The fund seeks primarily dividend income and capital appreciation in the long term and secondarily dividend growth by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in domestic and More

The fund seeks primarily dividend income and capital appreciation in the long term and secondarily dividend growth by investing in companies across any size outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests in domestic and foreign securities across all market capitalizations and economic sectors without limitation.

However, the team prefers investing in the securities of dividend paying companies.

The research process is driven by fundamental analysis of one stock at a time. In selecting securities for the portfolio, the research team focuses on companies that represent above-average long-term investment opportunities or have significant near-term appreciation potential.

The team favors attractively-valued companies that provide attractive current income, have income and capital appreciation potential, and/or reduce overall portfolio volatility.

In addition, the team utilizes its proprietary values-based screening processes to narrow the investable universe.

The team focuses on companies that reflect values such as respecting the value and freedom of all people, demonstrating a concern for justice and peace, promoting family and community, exhibiting responsible management practices, and practicing environmental stewardship.

Additionally, the team may invest in securities that fund community development institutions and serve needs such as those of low-to-moderate income families and communities.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund’s investments in foreign securities may be made either directly or through American Depository Receipts.

Also, the fund may invest in other securities such as yieldcos, real estate investment trusts, convertible bonds, preferred stocks, and master limited partnerships.

The fund may invest up to 15% of its net assets in companies whose securities may have legal or contractual restrictions on resale or are otherwise illiquid.