The fund seeks total return in the long term and current income by investing in companies across any size with dividend payment history outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

According to the investment team, foreign securities may include securities of foreign government issuers, issuers organized or located outside the United States, issuers which primarily trade in a market located outside the United States, or issuers doing a substantial amount of business outside the United States, which the fund considers to be companies that derive at least 50% of their revenue or profits from business outside the United States or have at least 50% of their sales or assets outside the United States.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager will allocate the fund’s net assets among various regions and countries but in no less than three different countries.

The fund invests across all market capitalizations; however, it may invest primarily in securities of large capitalization companies.

Additionally, the fund may invest in companies through initial public offerings or new issues.

The fund may also invest up to 20% of its net assets in global fixed-income securities of any duration or maturity.

The fund has no geographic limits in where it may invest outside of the United States, and may invest in both developed and emerging markets.

The diversified fund may invest in indexed and inverse securities.

The fund seeks total return in the long term and current income by investing in companies across any size with dividend payment history outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

According to the investment team, foreign securities may include securities of foreign government issuers, issuers organized or located outside the United States, issuers which primarily trade in a market located outside the United States, or issuers doing a substantial amount of business outside the United States, which the fund considers to be companies that derive at least 50% of their revenue or profits from business outside the United States or have at least 50% of their sales or assets outside the United States.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager will allocate the fund’s net assets among various regions and countries but in no less than three different countries.

The fund invests across all market capitalizations; however, it may invest primarily in securities of large capitalization companies.

Additionally, the fund may invest in companies through initial public offerings or new issues.

The fund may also invest up to 20% of its net assets in global fixed-income securities of any duration or maturity.

The fund has no geographic limits in where it may invest outside of the United States, and may invest in both developed and emerging markets.

The diversified fund may invest in indexed and inverse securities.

The fund seeks total return in the long term and current income by investing in companies across any size with dividend payment history outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

According to the investment team, foreign securities may include securities of foreign government issuers, issuers organized or located outside the United States, issuers which primarily trade in a market located outside the United States, or issuers doing a substantial amount of business outside the United States, which the fund considers to be companies that derive at least 50% of their revenue or profits from business outside the United States or have at least 50% of their sales or assets outside the United States.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager will allocate the fund’s net assets among various regions and countries but in no less than three different countries.

The fund invests across all market capitalizations; however, it may invest primarily in securities of large capitalization companies.

Additionally, the fund may invest in companies through initial public offerings or new issues.

The fund may also invest up to 20% of its net assets in global fixed-income securities of any duration or maturity.

The fund has no geographic limits in where it may invest outside of the United States, and may invest in both developed and emerging markets.

The diversified fund may invest in indexed and inverse securities.

The fund seeks total return in the long term and current income by investing in companies across any size with dividend payment history outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

According to the investment team, foreign securities may include securities of foreign government issuers, issuers organized or located outside the United States, issuers which primarily trade in a market located outside the United States, or issuers doing a substantial amount of business outside the United States, which the fund considers to be companies that derive at least 50% of their revenue or profits from business outside the United States or have at least 50% of their sales or assets outside the United States.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager will allocate the fund’s net assets among various regions and countries but in no less than three different countries.

The fund invests across all market capitalizations; however, it may invest primarily in securities of large capitalization companies.

Additionally, the fund may invest in companies through initial public offerings or new issues.

The fund may also invest up to 20% of its net assets in global fixed-income securities of any duration or maturity.

The fund has no geographic limits in where it may invest outside of the United States, and may invest in both developed and emerging markets.

The diversified fund may invest in indexed and inverse securities.

The fund seeks total return including capital appreciation and dividend income by investing in companies based outside the United States.

The investment process of the fund stars with a list of companies included in the benchmark index and the research team focuses on companies that surpass earnings growth hurdle rate and with dividend history.

Next, the team ranks companies on fundamental criteria including sustainability of the earnings growth, return on capital and business models. The high ranked dividend-paying companies are then selected for the portfolio while maintaining country and sector weights in the benchmark index.

The fund seeks total return including capital appreciation and dividend income by investing in companies based outside the United States.

