from those trends.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities of foreign companies.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on a company’s financial statements and management record and structure.

Additionally, the team considers a company’s operations, product development and industry competitive position.

In addition, the team prefers companies with conservatively-capitalized balance sheets, high and consistent internal rates of return, and a favorable market position within healthy and growing industries.

The team also considers the effect of worldwide trends on the growth of particular business sectors and looks for companies that may benefit from those trends.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities of foreign companies.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on a company’s financial statements and management record and structure.

Additionally, the team considers a company’s operations, product development and industry competitive position.

In addition, the team prefers companies with conservatively-capitalized balance sheets, high and consistent internal rates of return, and a favorable market position within healthy and growing industries.

The team also considers the effect of worldwide trends on the growth of particular business sectors and looks for companies that may benefit from those trends.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies whose securities may be traded on U.S. or non-U.S. securities exchanges, and may include American Depositary Receipts and other similar depositary receipts.

The research team considers value and growth companies that are estimated to trade below their fair values relative to their fundamentals.

According to the research team, value companies are those that are trading at a discount to their estimated intrinsic value with capital appreciation potential.

The team also considers growth companies that demonstrate accelerated earnings and profit growth prospects.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

In addition, the fund may invest up to 15% of its net assets in securities of foreign companies that are traded primarily on securities markets or exchanges located in emerging market countries.

The fund also may invest in U.S. companies.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies whose securities may be traded on U.S. or non-U.S. securities exchanges, and may include American Depositary Receipts and other similar depositary receipts.

The research team considers value and growth companies that are estimated to trade below their fair values relative to their fundamentals.

According to the research team, value companies are those that are trading at a discount to their estimated intrinsic value with capital appreciation potential.

The team also considers growth companies that demonstrate accelerated earnings and profit growth prospects.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

In addition, the fund may invest up to 15% of its net assets in securities of foreign companies that are traded primarily on securities markets or exchanges located in emerging market countries.

The fund also may invest in U.S. companies.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies whose securities may be traded on U.S. or non-U.S. securities exchanges, and may include American Depositary Receipts and other similar depositary receipts.

The research team considers value and growth companies that are estimated to trade below their fair values relative to their fundamentals.

According to the research team, value companies are those that are trading at a discount to their estimated intrinsic value with capital appreciation potential.

The team also considers growth companies that demonstrate accelerated earnings and profit growth prospects.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

In addition, the fund may invest up to 15% of its net assets in securities of foreign companies that are traded primarily on securities markets or exchanges located in emerging market countries.

The fund also may invest in U.S. companies.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies whose securities may be traded on U.S. or non-U.S. securities exchanges, and may include American Depositary Receipts and other similar depositary receipts.

The research team considers value and growth companies that are estimated to trade below their fair values relative to their fundamentals.

According to the research team, value companies are those that are trading at a discount to their estimated intrinsic value with capital appreciation potential.

The team also considers growth companies that demonstrate accelerated earnings and profit growth prospects.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

In addition, the fund may invest up to 15% of its net assets in securities of foreign companies that are traded primarily on securities markets or exchanges located in emerging market countries.

The fund also may invest in U.S. companies.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies whose securities may be traded on U.S. or non-U.S. securities exchanges, and may include American Depositary Receipts and other similar depositary receipts.

The research team considers value and growth companies that are estimated to trade below their fair values relative to their fundamentals.

According to the research team, value companies are those that are trading at a discount to their estimated intrinsic value with capital appreciation potential.

The team also considers growth companies that demonstrate accelerated earnings and profit growth prospects.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

In addition, the fund may invest up to 15% of its net assets in securities of foreign companies that are traded primarily on securities markets or exchanges located in emerging market countries.

The fund also may invest in U.S. companies.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies whose securities may be traded on U.S. or non-U.S. securities exchanges, and may include American Depositary Receipts and other similar depositary receipts.

The research team considers value and growth companies that are estimated to trade below their fair values relative to their fundamentals.

According to the research team, value companies are those that are trading at a discount to their estimated intrinsic value with capital appreciation potential.

The team also considers growth companies that demonstrate accelerated earnings and profit growth prospects.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

In addition, the fund may invest up to 15% of its net assets in securities of foreign companies that are traded primarily on securities markets or exchanges located in emerging market countries.

