The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities issued by companies located throughout the world (including the U.S.), and also invests significantly in non-U.S. companies.

According to the team, a company is considered to be a non-U.S. company if the company is organized under the laws of or has its principal office in a country outside the U.S., or has its principal securities trading market in a country outside the U.S.

Also, the team considers a company to be a non-U.S. company if the company derives the majority of its annual revenue or earnings or assets from goods produced, sales made or services performed in a country outside the U.S.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team relies on fundamental analysis to evaluate companies on the basis of quality and price.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in securities from at least three different countries, and may also invest in companies of emerging market countries.

At times, the fund may have a significant amount of its net assets invested in a country or geographic region.

In addition, the fund may invest in securities of any market sector and may hold a significant amount of securities of companies, from time to time, within a single sector.

The fund may invest in securities denominated in U.S. dollars and the currencies of the foreign countries in which it is permitted to invest.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities issued by companies located throughout the world (including the U.S.), and also invests significantly in non-U.S. companies.

According to the team, a company is considered to be a non-U.S. company if the company is organized under the laws of or has its principal office in a country outside the U.S., or has its principal securities trading market in a country outside the U.S.

Also, the team considers a company to be a non-U.S. company if the company derives the majority of its annual revenue or earnings or assets from goods produced, sales made or services performed in a country outside the U.S.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team relies on fundamental analysis to evaluate companies on the basis of quality and price.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in securities from at least three different countries, and may also invest in companies of emerging market countries.

At times, the fund may have a significant amount of its net assets invested in a country or geographic region.

In addition, the fund may invest in securities of any market sector and may hold a significant amount of securities of companies, from time to time, within a single sector.

The fund may invest in securities denominated in U.S. dollars and the currencies of the foreign countries in which it is permitted to invest.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities issued by companies located throughout the world (including the U.S.), and also invests significantly in non-U.S. companies.

According to the team, a company is considered to be a non-U.S. company if the company is organized under the laws of or has its principal office in a country outside the U.S., or has its principal securities trading market in a country outside the U.S.

Also, the team considers a company to be a non-U.S. company if the company derives the majority of its annual revenue or earnings or assets from goods produced, sales made or services performed in a country outside the U.S.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team relies on fundamental analysis to evaluate companies on the basis of quality and price.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in securities from at least three different countries, and may also invest in companies of emerging market countries.

At times, the fund may have a significant amount of its net assets invested in a country or geographic region.

In addition, the fund may invest in securities of any market sector and may hold a significant amount of securities of companies, from time to time, within a single sector.

The fund may invest in securities denominated in U.S. dollars and the currencies of the foreign countries in which it is permitted to invest.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities issued by companies located throughout the world (including the U.S.), and also invests significantly in non-U.S. companies.

According to the team, a company is considered to be a non-U.S. company if the company is organized under the laws of or has its principal office in a country outside the U.S., or has its principal securities trading market in a country outside the U.S.

Also, the team considers a company to be a non-U.S. company if the company derives the majority of its annual revenue or earnings or assets from goods produced, sales made or services performed in a country outside the U.S.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team relies on fundamental analysis to evaluate companies on the basis of quality and price.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in securities from at least three different countries, and may also invest in companies of emerging market countries.

At times, the fund may have a significant amount of its net assets invested in a country or geographic region.

In addition, the fund may invest in securities of any market sector and may hold a significant amount of securities of companies, from time to time, within a single sector.

The fund may invest in securities denominated in U.S. dollars and the currencies of the foreign countries in which it is permitted to invest.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities issued by companies located throughout the world (including the U.S.), and also invests significantly in non-U.S. companies.

According to the team, a company is considered to be a non-U.S. company if the company is organized under the laws of or has its principal office in a country outside the U.S., or has its principal securities trading market in a country outside the U.S.

Also, the team considers a company to be a non-U.S. company if the company derives the majority of its annual revenue or earnings or assets from goods produced, sales made or services performed in a country outside the U.S.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team relies on fundamental analysis to evaluate companies on the basis of quality and price.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests in securities from at least three different countries, and may also invest in companies of emerging market countries.

At times, the fund may have a significant amount of its net assets invested in a country or geographic region.

In addition, the fund may invest in securities of any market sector and may hold a significant amount of securities of companies, from time to time, within a single sector.

The fund may invest in securities denominated in U.S. dollars and the currencies of the foreign countries in which it is permitted to invest.