The investment process of the fund stars with a list of companies included in the benchmark index and the research team focuses on companies that surpass earnings growth hurdle rate and with dividend history.

Next, the team ranks companies on fundamental criteria including sustainability of the earnings growth, return on capital and business models. The high ranked dividend-paying companies are then selected for the portfolio while maintaining country and sector weights in the benchmark index.

The fund seeks capital appreciation in the long term and current income by investing in mid-and large-size companies with dividend payment history outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on world leading companies that are inexpensive on the basis of earnings generating high dividend yields.

The team also looks for companies demonstrating excellent dividends and earnings growth potential over the long term.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests approximately the same amount in each stock in the portfolio at the time of original purchase. This approach avoids the overweighting of any individual security being purchased.

The diversified portfolio holds approximately 40 to 50 stocks across all 10 market sectors.

The fund invests in companies located in developed countries and, to a lesser extent, those located in emerging markets.

Also, the fund may consider investments in companies in the United Kingdom and the European Union.

Additionally, the fund may invest in developed and emerging stock markets in Asia, such as Hong Kong, China, Singapore, Korea, Taiwan, Malaysia and Thailand.

Other developed and emerging stock markets such as Australia, New Zealand, South Africa, Canada and Mexico also may be considered.

As part of its strategy, the fund will selectively write covered call options in order to generate additional income.
 

The fund seeks capital appreciation in the long term and current income by investing in mid-and large-size companies with dividend payment history outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on world leading companies that are inexpensive on the basis of earnings generating high dividend yields.

The team also looks for companies demonstrating excellent dividends and earnings growth potential over the long term.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests approximately the same amount in each stock in the portfolio at the time of original purchase. This approach avoids the overweighting of any individual security being purchased.

The diversified portfolio holds approximately 40 to 50 stocks across all 10 market sectors.

The fund invests in companies located in developed countries and, to a lesser extent, those located in emerging markets.

Also, the fund may consider investments in companies in the United Kingdom and the European Union.

Additionally, the fund may invest in developed and emerging stock markets in Asia, such as Hong Kong, China, Singapore, Korea, Taiwan, Malaysia and Thailand.

Other developed and emerging stock markets such as Australia, New Zealand, South Africa, Canada and Mexico also may be considered.

As part of its strategy, the fund will selectively write covered call options in order to generate additional income.
 

The fund seeks capital appreciation in the long term and current income by investing in mid-and large-size companies with dividend payment history outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on world leading companies that are inexpensive on the basis of earnings generating high dividend yields.

The team also looks for companies demonstrating excellent dividends and earnings growth potential over the long term.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests approximately the same amount in each stock in the portfolio at the time of original purchase. This approach avoids the overweighting of any individual security being purchased.

The diversified portfolio holds approximately 40 to 50 stocks across all 10 market sectors.

The fund invests in companies located in developed countries and, to a lesser extent, those located in emerging markets.

Also, the fund may consider investments in companies in the United Kingdom and the European Union.

Additionally, the fund may invest in developed and emerging stock markets in Asia, such as Hong Kong, China, Singapore, Korea, Taiwan, Malaysia and Thailand.

Other developed and emerging stock markets such as Australia, New Zealand, South Africa, Canada and Mexico also may be considered.

As part of its strategy, the fund will selectively write covered call options in order to generate additional income.
 

The fund seeks capital appreciation in the long term and current income by investing in mid-and large-size companies with dividend payment history outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team focuses on world leading companies that are inexpensive on the basis of earnings generating high dividend yields.

The team also looks for companies demonstrating excellent dividends and earnings growth potential over the long term.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests approximately the same amount in each stock in the portfolio at the time of original purchase. This approach avoids the overweighting of any individual security being purchased.

The diversified portfolio holds approximately 40 to 50 stocks across all 10 market sectors.

The fund invests in companies located in developed countries and, to a lesser extent, those located in emerging markets.

Also, the fund may consider investments in companies in the United Kingdom and the European Union.

Additionally, the fund may invest in developed and emerging stock markets in Asia, such as Hong Kong, China, Singapore, Korea, Taiwan, Malaysia and Thailand.

Other developed and emerging stock markets such as Australia, New Zealand, South Africa, Canada and Mexico also may be considered.