The fund also may invest in U.S. companies.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies whose securities may be traded on U.S. or non-U.S. securities exchanges, and may include American Depositary Receipts and other similar depositary receipts.

The research team considers value and growth companies that are estimated to trade below their fair values relative to their fundamentals.

According to the research team, value companies are those that are trading at a discount to their estimated intrinsic value with capital appreciation potential.

The team also considers growth companies that demonstrate accelerated earnings and profit growth prospects.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

In addition, the fund may invest up to 15% of its net assets in securities of foreign companies that are traded primarily on securities markets or exchanges located in emerging market countries.

The fund also may invest in U.S. companies.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies whose securities may be traded on U.S. or non-U.S. securities exchanges, and may include American Depositary Receipts and other similar depositary receipts.

The research team considers value and growth companies that are estimated to trade below their fair values relative to their fundamentals.

According to the research team, value companies are those that are trading at a discount to their estimated intrinsic value with capital appreciation potential.

The team also considers growth companies that demonstrate accelerated earnings and profit growth prospects.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

In addition, the fund may invest up to 15% of its net assets in securities of foreign companies that are traded primarily on securities markets or exchanges located in emerging market countries.

The fund also may invest in U.S. companies.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies whose securities may be traded on U.S. or non-U.S. securities exchanges, and may include American Depositary Receipts and other similar depositary receipts.

The research team considers value and growth companies that are estimated to trade below their fair values relative to their fundamentals.

According to the research team, value companies are those that are trading at a discount to their estimated intrinsic value with capital appreciation potential.

The team also considers growth companies that demonstrate accelerated earnings and profit growth prospects.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

In addition, the fund may invest up to 15% of its net assets in securities of foreign companies that are traded primarily on securities markets or exchanges located in emerging market countries.

The fund also may invest in U.S. companies.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies whose securities may be traded on U.S. or non-U.S. securities exchanges, and may include American Depositary Receipts and other similar depositary receipts.

The research team considers value and growth companies that are estimated to trade below their fair values relative to their fundamentals.

According to the research team, value companies are those that are trading at a discount to their estimated intrinsic value with capital appreciation potential.

The team also considers growth companies that demonstrate accelerated earnings and profit growth prospects.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

In addition, the fund may invest up to 15% of its net assets in securities of foreign companies that are traded primarily on securities markets or exchanges located in emerging market countries.

The fund also may invest in U.S. companies.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies whose securities may be traded on U.S. or non-U.S. securities exchanges, and may include American Depositary Receipts and other similar depositary receipts.

The research team considers value and growth companies that are estimated to trade below their fair values relative to their fundamentals.

According to the research team, value companies are those that are trading at a discount to their estimated intrinsic value with capital appreciation potential.

The team also considers growth companies that demonstrate accelerated earnings and profit growth prospects.

Additionally, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

In addition, the fund may invest up to 15% of its net assets in securities of foreign companies that are traded primarily on securities markets or exchanges located in emerging market countries.

The fund also may invest in U.S. companies.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign developed and emerging market companies.

The team considers a company to be a foreign company if it at least 50% of the company’s assets are located outside of the U.S. or at least 50% of the company’s revenue is generated outside of the U.S., or the company is organized or maintains its principal place of business outside of the U.S. 

Then the team prefers companies that have catalysts for positive change; durable competitive advantages; superior market positions; disciplined management; and attractive relative valuations.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies that will increase in value over time.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager will typically invest in at least three foreign countries at any time, and will generally not invest more than 50% of its net assets in emerging market issuers.

The portfolio will generally hold between 60 and 120 securities.

In addition, up to 10% of the fund’s net assets may be held in cash, money market instruments, or other cash equivalents.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign developed and emerging market companies.

The team considers a company to be a foreign company if it at least 50% of the company’s assets are located outside of the U.S. or at least 50% of the company’s revenue is generated outside of the U.S., or the company is organized or maintains its principal place of business outside of the U.S. 

Then the team prefers companies that have catalysts for positive change; durable competitive advantages; superior market positions; disciplined management; and attractive relative valuations.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies that will increase in value over time.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager will typically invest in at least three foreign countries at any time, and will generally not invest more than 50% of its net assets in emerging market issuers.

The portfolio will generally hold between 60 and 120 securities.

