The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in component securities (including depositary receipts in respect of such securities) of the Underlying Index.

The Underlying Index is designed to track the performance of equity securities of issuers who are primarily listed on the following sections of Tokyo Stock Exchange (TSE), namely the 1st section, the 2nd section, Mothers or JASDAQ.

The Underlying Index is comprised of the equity securities of the 400 highest scoring issuers listed on the TSE, as measured in return on equity, cumulative operating profit and current market value.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy to invest in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when using a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

Additionally, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in component securities (including depositary receipts in respect of such securities) of the Underlying Index.

The Underlying Index is designed to track the performance of equity securities in developed and emerging stock markets (excluding the United States), while mitigating exposure to fluctuations between the value of the US dollar and the currencies of the countries included in the Underlying Index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy to invest in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when using a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

Additionally, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in component securities (including depositary receipts in respect of such securities) of the Underlying Index.

The Underlying Index is designed to track the performance of equity securities in developed and emerging stock markets (excluding the United States).

The Underlying Index is designed to reflect the performance of equities (excluding real estate investment trusts) in its parent index, the MSCI ACWI ex USA Index, with higher dividend income and quality characteristics than average dividend yields that are both sustainable and persistent.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy to invest in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when using a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

Additionally, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

As part of its strategy, the fund employs a passive or indexing investment approach.

Next, the research team invests significantly in securities (including depositary receipts in respect of such securities) of issuers that comprise the Underlying Index.

The Underlying Index is designed to track the equity market performance of China A-Shares that are accessible through the Shanghai-Hong Kong Stock Connect program or the Shenzhen-Hong Kong Stock Connect program.

Also, the team evaluates companies based on factors such as market capitalization and industry weightings.

In addition, the team also assesses a company’s return variability, and yield, and liquidity characteristics.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy that involves investing in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when utilizing a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that the Underlying Index is concentrated.

The fund is classified as a non-diversified fund.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in component securities (including depositary receipts in respect of such securities) of the Underlying Index.

The Underlying Index is designed to track developed market performance while mitigating exposure to fluctuation between the value of the US dollar and the currencies of the countries included in the Underlying Index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy to invest in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when using a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

Additionally, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in component securities (including depositary receipts in respect of such securities) of the Underlying Index.

The Underlying Index is designed to reflect the performance of equities in the parent index (excluding REITs) with higher dividend income and quality characteristics than average dividend yields that are both sustainable and persistent.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy to invest in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when using a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

Additionally, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in component securities (including depositary receipts in respect of such securities) of the Underlying Index.

The Underlying Index is designed to track the performance of the developed markets in Europe, while mitigating exposure to fluctuations between the value of the US dollar and the currencies of the countries included in the Underlying Index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy to invest in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when using a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

Additionally, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in component securities (including depositary receipts in respect of such securities) of the Underlying Index.

The Underlying Index is designed to track the performance of the German equity market while mitigating exposure to fluctuations between the value of the US dollar and the euro.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy to invest in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when using a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

Additionally, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies in the United States.

As part of its strategy, the fund employs a passive or indexing investment approach.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in instruments that comprise the Underlying Index.

The Underlying Index is comprised of US dollar-denominated high yield corporate bonds.

In addition, the research team employs a representative sampling strategy, which means that the fund will hold a portfolio of securities with generally the same risk and return characteristics of the Underlying Index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in component securities (including depositary receipts in respect of such securities) of the Underlying Index.

The Underlying Index is designed to track the performance of equity securities of large- and mid-capitalization companies based in the countries in the Economic and Monetary Union (the EMU or Eurozone) of the European Union (EU).

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy to invest in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when using a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

Additionally, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in component securities (including depositary receipts in respect of such securities) of the Underlying Index.

The Underlying Index is designed to track the equity market performance of companies in developed countries(except the United States) selected on the investment style criteria (factors) of value, momentum, quality, low volatility and size.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy to invest in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when using a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

Additionally, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

As part of its strategy, the fund employs a passive or indexing investment approach.

Next, the research team invests significantly in securities of issuers that comprise the Underlying Index.

The Underlying Index is composed of the 300 largest and most liquid stocks in the China A-Share market.

Also, the team evaluates companies based on factors such as market capitalization and industry weightings.

In addition, the team also assesses a company’s return variability, and yield, and liquidity characteristics.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy that involves investing in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when utilizing a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that the Underlying Index is concentrated.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The sub-adviser’s investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

As part of its strategy, the fund employs a passive or indexing investment approach.

Next, the research team invests significantly in securities of issuers that comprise the Underlying Index.

The Underlying Index is composed of the 500 smallest and most liquid stocks in the China A-Share market.

Also, the team evaluates companies based on factors such as market capitalization and industry weightings.

In addition, the team also assesses a company’s return variability, and yield, and liquidity characteristics.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy that involves investing in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when utilizing a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that the Underlying Index is concentrated.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies in the United States.

As part of its strategy, the fund employs a passive or indexing investment approach.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in component securities of the Underlying Index.

The Underlying Index is comprised of US dollar-denominated high yield corporate bonds that potentially have higher beta to the overall high yield corporate bond market.

In addition, the research team employs a representative sampling strategy, which means that the fund will hold a portfolio of securities with generally the same risk and return characteristics of the Underlying Index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

Also, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

As part of its strategy, the fund employs a passive or indexing investment approach.