As part of its strategy, the fund will selectively write covered call options in order to generate additional income.
 

The fund seeks primarily income and secondarily to maximize capital appreciation by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The strategy invests in securities of dividend paying companies located in Europe or the Pacific Rim.

The investment team considers a country to be part of Europe if it is included in one of the MSCI European indexes and part of the Pacific Rim if any of its borders touches the Pacific Ocean.

The team considers a company to be located in Europe or the Pacific Rim if the company is organized under the laws of a country that is part of Europe or the Pacific Rim or has its principal office in a country that is part of Europe or the Pacific Rim, or at the time of investment, the company derived a significant portion of its total revenues during its most recent completed fiscal year from business activities in Europe or the Pacific Rim, or the company’s equity securities are traded principally on stock exchanges or over-the-counter markets in Europe or the Pacific Rim.

Next, the research team emphasizes companies that are trading below their intrinsic value and will pay sustainably high dividends that grow over time.

In selecting securities for the portfolio, the team evaluates a company’s free cash flow and earnings yield and growth, operating leverage and balance sheet strength, as well as management quality and corporate governance.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager also selects companies with business exposure or assets in countries or sectors that it believes will benefit from a long-term, positive trend.

Additionally, the fund may invest in companies in developed and emerging markets.

The fund may invest in companies across all market capitalizations but may invest a majority of its net assets in mid-and large-size companies.

In addition, the fund will invest primarily in non-U.S. companies.

Also, the fund may invest in American and Global Depository Receipts, exchange-traded funds and real estate investment trusts.
 

The fund seeks primarily income and secondarily to maximize capital appreciation by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The strategy invests in securities of dividend paying companies located in Europe or the Pacific Rim.

The investment team considers a country to be part of Europe if it is included in one of the MSCI European indexes and part of the Pacific Rim if any of its borders touches the Pacific Ocean.

The team considers a company to be located in Europe or the Pacific Rim if the company is organized under the laws of a country that is part of Europe or the Pacific Rim or has its principal office in a country that is part of Europe or the Pacific Rim, or at the time of investment, the company derived a significant portion of its total revenues during its most recent completed fiscal year from business activities in Europe or the Pacific Rim, or the company’s equity securities are traded principally on stock exchanges or over-the-counter markets in Europe or the Pacific Rim.

Next, the research team emphasizes companies that are trading below their intrinsic value and will pay sustainably high dividends that grow over time.

In selecting securities for the portfolio, the team evaluates a company’s free cash flow and earnings yield and growth, operating leverage and balance sheet strength, as well as management quality and corporate governance.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager also selects companies with business exposure or assets in countries or sectors that it believes will benefit from a long-term, positive trend.

Additionally, the fund may invest in companies in developed and emerging markets.

The fund may invest in companies across all market capitalizations but may invest a majority of its net assets in mid-and large-size companies.

In addition, the fund will invest primarily in non-U.S. companies.

Also, the fund may invest in American and Global Depository Receipts, exchange-traded funds and real estate investment trusts.
 

The fund seeks income and capital appreciation in the long term by investing in mid-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for high dividend-paying companies exhibiting dividend growth potential.

The team focuses on stocks with both the potential for future dividend growth and current dividend-oriented characteristics.

In addition, the team ranks stocks based on appropriate fundamental criteria, and companies that rank as highly attractive are examined through fundamental proprietary research. 

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund will be investing more than 25% of the value of its net assets, in the aggregate, in one or more of the following groups of industries such as banks; telecommunication services; insurance; utilities; and energy.

Additionally, the fund will invest in companies based in developed countries, and may also invest in foreign companies based in emerging markets.

The fund is non-diversified.
 

The fund seeks income and capital appreciation in the long term by investing in mid-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for high dividend-paying companies exhibiting dividend growth potential.

The team focuses on stocks with both the potential for future dividend growth and current dividend-oriented characteristics.

In addition, the team ranks stocks based on appropriate fundamental criteria, and companies that rank as highly attractive are examined through fundamental proprietary research. 

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund will invest in companies based in developed countries, and may also invest in foreign companies based in emerging markets.
 

The fund seeks income and capital appreciation in the long term by investing in mid-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for high dividend-paying companies exhibiting dividend growth potential.