In addition, up to 10% of the fund’s net assets may be held in cash, money market instruments, or other cash equivalents.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign developed and emerging market companies.

The team considers a company to be a foreign company if it at least 50% of the company’s assets are located outside of the U.S. or at least 50% of the company’s revenue is generated outside of the U.S., or the company is organized or maintains its principal place of business outside of the U.S. 

Then the team prefers companies that have catalysts for positive change; durable competitive advantages; superior market positions; disciplined management; and attractive relative valuations.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies that will increase in value over time.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager will typically invest in at least three foreign countries at any time, and will generally not invest more than 50% of its net assets in emerging market issuers.

The portfolio will generally hold between 60 and 120 securities.

In addition, up to 10% of the fund’s net assets may be held in cash, money market instruments, or other cash equivalents.

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign securities, including emerging market securities.

The team favors companies exhibiting above average earnings growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team prefers companies with good fundamentals and growth prospects.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund invests its assets across different industries, sectors, countries, and regions, but may invest a significant percentage of its net assets in issuers in a single industry, sector, country, or region.

The fund has the flexibility to invest across all market capitalizations, but primarily invests in securities of companies with small to medium capitalizations.
 

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign securities, including emerging market securities.

The team favors companies exhibiting above average earnings growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team prefers companies with good fundamentals and growth prospects.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund invests its assets across different industries, sectors, countries, and regions, but may invest a significant percentage of its net assets in issuers in a single industry, sector, country, or region.

The fund has the flexibility to invest across all market capitalizations, but primarily invests in securities of companies with small to medium capitalizations.
 

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign securities, including emerging market securities.

The team favors companies exhibiting above average earnings growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team prefers companies with good fundamentals and growth prospects.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund invests its assets across different industries, sectors, countries, and regions, but may invest a significant percentage of its net assets in issuers in a single industry, sector, country, or region.

The fund has the flexibility to invest across all market capitalizations, but primarily invests in securities of companies with small to medium capitalizations.
 

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign securities, including emerging market securities.

The team favors companies exhibiting above average earnings growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team prefers companies with good fundamentals and growth prospects.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund invests its assets across different industries, sectors, countries, and regions, but may invest a significant percentage of its net assets in issuers in a single industry, sector, country, or region.

The fund has the flexibility to invest across all market capitalizations, but primarily invests in securities of companies with small to medium capitalizations.
 

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign securities, including emerging market securities.

The team favors companies exhibiting above average earnings growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team prefers companies with good fundamentals and growth prospects.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund invests its assets across different industries, sectors, countries, and regions, but may invest a significant percentage of its net assets in issuers in a single industry, sector, country, or region.

The fund has the flexibility to invest across all market capitalizations, but primarily invests in securities of companies with small to medium capitalizations.
 

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign securities, including emerging market securities.

The team favors companies exhibiting above average earnings growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team prefers companies with good fundamentals and growth prospects.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund invests its assets across different industries, sectors, countries, and regions, but may invest a significant percentage of its net assets in issuers in a single industry, sector, country, or region.

The fund has the flexibility to invest across all market capitalizations, but primarily invests in securities of companies with small to medium capitalizations.
 

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign securities, including emerging market securities.

The team favors companies exhibiting above average earnings growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team prefers companies with good fundamentals and growth prospects.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund invests its assets across different industries, sectors, countries, and regions, but may invest a significant percentage of its net assets in issuers in a single industry, sector, country, or region.

The fund has the flexibility to invest across all market capitalizations, but primarily invests in securities of companies with small to medium capitalizations.
 

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign securities, including emerging market securities.

The team favors companies exhibiting above average earnings growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team prefers companies with good fundamentals and growth prospects.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund invests its assets across different industries, sectors, countries, and regions, but may invest a significant percentage of its net assets in issuers in a single industry, sector, country, or region.

The fund has the flexibility to invest across all market capitalizations, but primarily invests in securities of companies with small to medium capitalizations.
 

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign securities, including emerging market securities.

The team favors companies exhibiting above average earnings growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team prefers companies with good fundamentals and growth prospects.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund invests its assets across different industries, sectors, countries, and regions, but may invest a significant percentage of its net assets in issuers in a single industry, sector, country, or region.