The fund seeks capital appreciation in the long term and current income by investing in companies outside the United States.

The fund prefers a multi-manager investing approach to manage its assets. Under this approach, the portfolio of the fund is divided into segments managed by individual managers.

The strategy has the flexibility to seek growth and income opportunities around the world.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities of issuers domiciled outside the United States, including those based in developing countries.

The team favors well-established companies located around the world that have the potential to pay dividends.

In addition, the team prefers attractively valued companies that represent good, long-term investment opportunities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests, on a global basis, in stocks that are denominated in U.S. dollars or other currencies.

The fund seeks capital appreciation in the long term and current income by investing in companies outside the United States.

The fund prefers a multi-manager investing approach to manage its assets. Under this approach, the portfolio of the fund is divided into segments managed by individual managers.

The strategy has the flexibility to seek growth and income opportunities around the world.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities of issuers domiciled outside the United States, including those based in developing countries.

The team favors well-established companies located around the world that have the potential to pay dividends.

In addition, the team prefers attractively valued companies that represent good, long-term investment opportunities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests, on a global basis, in stocks that are denominated in U.S. dollars or other currencies.

The fund seeks capital appreciation in the long term and current income by investing in companies outside the United States.

The fund prefers a multi-manager investing approach to manage its assets. Under this approach, the portfolio of the fund is divided into segments managed by individual managers.

The strategy has the flexibility to seek growth and income opportunities around the world.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities of issuers domiciled outside the United States, including those based in developing countries.

The team favors well-established companies located around the world that have the potential to pay dividends.

In addition, the team prefers attractively valued companies that represent good, long-term investment opportunities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests, on a global basis, in stocks that are denominated in U.S. dollars or other currencies.

The fund seeks capital appreciation in the long term and current income by investing in companies outside the United States.

The fund prefers a multi-manager investing approach to manage its assets. Under this approach, the portfolio of the fund is divided into segments managed by individual managers.

The strategy has the flexibility to seek growth and income opportunities around the world.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities of issuers domiciled outside the United States, including those based in developing countries.

The team favors well-established companies located around the world that have the potential to pay dividends.

In addition, the team prefers attractively valued companies that represent good, long-term investment opportunities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests, on a global basis, in stocks that are denominated in U.S. dollars or other currencies.

The fund seeks capital appreciation in the long term by investing in companies across any size outside the United States.

The fund prefers a multi-manager investing approach with the aim of reducing volatility and downside risk.

The fund manages assets with the help of two sub-advisers namely Dimensional Fund Advisors Ltd. and DFA Australia Limited.

The sub-advisers’ investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

The process employs a fund of funds strategy, which means the Portfolio generally allocates its assets among other mutual funds managed by Dimensional Fund Advisors LP.

The Underlying Funds are U.S. Core Equity 1 Portfolio, U.S. Large Company Portfolio, U.S. Large Cap Equity Portfolio, International Core Equity Portfolio, Large Cap International Portfolio, and Emerging Markets Core Equity Portfolio.

Next, the research team focuses on securities of both U.S. companies and non-U.S. companies associated with countries with developed and emerging markets, including frontier markets (emerging markets in an earlier stage of development)

The team seeks to buy shares of the Underlying Funds.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund and Underlying Funds may lend their portfolio securities to generate additional income.

The fund and each Underlying Fund may invest in exchange-traded funds for the purposes of gaining exposure to the equity markets, while maintaining liquidity.

In addition to money market instruments and other short-term investments, the fund and each Underlying Fund may invest in affiliated and unaffiliated registered and unregistered money market funds.

The fund seeks total return including dividend by investing in companies in the U.S. and developed international markets.

The sub-advisor’s investment process is driven by fundamental research and quantitative analysis of one company at a time. The research team screens financial statements of companies in the regions that meet broad revenue and earnings growth and trends criteria.

The team then narrows the list with the help of detailed fundamental analysis of growth drivers, business model and long term sustainability of earnings.

The team favors established companies with a proven track record of earnings and a clarity on growth outlook with stocks trading at reasonable prices.

The fund seeks total return including dividend by investing in companies in the U.S. and developed international markets.

The sub-advisor’s investment process is driven by fundamental research and quantitative analysis of one company at a time. The research team screens financial statements of companies in the regions that meet broad revenue and earnings growth and trends criteria.