The team focuses on stocks with both the potential for future dividend growth and current dividend-oriented characteristics.

In addition, the team ranks stocks based on appropriate fundamental criteria, and companies that rank as highly attractive are examined through fundamental proprietary research. 

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund will invest in companies based in developed countries, and may also invest in foreign companies based in emerging markets.
 

The fund seeks income and capital appreciation in the long term by investing in mid-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for high dividend-paying companies exhibiting dividend growth potential.

The team focuses on stocks with both the potential for future dividend growth and current dividend-oriented characteristics.

In addition, the team ranks stocks based on appropriate fundamental criteria, and companies that rank as highly attractive are examined through fundamental proprietary research. 

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund will invest in companies based in developed countries, and may also invest in foreign companies based in emerging markets.
 

The fund seeks income and capital appreciation in the long term by investing in mid-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for high dividend-paying companies exhibiting dividend growth potential.

The team focuses on stocks with both the potential for future dividend growth and current dividend-oriented characteristics.

In addition, the team ranks stocks based on appropriate fundamental criteria, and companies that rank as highly attractive are examined through fundamental proprietary research. 

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund will invest in companies based in developed countries, and may also invest in foreign companies based in emerging markets.
 

The fund seeks to maximize total return by investing in mega-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for high-quality, dividend-paying companies.

The team looks to generate cash flow by investing in higher dividend-paying stocks and earning premiums from the sale of call options on international markets.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund’s investments in fixed income securities are limited to cash equivalents.

The fund invests in companies that are economically tied to at least three countries, not including the United States, and may invest in securities of issuers economically tied to emerging market countries.
 

The fund seeks to maximize total return by investing in mega-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for high-quality, dividend-paying companies.

The team looks to generate cash flow by investing in higher dividend-paying stocks and earning premiums from the sale of call options on international markets.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund’s investments in fixed income securities are limited to cash equivalents.

The fund invests in companies that are economically tied to at least three countries, not including the United States, and may invest in securities of issuers economically tied to emerging market countries.
 

The fund seeks to maximize total return by investing in mega-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for high-quality, dividend-paying companies.

The team looks to generate cash flow by investing in higher dividend-paying stocks and earning premiums from the sale of call options on international markets.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund’s investments in fixed income securities are limited to cash equivalents.

The fund invests in companies that are economically tied to at least three countries, not including the United States, and may invest in securities of issuers economically tied to emerging market countries.
 

The fund seeks to maximize total return by investing in mega-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for high-quality, dividend-paying companies.

The team looks to generate cash flow by investing in higher dividend-paying stocks and earning premiums from the sale of call options on international markets.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund’s investments in fixed income securities are limited to cash equivalents.

The fund invests in companies that are economically tied to at least three countries, not including the United States, and may invest in securities of issuers economically tied to emerging market countries.
 

The fund seeks to maximize total return by investing in mega-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for high-quality, dividend-paying companies.

The team looks to generate cash flow by investing in higher dividend-paying stocks and earning premiums from the sale of call options on international markets.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund’s investments in fixed income securities are limited to cash equivalents.

The fund invests in companies that are economically tied to at least three countries, not including the United States, and may invest in securities of issuers economically tied to emerging market countries.
 

The fund seeks to maximize total return by investing in mega-and large-size companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for high-quality, dividend-paying companies.

The team looks to generate cash flow by investing in higher dividend-paying stocks and earning premiums from the sale of call options on international markets.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Additionally, the fund’s investments in fixed income securities are limited to cash equivalents.

The fund invests in companies that are economically tied to at least three countries, not including the United States, and may invest in securities of issuers economically tied to emerging market countries.
 

The fund seeks capital appreciation in the long term and growth of income by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for well-positioned, dividend-paying companies that exhibit the potential to generate cash and operated by management teams aligned with shareholders’ interests.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests in companies that are economically tied to at least three countries, not including the United States, and may invest in securities of issuers economically tied to emerging market countries.

Additionally, the fund invests a substantial portion of its net assets in the securities of issuers located in the developed countries of Western Europe and in Australia, Japan and New Zealand.