The fund has the flexibility to invest across all market capitalizations, but primarily invests in securities of companies with small to medium capitalizations.
 

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign securities, including emerging market securities.

The team favors companies exhibiting above average earnings growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team prefers companies with good fundamentals and growth prospects.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund invests its assets across different industries, sectors, countries, and regions, but may invest a significant percentage of its net assets in issuers in a single industry, sector, country, or region.

The fund has the flexibility to invest across all market capitalizations, but primarily invests in securities of companies with small to medium capitalizations.
 

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign securities, including emerging market securities.

The team favors companies exhibiting above average earnings growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team prefers companies with good fundamentals and growth prospects.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund invests its assets across different industries, sectors, countries, and regions, but may invest a significant percentage of its net assets in issuers in a single industry, sector, country, or region.

The fund has the flexibility to invest across all market capitalizations, but primarily invests in securities of companies with small to medium capitalizations.
 

The fund seeks capital appreciation by investing in small-and mid-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign securities, including emerging market securities.

The team favors companies exhibiting above average earnings growth potential.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team prefers companies with good fundamentals and growth prospects.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund invests its assets across different industries, sectors, countries, and regions, but may invest a significant percentage of its net assets in issuers in a single industry, sector, country, or region.

The fund has the flexibility to invest across all market capitalizations, but primarily invests in securities of companies with small to medium capitalizations.
 

The fund seeks capital appreciation by investing in small- and mid-size companies in developed non-U.S. markets.

The research process is driven by fundamental analysis of one stock at a time. The process is designed to focus on companies with established and sustainable business models, attractive earnings growth, and depressed stock prices.

The stock may be out of favor with investors for temporary reasons due to the cyclical nature of the industry or company undergoing transformation.

The investment team attempts to build a portfolio that is differentiated from its benchmark index with a long-term investment horizon.

The fund is geographically diversified and investments in Japan, U.K., France, and Canada account for 60% of total assets.

The fund seeks capital appreciation by investing in small- and mid-size companies in developed non-U.S. markets.

The research process is driven by fundamental analysis of one stock at a time. The process is designed to focus on companies with established and sustainable business models, attractive earnings growth, and depressed stock prices.

The stock may be out of favor with investors for temporary reasons due to the cyclical nature of the industry or company undergoing transformation.

The investment team attempts to build a portfolio that is differentiated from its benchmark index with a long-term investment horizon.

The fund is geographically diversified and investments in Japan, U.K., France, and Canada account for 60% of total assets.

The fund seeks capital appreciation by investing in small- and mid-size companies in developed non-U.S. markets.

The research process is driven by fundamental analysis of one stock at a time. The process is designed to focus on companies with established and sustainable business models, attractive earnings growth, and depressed stock prices.

The stock may be out of favor with investors for temporary reasons due to the cyclical nature of the industry or company undergoing transformation.

The investment team attempts to build a portfolio that is differentiated from its benchmark index with a long-term investment horizon.

The fund is geographically diversified and investments in Japan, U.K., France, and Canada account for 60% of total assets.

The fund seeks capital appreciation by investing in small- and mid-size companies in developed non-U.S. markets.

The research process is driven by fundamental analysis of one stock at a time. The process is designed to focus on companies with established and sustainable business models, attractive earnings growth, and depressed stock prices.

The stock may be out of favor with investors for temporary reasons due to the cyclical nature of the industry or company undergoing transformation.

The investment team attempts to build a portfolio that is differentiated from its benchmark index with a long-term investment horizon.

The fund is geographically diversified and investments in Japan, U.K., France, and Canada account for 60% of total assets.

The fund seeks capital appreciation by investing in small- and mid-size companies in developed non-U.S. markets.

The research process is driven by fundamental analysis of one stock at a time. The process is designed to focus on companies with established and sustainable business models, attractive earnings growth, and depressed stock prices.

The stock may be out of favor with investors for temporary reasons due to the cyclical nature of the industry or company undergoing transformation.

The investment team attempts to build a portfolio that is differentiated from its benchmark index with a long-term investment horizon.

The fund is geographically diversified and investments in Japan, U.K., France, and Canada account for 60% of total assets.

The fund seeks capital appreciation by investing in small- and mid-size companies in developed non-U.S. markets.

The research process is driven by fundamental analysis of one stock at a time. The process is designed to focus on companies with established and sustainable business models, attractive earnings growth, and depressed stock prices.