The team then narrows the list with the help of detailed fundamental analysis of growth drivers, business model and long term sustainability of earnings.

The team favors established companies with a proven track record of earnings and a clarity on growth outlook with stocks trading at reasonable prices.

The fund seeks total return including dividend by investing in companies in the U.S. and developed international markets.

The sub-advisor’s investment process is driven by fundamental research and quantitative analysis of one company at a time. The research team screens financial statements of companies in the regions that meet broad revenue and earnings growth and trends criteria.

The team then narrows the list with the help of detailed fundamental analysis of growth drivers, business model and long term sustainability of earnings.

The team favors established companies with a proven track record of earnings and a clarity on growth outlook with stocks trading at reasonable prices.

The fund seeks to generate total return through investing in stocks, exchange traded notes and funds or real estate trusts around the world including the U.S.

The fund is sub-advised by Richard Bernstein Advisors LLC with a focus on global macro-analysis driven asset allocation.

The investment process is focused on identifying markets, sectors and companies that are likely to deliver positive returns based on the macro-economic conditions. The process also avoids or deemphasizes those investible units when economic conditions warrant. The process relies on several factors including yield curve, profit cycles, money flows and style and sector rotations.

The portfolio is monitored on a daily basis to ensure exposure to the desired market segments and balance with risk parameters. The fund is broadly diversified fund across geographic regions, growth and value investment styles and all market capitalizations.

The fund seeks capital appreciation by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in equity securities which include common stocks and other securities that represent an ownership interest (or right to acquire an ownership interest) in a company or other issuer.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies exhibiting above average earnings growth potential relative to its peers.

Also, the team favors companies that are estimated to trade below their fair values.

The team is not constrained by any particular investment style and therefore, has the flexibility to invest in a combination of growth and value companies.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests its net assets in U.S. and foreign securities, including emerging market securities.

However, the fund invests its net assets in at least three different countries.

In addition, the fund invests its net assets across different industries, sectors, countries, and regions, but may invest a significant percentage of its net assets in issuers in a single industry, sector, country, or region.

Additionally, the fund invests primarily in large-cap companies, even though it has the flexibility to invest across market capitalizations.

The fund seeks to invest around the world in large cap companies with above average earnings growth.

The disciplined investment approach looks for companies with competitive advantages, strong balance sheet and generating double-digit earnings growth. The fund also requires companies to generate sustainable return on capital of at least 20% a year.

The concentrated portfolio of high conviction names is managed with portfolio turnover of less than 20%. Fund allocates about 60% its investment in North America, 25% in Europe and 14% in Asia Pacific excluding Japan.  

Top 10 holdings in the fund account for about 55% of total assets.

The fund seeks to invest around the world in large cap companies with above average earnings growth.

The disciplined investment approach looks for companies with competitive advantages, strong balance sheet and generating double-digit earnings growth. The fund also requires companies to generate sustainable return on capital of at least 20% a year.

The concentrated portfolio of high conviction names is managed with portfolio turnover of less than 20%. Fund allocates about 60% its investment in North America, 25% in Europe and 14% in Asia Pacific excluding Japan.  

Top 10 holdings in the fund account for about 55% of total assets.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities of domestic and international companies.

The team assesses a security’s value based on an issuer’s financial profile, management, and business prospects.

In addition, the team evaluates a security on the basis of financial information, market trends and price movements.

Also, the research team integrates environmental, social and governance factors as part of its process.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests approximately 40% of its net assets in foreign assets.

However, the fund could invest a much lower percentage of its net assets in foreign assets depending on market conditions.

According to the investment team, an asset maybe determined to be foreign based on the issuer’s domicile, principal place of business, stock exchange listing, source of revenue, or other factors.

Foreign securities may also include depositary receipts.

The fund seeks capital appreciation in the long term by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in securities of publicly-traded United States domiciled  companies.

The team favors companies that are reasonably priced and estimated to trade below their fair values.

Also, the team looks for companies that exhibit the potential for significant growth over the long term.

When selecting investments for the portfolio, the team focuses on the quality of the company’s management, balance sheet strength, forecasted growth rate of future earnings, and relevant market, economic and political environments.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund invests up to 25% of its net assets in securities principally traded in foreign markets.

Additionally, under adverse market conditions, the fund may invest up to 100% of its net assets in cash or cash equivalents.