In addition, the fund may also invest in the securities of issuers located in emerging countries. The fund’s investments in a particular developed country may exceed 25% of its investment portfolio.

The fund may also invest in fixed income securities, such as government, corporate and bank debt obligations.

The fund seeks capital appreciation in the long term and growth of income by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for well-positioned, dividend-paying companies that exhibit the potential to generate cash and operated by management teams aligned with shareholders’ interests.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests in companies that are economically tied to at least three countries, not including the United States, and may invest in securities of issuers economically tied to emerging market countries.

Additionally, the fund invests a substantial portion of its net assets in the securities of issuers located in the developed countries of Western Europe and in Australia, Japan and New Zealand.

In addition, the fund may also invest in the securities of issuers located in emerging countries. The fund’s investments in a particular developed country may exceed 25% of its investment portfolio.

The fund may also invest in fixed income securities, such as government, corporate and bank debt obligations.

The fund seeks capital appreciation in the long term and growth of income by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for well-positioned, dividend-paying companies that exhibit the potential to generate cash and operated by management teams aligned with shareholders’ interests.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests in companies that are economically tied to at least three countries, not including the United States, and may invest in securities of issuers economically tied to emerging market countries.

Additionally, the fund invests a substantial portion of its net assets in the securities of issuers located in the developed countries of Western Europe and in Australia, Japan and New Zealand.

In addition, the fund may also invest in the securities of issuers located in emerging countries. The fund’s investments in a particular developed country may exceed 25% of its investment portfolio.

The fund may also invest in fixed income securities, such as government, corporate and bank debt obligations.

The fund seeks capital appreciation in the long term and growth of income by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for well-positioned, dividend-paying companies that exhibit the potential to generate cash and operated by management teams aligned with shareholders’ interests.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests in companies that are economically tied to at least three countries, not including the United States, and may invest in securities of issuers economically tied to emerging market countries.

Additionally, the fund invests a substantial portion of its net assets in the securities of issuers located in the developed countries of Western Europe and in Australia, Japan and New Zealand.

In addition, the fund may also invest in the securities of issuers located in emerging countries. The fund’s investments in a particular developed country may exceed 25% of its investment portfolio.

The fund may also invest in fixed income securities, such as government, corporate and bank debt obligations.

The fund seeks capital appreciation in the long term and growth of income by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for well-positioned, dividend-paying companies that exhibit the potential to generate cash and operated by management teams aligned with shareholders’ interests.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests in companies that are economically tied to at least three countries, not including the United States, and may invest in securities of issuers economically tied to emerging market countries.

Additionally, the fund invests a substantial portion of its net assets in the securities of issuers located in the developed countries of Western Europe and in Australia, Japan and New Zealand.

In addition, the fund may also invest in the securities of issuers located in emerging countries. The fund’s investments in a particular developed country may exceed 25% of its investment portfolio.

The fund may also invest in fixed income securities, such as government, corporate and bank debt obligations.

The fund seeks capital appreciation in the long term and growth of income by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for well-positioned, dividend-paying companies that exhibit the potential to generate cash and operated by management teams aligned with shareholders’ interests.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests in companies that are economically tied to at least three countries, not including the United States, and may invest in securities of issuers economically tied to emerging market countries.

Additionally, the fund invests a substantial portion of its net assets in the securities of issuers located in the developed countries of Western Europe and in Australia, Japan and New Zealand.

In addition, the fund may also invest in the securities of issuers located in emerging countries. The fund’s investments in a particular developed country may exceed 25% of its investment portfolio.

The fund may also invest in fixed income securities, such as government, corporate and bank debt obligations.

The fund seeks capital appreciation in the long term and growth of income by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team looks for well-positioned, dividend-paying companies that exhibit the potential to generate cash and operated by management teams aligned with shareholders’ interests.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The manager invests in companies that are economically tied to at least three countries, not including the United States, and may invest in securities of issuers economically tied to emerging market countries.

Additionally, the fund invests a substantial portion of its net assets in the securities of issuers located in the developed countries of Western Europe and in Australia, Japan and New Zealand.

In addition, the fund may also invest in the securities of issuers located in emerging countries. The fund’s investments in a particular developed country may exceed 25% of its investment portfolio.