Next, the research team invests significantly in instruments that comprise the Underlying Index.

The Underlying Index applies environmental, social and governance considerations to a broader parent index resulting in abroad emerging markets sovereign debt market exposure with ESG aspects.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

The fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies in the United States.

As part of its strategy, the fund employs a passive or indexing investment approach.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in component securities of the Underlying Index.

The Underlying Index is comprised of US dollar-denominated high yield corporate bonds that potentially have lower beta to the overall high yield corporate bond market.

In addition, the research team employs a representative sampling strategy, which means that the fund will hold a portfolio of securities with generally the same risk and return characteristics of the Underlying Index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

Also, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

As part of its strategy, the fund employs a passive or indexing investment approach.

Next, the research team invests significantly in securities of issuers that comprise either directly or indirectly the Underlying Index or securities with economic characteristics similar to those included in the Underlying Index.

The Underlying Index is designed to capture large- and mid-capitalization representation across all China securities listed in Hong Kong, Shanghai and Shenzhen.

Also, the team evaluates companies based on factors such as market capitalization and industry weightings.

In addition, the team also assesses a company’s return variability, and yield, and liquidity characteristics.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund employs a representative sampling indexing strategy that involves investing in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that the Underlying Index is concentrated.

The fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in component securities (including depositary receipts in respect of such securities) of the Underlying Index.

The Underlying Index is designed to provide exposure to large- and medium-capitalization companies across developed market countries, excluding Canada and the United States, that exhibit high environmental, social and governance (ESG) performance relative to their sector peers.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy to invest in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when using a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

Additionally, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

As part of its strategy, the fund employs a passive or indexing investment approach.

Next, the research team invests significantly in component securities (including depositary receipts in respect of such securities) of the Underlying Index.

The Underlying Index is designed to track emerging market performance while mitigating exposure to fluctuations between the value of the US dollar and the currencies of the countries included in the Underlying Index.

Also, the team evaluates companies based on factors such as market capitalization and industry weightings.

In addition, the team also assesses a company’s return variability, and yield, and liquidity characteristics.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy that involves investing in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when utilizing a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

The fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in component securities (including depositary receipts in respect of such securities) of the Underlying Index.

The Underlying Index is designed to track the performance of equity securities based in the countries in the European Monetary Union (the EMU), while seeking to mitigate exposure to fluctuations between the value of the US dollar and the euro.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy to invest in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when using a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

Additionally, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies outside the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in component securities (including depositary receipts in respect of such securities) of the Underlying Index.

The Underlying Index is designed to track the performance of the Japanese equity market while mitigating exposure to fluctuations between the value of the US dollar and the Japanese yen.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Or, the fund employs a representative sampling indexing strategy to invest in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

The fund may or may not hold all of the securities in the Underlying Index when using a representative sampling indexing strategy.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

Additionally, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies in the United States.

As part of its strategy, the fund employs a passive or indexing investment approach.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in instruments that comprise the Underlying Index.

The Underlying Index is designed to track the returns of the U.S. long term tax-exempt bond market, specifically infrastructure revenue bonds and is comprised of tax-exempt municipal securities issued by states, cities, counties, districts, their respective agencies and other tax-exempt issuers.

In addition, the research team employs a representative sampling strategy, which means that the fund will hold a portfolio of securities with generally the same risk and return characteristics of the Underlying Index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies in the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

As part of its strategy, the fund employs a passive or indexing investment approach that is designed to track the performance of the Underlying Index.

The Underlying Index is designed to track the equity market performance of companies in the United States selected on the investment style criteria (factors) of quality and value.

Next, the research team invests significantly in component securities of the Underlying Index.

Additionally, the research team employs a representative sampling strategy to invest in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Also, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies in the United States.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

As part of its strategy, the fund employs a passive or indexing investment approach that is designed to track the performance of the Underlying Index.

The Underlying Index is designed to track the performance of companies in the United States selected on the investment style criteria (factors) of value, momentum, quality, low volatility and size.

Next, the research team invests significantly in component securities of the Underlying Index.

Additionally, the research team employs a representative sampling strategy to invest in a representative sample of securities that collectively has an investment profile similar to the Underlying Index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund seeks to replicate the composition of the benchmark index, holding each security in approximately the same proportion as its weighting in the Index.

Also, the fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

The fund seeks to replicate the total return performance of the benchmark index, before fees and expenses, by investing in companies in the United States.

As part of its strategy, the fund employs a passive or indexing investment approach.

The investment process starts with a list of companies in the benchmark index and the research team utilizes quantitative techniques and fundamental analysis to identify investment opportunities.

Next, the research team invests significantly in component securities of the Underlying Index.

The Underlying Index is designed to track the performance of short-term publicly issued US dollar-denominated below investment grade corporate debt.

In addition, the research team employs a representative sampling strategy, which means that the fund will hold a portfolio of securities with generally the same risk and return characteristics of the Underlying Index.

Then the manager constructs a portfolio of stocks from a list of companies favored by the research team and allocates capital based on its conviction level.

The fund will concentrate its investments in a particular industry or group of industries to the extent that its Underlying Index is concentrated.

Also, the fund may lend its portfolio securities to brokers, dealers and other financial institutions desiring to borrow securities to complete transactions and for other purposes.