The stock may be out of favor with investors for temporary reasons due to the cyclical nature of the industry or company undergoing transformation.

The investment team attempts to build a portfolio that is differentiated from its benchmark index with a long-term investment horizon.

The fund is geographically diversified and investments in Japan, U.K., France, and Canada account for 60% of total assets.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-advisers’ investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies that are located in, or that have economic ties to, Asia (excluding Japan).

The fund normally invests in Asian countries such as China, Hong Kong, India, Indonesia, Malaysia, Philippines, Singapore, South Korea, Taiwan, and Thailand.

Other Asian countries in which the fund invests include Pakistan, Sri Lanka, and Vietnam.

In addition, the team prefers high-quality companies that demonstrate the ability to compound earnings and sustain superior cash flows over time.

Also, the team favors companies that are trading at reasonable prices in relation to present or anticipated earnings, cash flow, or book value.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team selects stocks that have the most favorable combination of company fundamentals, earnings potential, and relative valuation.

Additionally, the team favors well-established companies with leading market positions, attractive business niche, competitive advantages in an attractive industry, and proven management teams.

The team seeks companies that demonstrate the ability to consistently increase revenues, earnings, and/or cash flows with prudent capital allocation and balance sheet management.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests with an awareness of the outlook for certain industries, sectors, and individual countries within the region.

However, country allocation is driven largely by stock selection.

The fund may at times invest significantly in certain sectors, such as the financials sector.

Also, the fund is non-diversified meaning it may invest a greater portion of assets in a single company.

The fund has the flexibility to invest across all market capitalizations, but typically focuses its investments on large-and mid-cap stocks.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-advisers’ investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies that are located in, or that have economic ties to, Asia (excluding Japan).

The fund normally invests in Asian countries such as China, Hong Kong, India, Indonesia, Malaysia, Philippines, Singapore, South Korea, Taiwan, and Thailand.

Other Asian countries in which the fund invests include Pakistan, Sri Lanka, and Vietnam.

In addition, the team prefers high-quality companies that demonstrate the ability to compound earnings and sustain superior cash flows over time.

Also, the team favors companies that are trading at reasonable prices in relation to present or anticipated earnings, cash flow, or book value.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team selects stocks that have the most favorable combination of company fundamentals, earnings potential, and relative valuation.

Additionally, the team favors well-established companies with leading market positions, attractive business niche, competitive advantages in an attractive industry, and proven management teams.

The team seeks companies that demonstrate the ability to consistently increase revenues, earnings, and/or cash flows with prudent capital allocation and balance sheet management.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests with an awareness of the outlook for certain industries, sectors, and individual countries within the region.

However, country allocation is driven largely by stock selection.

The fund may at times invest significantly in certain sectors, such as the financials sector.

Also, the fund is non-diversified meaning it may invest a greater portion of assets in a single company.

The fund has the flexibility to invest across all market capitalizations, but typically focuses its investments on large-and mid-cap stocks.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-advisers’ investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies that are located in, or that have economic ties to, Asia (excluding Japan).

The fund normally invests in Asian countries such as China, Hong Kong, India, Indonesia, Malaysia, Philippines, Singapore, South Korea, Taiwan, and Thailand.

Other Asian countries in which the fund invests include Pakistan, Sri Lanka, and Vietnam.

In addition, the team prefers high-quality companies that demonstrate the ability to compound earnings and sustain superior cash flows over time.

Also, the team favors companies that are trading at reasonable prices in relation to present or anticipated earnings, cash flow, or book value.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team selects stocks that have the most favorable combination of company fundamentals, earnings potential, and relative valuation.

Additionally, the team favors well-established companies with leading market positions, attractive business niche, competitive advantages in an attractive industry, and proven management teams.

The team seeks companies that demonstrate the ability to consistently increase revenues, earnings, and/or cash flows with prudent capital allocation and balance sheet management.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests with an awareness of the outlook for certain industries, sectors, and individual countries within the region.

However, country allocation is driven largely by stock selection.

The fund may at times invest significantly in certain sectors, such as the financials sector.

Also, the fund is non-diversified meaning it may invest a greater portion of assets in a single company.