The fund may also invest in fixed income securities, such as government, corporate and bank debt obligations.

The fund’s objective is to generate an attractive total return including dividend income by investing in companies outside the United States with dividend payment history.

The fund has flexibility to invest across all market capitalization and the investment team looks for companies with a track record of dividend payment. The research team then analyzes the earnings growth and prefers companies that have the potential to sustain and increase dividend.  The team also identifies companies that are likely to initiate a dividend.

The fund has the flexibility to invest up to 10% of its total investments in emerging markets and 20% in the United States.

The fund generally invests in large- and mid-cap companies with market capitalization of at least $10 billion. About 55% of the fund’s total assets are allocated to companies in the U.K., Japan, France and Canada.

The fund’s objective is to generate an attractive total return including dividend income by investing in companies outside the United States with dividend payment history.

The fund has flexibility to invest across all market capitalization and the investment team looks for companies with a track record of dividend payment. The research team then analyzes the earnings growth and prefers companies that have the potential to sustain and increase dividend.  The team also identifies companies that are likely to initiate a dividend.

The fund has the flexibility to invest up to 10% of its total investments in emerging markets and 20% in the United States.

The fund generally invests in large- and mid-cap companies with market capitalization of at least $10 billion. About 55% of the fund’s total assets are allocated to companies in the U.K., Japan, France and Canada.

The fund’s objective is to generate an attractive total return including dividend income by investing in companies outside the United States with dividend payment history.

The fund has flexibility to invest across all market capitalization and the investment team looks for companies with a track record of dividend payment. The research team then analyzes the earnings growth and prefers companies that have the potential to sustain and increase dividend.  The team also identifies companies that are likely to initiate a dividend.

The fund has the flexibility to invest up to 10% of its total investments in emerging markets and 20% in the United States.

The fund generally invests in large- and mid-cap companies with market capitalization of at least $10 billion. About 55% of the fund’s total assets are allocated to companies in the U.K., Japan, France and Canada.

The fund seeks to replicate the total return performance of the benchmark index before fees and expenses by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team employs a sampling strategy, which means that the fund will hold a portfolio of securities with generally the same risk and return characteristics of the Index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund invests in depository receipts, including American Depositary Receipts, or Global Depository Receipts.

In addition, the fund may invest in cash and cash equivalents or money market instruments, such as repurchase agreements and money market funds.
 

The fund seeks to track the total return performance of a benchmark index before fees and expenses by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Then the research team employs an indexing investment approach to track the performance of the Nasdaq International Dividend Achievers Select Index.

The Index focuses on high-quality companies located in developed and emerging markets that have the track record of growing their dividends over time.

Then the manager constructs a portfolio from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

The fund seeks to track the total return performance of a benchmark index before fees and expenses by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Then the research team employs an indexing investment approach to track the performance of the FTSE All-World ex US High Dividend Yield Index.

The Index focuses on companies located in developed and emerging markets estimated to have above-average dividend yields.

The fund invests by sampling the index, meaning that it holds a broadly diversified collection of securities that, in the aggregate, approximates the full index in terms of key characteristics.

These key characteristics include industry weightings and market capitalization, as well as valuation multiples such as earnings and dividend yield.

Then the manager constructs a portfolio from a list of companies favored by the research team and allocates capital based on its conviction level.
 

The fund seeks maximum total return by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Then the research team narrows the investable universe to a list of companies that demonstrate steady dividend yields within each industry sector.

Next, the team considers the most attractive securities within various geographic regions and sectors by ranking each security relative to other securities within its region or sector.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may also invest in real estate-related securities, including real estate investment trusts.

Additionally, the fund has the flexibility to lend portfolio securities on a short-term or long-term basis, and may also invest in exchange-traded funds.
 

The fund seeks maximum total return by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Then the research team narrows the investable universe to a list of companies that demonstrate steady dividend yields within each industry sector.

Next, the team considers the most attractive securities within various geographic regions and sectors by ranking each security relative to other securities within its region or sector.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund may also invest in real estate-related securities, including real estate investment trusts.

Additionally, the fund has the flexibility to lend portfolio securities on a short-term or long-term basis, and may also invest in exchange-traded funds.