The fund has the flexibility to invest across all market capitalizations, but typically focuses its investments on large-and mid-cap stocks.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The sub-advisers’ investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on stocks of rapidly-growing companies outside the U.S.

The team emphasizes companies exhibiting durable above-average earnings growth over the long term.

Also, the team prefers companies with quality management, strength of franchise, reasonable valuation, and superior cash flows that are at an advantageous point in the company life cycle.

In addition, the team favors companies that are trading at reasonable prices in relation to present or anticipated earnings, cash flow, or book value.

Additionally, the team favors companies with leading market positions, attractive business niche, attractive or improving franchise or industry position, and proven management teams.

The team also seeks companies with consistent or improving earnings and/or cash flow; and sound or improving balance sheet.

However, the research process is driven by fundamental analysis of one stock at a time.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests with an awareness of the global economic backdrop and the outlook for certain industries, sectors, and individual countries.

However, country allocation is driven largely by stock selection.

The fund invests in a variety of industries in developed and emerging markets throughout the world.

The fund seeks capital appreciation in the long term by investing in small-and mid-size companies outside the United States.

The sub-advisers’ investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on stocks of rapidly-growing companies outside the U.S.

The team emphasizes companies exhibiting durable above-average earnings growth over the long term.

Also, the team prefers companies with quality management, strength of franchise, reasonable valuation, and superior cash flows that are at an advantageous point in the company life cycle.

In addition, the team favors companies that are trading at reasonable prices in relation to present or anticipated earnings, cash flow, or book value.

Additionally, the team favors companies with leading market positions, attractive business niche, attractive or improving franchise or industry position, and proven management teams.

The team also seeks companies with consistent or improving earnings and/or cash flow; and sound or improving balance sheet.

However, the research process is driven by fundamental analysis of one stock at a time.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests with an awareness of the global economic backdrop and the outlook for certain industries, sectors, and individual countries.

However, country allocation is driven largely by stock selection.

The fund invests in a variety of industries in developed and emerging markets throughout the world.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies domiciled and/or headquartered in Israel through the purchase of American Depositary Receipts and direct investments in such companies on foreign stock exchanges.

The team emphasizes companies that demonstrate a high probability for superior growth.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund has the flexibility to take temporary defensive positions in cash or cash equivalents in response to adverse market, economic, political, or other conditions.

Also, the fund will not invest in any company that is involved in the production or wholesale distribution of alcohol, tobacco, or gambling equipment, or gambling enterprises.

The fund also avoids a company which is involved, either directly or indirectly, in abortion or pornography, or promoting anti-family entertainment or alternative lifestyles.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies domiciled and/or headquartered in Israel through the purchase of American Depositary Receipts and direct investments in such companies on foreign stock exchanges.

The team emphasizes companies that demonstrate a high probability for superior growth.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund has the flexibility to take temporary defensive positions in cash or cash equivalents in response to adverse market, economic, political, or other conditions.

Also, the fund will not invest in any company that is involved in the production or wholesale distribution of alcohol, tobacco, or gambling equipment, or gambling enterprises.

The fund also avoids a company which is involved, either directly or indirectly, in abortion or pornography, or promoting anti-family entertainment or alternative lifestyles.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on companies domiciled and/or headquartered in Israel through the purchase of American Depositary Receipts and direct investments in such companies on foreign stock exchanges.

The team emphasizes companies that demonstrate a high probability for superior growth.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund has the flexibility to take temporary defensive positions in cash or cash equivalents in response to adverse market, economic, political, or other conditions.

Also, the fund will not invest in any company that is involved in the production or wholesale distribution of alcohol, tobacco, or gambling equipment, or gambling enterprises.

The fund also avoids a company which is involved, either directly or indirectly, in abortion or pornography, or promoting anti-family entertainment or alternative lifestyles.

The fund seeks capital appreciation by investing in small- and mi d-size companies in international markets outside the United States.

The investment process starts with a list of companies that are included in the benchmark index and with the help of fundamental research techniques identifies companies with improving fundamentals and business momentum.

The research team relies on structured qualitative and quantitative research for its stock selection process. The fund builds a diversified portfolio that depicts faster growth and trades at a cheaper price to earnings of the benchmark index.

The fund’s country and sector allocation approximate the allocations in the index and attempt to generate additional return to the index through stock selection.

Geographically the fund is diversified and Europe accounts for 40% of total investments, about 20% in Japan and 15% in Asia Pacific region.

The fund seeks capital appreciation by investing in small- and mi d-size companies in international markets outside the United States.

The investment process starts with a list of companies that are included in the benchmark index and with the help of fundamental research techniques identifies companies with improving fundamentals and business momentum.

The research team relies on structured qualitative and quantitative research for its stock selection process. The fund builds a diversified portfolio that depicts faster growth and trades at a cheaper price to earnings of the benchmark index.

The fund’s country and sector allocation approximate the allocations in the index and attempt to generate additional return to the index through stock selection.

Geographically the fund is diversified and Europe accounts for 40% of total investments, about 20% in Japan and 15% in Asia Pacific region.

The fund seeks capital appreciation by investing in small- and mi d-size companies in international markets outside the United States.

The investment process starts with a list of companies that are included in the benchmark index and with the help of fundamental research techniques identifies companies with improving fundamentals and business momentum.

The research team relies on structured qualitative and quantitative research for its stock selection process. The fund builds a diversified portfolio that depicts faster growth and trades at a cheaper price to earnings of the benchmark index.

The fund’s country and sector allocation approximate the allocations in the index and attempt to generate additional return to the index through stock selection.

Geographically the fund is diversified and Europe accounts for 40% of total investments, about 20% in Japan and 15% in Asia Pacific region.

The fund seeks capital appreciation by investing in small- and mi d-size companies in international markets outside the United States.

The investment process starts with a list of companies that are included in the benchmark index and with the help of fundamental research techniques identifies companies with improving fundamentals and business momentum.

The research team relies on structured qualitative and quantitative research for its stock selection process. The fund builds a diversified portfolio that depicts faster growth and trades at a cheaper price to earnings of the benchmark index.

The fund’s country and sector allocation approximate the allocations in the index and attempt to generate additional return to the index through stock selection.

Geographically the fund is diversified and Europe accounts for 40% of total investments, about 20% in Japan and 15% in Asia Pacific region.

The fund seeks capital appreciation by investing in small- and mi d-size companies in international markets outside the United States.

The investment process starts with a list of companies that are included in the benchmark index and with the help of fundamental research techniques identifies companies with improving fundamentals and business momentum.

The research team relies on structured qualitative and quantitative research for its stock selection process. The fund builds a diversified portfolio that depicts faster growth and trades at a cheaper price to earnings of the benchmark index.

The fund’s country and sector allocation approximate the allocations in the index and attempt to generate additional return to the index through stock selection.

Geographically the fund is diversified and Europe accounts for 40% of total investments, about 20% in Japan and 15% in Asia Pacific region.

The fund seeks capital appreciation in the long term by investing in small-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign growth companies.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies that exhibit above-average potential for growth in revenue and earnings.

The team also visits companies to meet with senior management.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund will invest in at least five of the countries included in the benchmark index.

Additionally, the fund may invest a significant amount of its net assets in securities issued by companies domiciled in emerging markets and frontier markets.

These companies typically are located in the Asia-Pacific region, Eastern Europe, the Middle East, Central and South America, and Africa.

In addition, the fund may invest in early stage companies that exhibit excellent long-term growth potential.

Also, the fund may invest a large percentage of its net assets in a particular region or market, including Asia, India, Japan, Europe, and the United Kingdom.

The fund may invest a large percentage of its assets in a few sectors, including communication services, consumer discretionary, consumer staples, financials, healthcare, industrials, and information technology.
 

The fund seeks capital appreciation in the long term by investing in small-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on foreign growth companies.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies that exhibit above-average potential for growth in revenue and earnings.

The team also visits companies to meet with senior management.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund will invest in at least five of the countries included in the benchmark index.

Additionally, the fund may invest a significant amount of its net assets in securities issued by companies domiciled in emerging markets and frontier markets.

These companies typically are located in the Asia-Pacific region, Eastern Europe, the Middle East, Central and South America, and Africa.

In addition, the fund may invest in early stage companies that exhibit excellent long-term growth potential.

Also, the fund may invest a large percentage of its net assets in a particular region or market, including Asia, India, Japan, Europe, and the United Kingdom.

The fund may invest a large percentage of its assets in a few sectors, including communication services, consumer discretionary, consumer staples, financials, healthcare, industrials, and information technology.